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Old 03-02-2009, 06:53 AM
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Join Date: Jan 2009
Posts: 1
Default Solutions for debt problems

My credit card bills are out of control. I can’t make my minimum payments anymore and my four credit cards are maxed out. The APRs are ridiculous, but with my credit score, I can’t qualify for anything better. Collection calls are becoming more frequent and I’m not sure what to do. Is there an easy solution? Maybe Credit Counseling or Debt Consolidation? Or how about Debt Negotiation Does anyone know the difference? What would work best for me?

Last edited by counselors : 03-03-2009 at 09:21 PM.
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