The purpose of a debt consolidation program is to get you back on track financially through regular payments and satisfy your creditors so they will stop contacting you.
The two principal rivals in the state are the University of Kentucky (blue, Wildcats) and the University of Louisville (red, Cardinals).
California, KY Kentucky Debt Consolidation
Debt consolidation is a debt repayment plan that eases your payments by lowering interest rates and eliminating your late fees.