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Consumer Credit Counseling AR

Consumer Credit Counseling AR

CuraDebt Financial Solutions provide free credit consultations services to consumers in several states, including Arkansas. If you’re an AR resident in Little Rock, Fort Smith, Fayetteville, Springdale, Jonesboro, North Little Rock, and all the other cities and towns in Arkansas seeking information about Consumer Credit Counseling AR, give us a call today.

Consumer Credit Counseling AR Explained

Consumer Credit Counseling AR, as implied by the phrase,  specifically includes some form of financial counseling or instructions provided to the consumer by the credit counseling company to help put his or her finances back in order and to avoid falling into debt or spending traps. The term also pertains to a debt relief strategy that has the borrower entering into a debt management plan (DMP) with the creditor after negotiations facilitated by the counseling company.

What Does A Debt Management Plan (DMP) Include?

For the Debt Management Plan (DMP) to work, both the creditor and borrower must come together and agree to the terms of the plan. For example, a creditor may lower interest rates or reduce the principal amount in return for a solid commitment by the borrower, as attested to by the credit counseling company, to pay off the balance within a specified period of time.

One of the most common benefits derived from entering into a DMP agreement is the potential improvement of a person’s credit score. Banks usually designate previously lapsed account back to current once they see a pattern of good behavior or after a few on-time payments are made into the DMP. Of course, previous negative reports will only be removed once they expire from the database of the credit report agencies.

Do You Need Consumer Credit Counseling?

Ultimately, it’s your decision. Credit counseling is simply an option for you to choose in effectively addressing your debt problem. What we can do for you is to provide you with all the information you need to make an informed decision. If you speak with a CuraDebt professional counselor today free of charge, you can easily determine the best course of action to take moving forward. Simply call 1-877-850-3328 or click on the button below to get an appointment.

Please contact one of our Consumer Credit Counseling AR specialists today!

Contact our Consumer Credit Counseling team for a private, confidential consultation with one of our certified counselors.

CuraDebt Credit Counseling in Arkansas

CuraDebt works with a network of local debt relief organizations to help bring our services to the town and city level. Our goal is to be able to help as many individuals and businesses as we can achieve financial stability and freedom from debt. Working with CuraDebt today means getting professional, qualified, and honest assistance to help you solve your debt situation.

About The State Of Arkansas

Arkansas’ economy, while still primarily agricultural (cotton and rice) has also diversified in recent years. The state now also relies on its service, tourism, poultry,steel, aircraft, and service industries.

Admitted to the Union as the 25th state on June 15, 1836, Arkansas is the 32nd most populous state in the United States with a total population of over 2.9 million people. It is ranked 29th in terms of land area covering 53,179 square miles or 137,733 square kilometers.

The name “Arkansas” is derived from the French pronunciation of the Sioux word akakaze, meaning ‘land of downriver people’ or ‘people of the southwind.’ The largest cities in the state are Little Rock, Fort Smith, Fayetteville, Springdale, Jonesboro, and North Little Rock.

Some of the most prominent personalities who originally came from Arkansas are former U.S. President Bill Clinton (also former governor of the state) and Sam Walton, founder of the largest chain of stores in the U.S.

Click now to get a Free Consumer Credit Counseling AR consultation!