function fnSubmit2()
{
	if (formcheck(formobj)) {
	
	document.form.submit();
	}
}

function formcheck(formobj)
{
 
        var flag=0;     
        var pattern=/^[_a-z0-9-]+(\.[_a-z0-9-]+)*@[a-z0-9-]+(\.[a-z0-9-]+)*(\.[a-z]{2,3})$/;
		var F=document.debt;
		if(document.getElementById("name").value== "")
		{
		    flag=0; 
			alert("Please enter your name");
			document.getElementById("name").focus();
			return false;
		}
		
		else
		{
		  flag=1; 		  
		}
		
		if(document.getElementById("from").value=="")   
		{
		      flag=0; 
			  alert("Please enter your email address");
			  document.getElementById("from").focus();
			  return false;
		}
   
	   if(pattern.test(document.getElementById("from").value)==false)   
	   {
	      flag=0; 
		  alert("Please enter your email address in this format: smith@sample.com");
		  document.getElementById("from").focus();
		  return false;
	   }
	   
	   else
	   {
	     flag=1; 	     
	   }
				    
	 if(document.getElementById("custom txtPhone").value==""){
			flag=0; 
			alert("Please enter your Best Phone Number to speak");
			document.getElementById("custom txtPhone").focus();
			return false;
		}
		
	   else
	   {
	      flag=1; 
	      
	   }	   
		
		if(document.getElementById("state").value==""){
			flag=0; 
			alert("Please select your State Of Residency.");
			document.getElementById("state").focus();
			return false;
		}
		
		else
		{
		   flag=1; 
		   
		}
		
		if (document.frmPayment.validate.checked) {
			document.frmPayment.submit(); 
    											 }
	 	else
			{
		 alert("I agree with the terms and conditions.");
	 	document.frmPayment.validate.focus();
       return false; 
	 		}
				
	 if(flag==0)	
	 {
	    //alert("false");
		return false;
	 }	
     else	
	 {	
	    //alert("true");
	    return true;	
	 }	
		
	//return false;	  		  
}
