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Ohio, the ‘Buckeye’ state, was named after the Ohio River, and has the 7th biggest population in the United States with over 11.5 million people. Ohio prides itself on its history of achieving great things which earned it the title, ‘Mother of Presidents’ as 7 US presidents were born in Ohio and proudly called it home, along with the first man on the moon, the astronaut Neil Armstrong.
Achieving great things is not only a history lesson though, as many Ohioans work hard to achieve financial freedom in current times. We know that the recent financial and economic downturns have took their toll nationwide, and that many people somehow found themselves with overwhelming debt. The journey to financial independence may seem confusing at first, but with the right consumer credit counseling and advice, you can find the debt help you need. The important thing to remember is that there is help.
There are many types of different debt management programs available, however it is very important to research them before you make a choice. Declaring bankruptcy, whether it be chapter 7 or chapter 13, can have negative effects on your credit score, not to mention the headache of lawyer fees and court dates.
Nowadays there are many companies that offer debt consolidation programs as an alternative to bankruptcy. In a nutshell, these involve taking out a new loan to repay old ones. There are two types of debt consolidation programs: unsecured and secured. Unsecured debt consolidation loans come with very high interest rates which means that you could end up paying much more to end your current debt, than your current debt is worth! Secured debt consolidation loans on the other hand have lower interest rates, but that is because they are backed against your property assets, such as your home. This opens the possible risk of foreclosure and losing your home, on top of all the fees.
Debt settlement is an alternative method that has recently been used by many people to help with their debt, without the risk of losing your home or the astronomical interest rates. It involves first negotiating reductions with your creditors, then setting up a special account in which you save your money, and finally repaying your reduced debt. To learn more about these options and to see which one is the right one for you, CuraDebt offers free consultation and can help you make the right choice.
One of the most significant things to look for when searching for the best credit counseling services is to make sure that the provider is experienced and reputable. CuraDebt provides debt counseling and guidance on different debt management solutions and programs to suit your unique situation. We’ve been doing so nationwide for over 15 years with the help of our qualified staff who are always ready to assist you out of the debt nightmares and back into financial freedom.
CuraDebt is proud to mention that many third party organizations have recognized our commitment to providing quality credit counseling services, every time. Just to name a few: The Online Business Bureau, a business reviewing service provided for consumers, rated CuraDebt as being in ‘Good Standing’; No complaints on NetCheck or HonestE; ‘Good Standing’ with the American Free Credit Council; and over 670 verified reviews on www.CustomerLobby.com – just to name a few. CuraDebt is also a member of the US Chamber of Commerce as well as the International Association of Professional Debt Arbitrators. Needless to say, we at CuraDebt know what were doing and we do it right. When it comes to seeking debt help, whether it be credit card counseling, tax debt relief, or just to ask about different debt management programs, CuraDebt is here for you. Our consumer credit counseling team will provide you with a debt management plan that will assist to get on the road to financial independence.
Get your Free and confidential evaluation in minutes over the phone or online for Ohio consumer credit counseling.
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