- Free Consultation
- Debt Relief Programs
- About Us
For residents of Birmingham, Montgomery, Mobile, Huntsville, Tuscaloosa, Hoover, and other towns and cities in Alabama, CuraDebt consumer credit counseling AL is just a call away. Speak with a CuraDebt counselor today to get all the information you need about credit counseling.
What Is Consumer Credit Counseling?
There are two components credit counseling: the financial education component provided by a counselor to help a person better organize his or her finances or to get out of debt and the debt relief component which is often in the form of a debt management plan (DMP) negotiated between the lender and the borrower with the assistance of the credit counseling company.
How Does A Debt Management Plan (DMP) Work?
A Debt Management Plan as part of consumer credit counseling is designed to help the borrower repay his or her debts easily by negotiating a monthly payment amount that’s affordable to the borrower. A major benefit of enrolling in a DMP is reduced interest rates. The bank or the lending company will often reduce the interest rate from as high as 30 percent per annum that the consumer has been paying before getting credit counseling help, to as low as zero percent afterwards.
Is Credit Counseling Right For You?
If you’re wondering if consumer credit counseling is the right option for you, you will need to consider the following factors. Are you struggling or unable to keep up with your current debt payments every month? Are some of your accounts past due or in collection? Are you receiving constant (harassing) calls from credit collector. If you answered yes to these questions, you might find credit counseling as your best alternative. To find out what your best options are, please call 1-877-850-3328 or request for a free of charge consultation today.
Please contact one of our Consumer Credit Counseling AL specialists today!
When you enroll with our Consumer Credit counseling company, we will customize a Debt Management Plan for you.
Working With A CuraDebt Counselor.
For some people, debt relief assistance can often mean the difference between continued solvency and bankruptcy. CuraDebt is committed to helping all our clients select the best strategy that can help them get out of debt as fast as possible. Working with CuraDebt counselor means working with a qualified professional who has your best interest at heart.
About The State Of Alabama
With a population of over 4.8 million people, Alabama is the 23rd most populous state in the United States. It is also the 30th largest state in terms of land area measuring 52,419 square miles or 135,765 square kilometers. Located in the southeastern part of continental U.S. it shares a border with the state of Tennessee to the north, Mississippi to the west, Georgia to the east, and Florida to the south.
The word ‘alabama’ is said to have originated from the Choctaw language but scholars are still trying to decipher what the exact meaning of the word is. Alabama was admitted to the Union as the 22nd state in 1819. While agriculture still plays a dominant part in the state’s economy, Alabama today has diversified into finance, manufacturing, mining, automotive, aerospace, and automotive.
The largest cities in Alabama are Birmingham, Montgomery, Mobile, Huntsville, Tuscaloosa, and Hoover.
Credit Counseling in Arizona
Click now to get a Free Consumer Credit Counseling AL consultation!