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Of course citing the law is just the first step. The second and far more valuable thing to do is retain the services of debt settlement specialists.
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If you are looking for debt consolidation, consumer credit counseling, non-profit free debt consolidation, debt negotiation or debt settlement, you can speak with a CuraDebt counselor.

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* Curadebt does not charge any fees for its free counseling sessions. If, based on your short, long term goals, and financial situation, you feel that you would benefit from a program, Curadebt may refer you to a servicing company. CuraDebt does not guarantee acceptance by servicing company. Not all services are available in all states. Individual results vary. We do not guarantee debt will be reduced at any specific percentage. CuraDebt does not assume or pay any consumer debts, and does not provide tax or legal advice. If you seek legal or tax advice, you should consult with a tax specialist or attorney. Read and understand all contract terms prior to enrollment.

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Questions About Finances, Debt, Bankruptcy, Settlement, Consolidation?
Email and let us answer your questions: counselors@curadebt.com
We’ve been counseling people across the USA and Canada since 2000.

Free Consultation: 1-877-850-3328 (9 am to 9 PM EST Mon-Fri, 10 am to 2 pm Sat)
Fax: 1-754-333-5510