Sample Settlement Letters

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Below, please find some debt settlement letters. These clients used debt negotiation as an alternative to debt consolidation, debt management, or consumer credit counseling in order to get out of debt and avoid personal or business bankruptcy. CuraDebt's directors of negotiation are continually developing new relationships with creditors, law firms, collection agencies, etc., in order to obtain the best possible terms of settlement as well as reductions for your and for clients' medical bills, loan modifications, collection accounts, credit card debts, personal loans, vehicle repossessions, and other unsecured debts.

The following are several sample settlement letters with the clients' information removed for privacy reasons.

(Please note that most settlements can be structured to take the form of a lump sum or installment plan. The best terms of repayment are always negotiated on your behalf.)

Chase debt negotiation, debt settlement letter. (2001) $3,500.00 paid on balance of $32,288.69. 89% Savings .
Capital One (Direct Merchants) debt negotiation, debt settlement letter. (2001) $2,300.00 paid on balance of $7,867.23. 71% Savings .
Household Credit debt negotiation, debt settlement letter. (2001) $7,000.00 paid on balance of $36,133.73. 81% Savings .
USAA debt negotiation, debt settlement letter. (1998) $2,393.21 paid on balance of $5,983.02. 60% Savings .
Discover debt negotiation, debt settlement letter. (2002) $2,241.00 paid on balance of $6,401.96. 65% Savings.
First National Bank of Omaha debt negotiation, debt settlement letter. (2002) $2972.00 paid on balance of $5,943.00. 50% Savings.
American Express debt negotiation, debt settlement letter. (2002) $10,614.00 paid on balance of $34,718.00. 69% Savings.
Citibank debt negotiation, debt settlement letter. (2002) $6,500.00 paid on balance of $13,092.89. 50% Savings.
Citibank debt negotiation, debt settlement letter. (2002) $487.21 paid on balance of $1218.03. 60% Savings.
Discover debt negotiation, debt settlement letter. (2002) $2,551.00 paid on balance of $8,503.44. 70% Savings .
American Express debt negotiation, debt settlement letter. (2000) $5,520.58 paid on balance of $13,801.44. 60% Savings
Bank of America debt negotiation, debt settlement letter. (2000) $3,909 paid on balance of $11,170. 65% Savings.
Chase debt negotiation, debt settlement letter. (2000) $3,830 paid on balance of $11,085. 65% Savings.
Discover debt negotiation, debt settlement letter. (2000) $6,904 paid on balance of $21,471. 68% Savings
First USA debt negotiation, debt settlement letter. (2000) $4,696 paid on balance of $16,128. 71% Savings.
First USA debt negotiation, debt settlement letter. (2000) $2,721 paid on balance of $9,070. 70% Savings.
First USA debt negotiation, debt settlement letter. (2002) $3,995 paid on balance of $13,316. 70% Savings.
Household debt negotiation, debt settlement letter. (2001) $10,000 paid on balance of $36,007. 72% Savings.
Wells Fargo debt negotiation, debt settlement letter. (2000) $4,840 paid on balance of $13,882. 65% Savings.
Wells Fargo / First Interstate / Max Flow Corp. / Law Firm debt negotiation, debt settlement Letter. (2002) $4,454 paid on balance of $11,137. 60% Savings.
First USA debt negotiation, debt settlement letter. (2002) $1,668 paid in installments over 4 months on balance of $5,333.76. 69% Savings with payments over 4 months.
Chase debt negotiation, debt settlement letter. (2002) Installments of $116 and $2,263 to settle on balance of $6,799.49. 65% Savings with payments over 2 months.
Citibank debt negotiation, debt settlement letter. (2002) 3 installments of $494.38 paid on balance of $3,707.87. 60% Savings with payments over 3 months.
Household debt negotiation, debt settlement letter. (2002) $1,722.52 paid on balance of $3,131.85. 65% Savings with potential payments of up to 6 months.
Merrick Bank debt negotiation, debt settlement letter. (2002) 3 installments of $613.34 paid on balance of $3,630. 50% Savings with payments over 3 months.
Citibank letter of debt negotiation. (2003) 1 installment of $169.09 paid on balance of $1,280.98. 87% Savings.
Capital One letter of debt negotiation. (2003) 1 payment of $232 paid on balance of $770.08. 70% savings.
Household debt settlement letter. (2003) $1,012.80 paid on balance of $3,379.36. 70% savings.
Chase debt settlement letter. (2003) $612 paid on balance of $2,039. 70% Savings.
Providian letter of debt negotiation. (2003) $701.00 paid on balance of $1,754.03. 60% savings.
Collection Agency debt settlement letter. (2003) $14,890.75 paid on balance of $59,563.59. 75% savings.
US Bank letter of debt negotiation. (2003) $1,200 paid in installments over 3 months on balance of $3,242.33. 63% Savings.
Juniper debt settlement letter. (2003) $1,545.00 paid in installments over 6 months on balance of $5,146.21. 70% Savings.
Direct Merchants Bank debt settlement letter. (2003) $762.00 paid in installments over 6 months on balance of $1,897.64. 60% Savings with payments over 6 months.
First USA debt settlement letter. (2004) $8,540 paid on balance of $21,349.30 with payments over 4 months. 60% Savings .
Direct Merchants Bank, debt negotiation letter. (2004) $3,600 paid on balance of $8,997.97 with payments over 3 months. 60% Savings.
American General Savings letter. (2004) $755 paid on balance of $1,888.32. 60% Savings.
Peoples Bank debt settlement letter. (2004) $5,409.48 paid on balance of $13,554.64. 60% Savings .
American Express, letter of debt negotiation. (2004) $7,625.96 paid on balance of $19,553.76. 61% Savings.
Bank One debt settlement letter. (2004) $4,647 paid on balance of $11,617.68. 60% Savings.
Collection Agency Savings letter. (2004) $2,885.94 paid on balance of $9,619.81. 70% Savings .
Direct Merchants debt settlement letter. (2004) $2,500 paid on balance of $11,710. 78% savings.
Chase Bank, letter of debt negotiation. (2004) $3,300 paid on balance of $13,203.18. 75% Savings.
Bank of America, debt negotiation letter. (2005) $2,108.63 paid on balance of $7,028.75. 70% savings.
Discover debt negotiation, debt settlement letter. (2005) $3,647.37 paid on balance of $7,294.73. 50% Savings.
Chase Bank debt negotiation letter. (2005) $18,114.56 paid on balance of $40,254.57. 55% savings.
Capital One debt settlement letter. (2005) $8.451.72 paid on balance of $24.147.76. 65% Savings .
Bank of America debt settlement letter. (2005) $6.711.60 paid on balance of $16.489.14. 60% Savings .
Bank of One debt settlement letter. (2005) $7.200.00 paid on balance of $20.575.45. 65% Savings .
MBNA debt settlement letter. (2005) $3.185.00 paid on balance of $9.093.63. 65% Savings.
Best Buy debt settlement letter. (2005) $1.685.11 paid on balance of $5.617.05. 70% Savings .
Bank One debt settlement letter. (2005) $4.226.00 paid on balance of $11.119.65. 62% Savings .
Fleet Bank debt settlement letter. (2005) $2.155.60 paid on balance of $6.220.14. 65% Savings .
Discover debt settlement letter. (2005) $4.901.50 paid on balance of $10.892.22. 55% Savings .
Bank One debt settlement letter. (2005) $5.395.50 paid on balance of $12.545.22. 57% Savings .
National Group debt settlement letter. (2006) $1.962.00 paid on balance of $4.263.41. 54% Savings .
American Express debt settlement letter. (2006) $6.500.00 paid on balance of $21.655.31. 70% Savings .
Arrow Principal Services debt negotiation, debt settlement letter. (2006) $400 paid on balance of $1.089. 64% Savings.
US Bank letter of debt negotiation. (2006) $1,200 paid in installments over 3 months on balance of $3,242.33. 63% Savings.
Bank of America debt reduction letter. (2006) $1245.00 paid on balance of $4140.47. 70% Savings .
American Express debt negotiation, debt settlement letter. (2006) $6.000 paid on balance of $16.658.76 64% Savings.
Discover debt negotiation, debt settlement letter. (2006) $2,241 paid on balance of $6,401. 68% Savings.
Peoples Bank debt settlement letter. (2006) $5,409.48 paid on balance of $13,554.64. 60% Savings .
Bank of America debt negotiation, debt settlement letter. (2006) $3,909 paid on balance of $11,170. 65% Savings.
MBNA America, debt negotiation letter. (2006) $1,920.00 paid on balance of $9,513.18 with payments over 3 months. 80% Savings.
Associated Recovery System, debt negotiation letter. (2007) $567.81 paid on balance of $1,216.81. 55% Savings .
NCO Financial System INC. debt negotiation letter. (2007) $3,741.55 paid on balance of $9,353.87. 60% Savings .
FIA Card Services, debt negotiation letter. (2007) $5,404.20 paid on balance of $18,013.83 70% Savings .
Bank of America, debt negotiation letter. (2007) $8,100.00 paid on balance of $46,116.70. 82% Savings .
Washington Mutual, debt negotiation letter. (2007) $2,113.32 paid on balance of $6,037.63. 65% Savings .
American Express, debt negotiation letter. (2007) $10,339.67 paid on balance of $2,300.00. 78% Savings .
Washington Mutual, debt negotiation letter. (2007) $2,260.00 paid on balance of $6,454.11. 65% Savings .
Weltman, Weinberg & Reis Co., LPA, debt negotiation letter. (2007) $2,136.41 paid on balance of $7,144.43. 71% Savings .
Branch Banking & Trust CO., debt negotiation letter . (2007) $9,000.00 paid on balance of $25,387.31. 65% Savings .
First Source Advantage, LLC, debt negotiation letter. (2007) $679.38 paid on balance of $272.00. 60% Savings .
Central Credit Services, INC, debt negotiation letter . (2007) $2,500.00 paid on balance of $5,478.45. 55% Savings .
Central Credit Services, INC, debt negotiation letter. (2007) $4,200.00 paid on balance of $11,064.52. 63% Savings .
FIA Card Services, debt negotiation letter. (2007) $4,000.00 paid on balance of $10,565.00. 63% Savings .
Chase Bank, debt negotiation letter. (2008) $3,303.00 paid on balance of $7,339.72. 55% Savings .
NCO Financial System INC, debt negotiation letter. (2008) $2,228.23 paid on balance of $7,427.43. 70% Savings .
NCO Financial System INC, debt negotiation letter. (2008) $1,518.25 paid on balance of $5,270.82. 70% Savings .
Bank of America, debt negotiation letter. (2008) $4,292.00 paid on balance of $21,461.72. 80% Savings .
Bank of America, debt negotiation letter. (2007) $11,000.00 paid on balance of $35,558.50. 68% Savings .
Chase Bank, debt negotiation letter. (2007) $2,427.00 paid on balance of $5,234.00. 54% Savings .
Encore , debt negotiation letter. (2007) $6,220.00 paid on balance of $17,770.81. 65% Savings .
Bank of America, debt negotiation letter. (2007) $2,154.86 paid on balance of $6,156.77. 65% Savings .
Bank of America, debt negotiation letter. (2007) Balance for this account is of $11,317.66 settled for $4,000.65% Savings .
United Recovery System, LP, debt negotiation letter. (2007) $4,200.00 paid on balance of $12,889.02. 68% Savings .
Chase Bank, debt negotiation letter. (2007) $8,508.00 paid on balance of $19,113.86 56% Savings .
American Express, debt negotiation letter.(2007) $4,200.00 paid on balance of $17,019.67. 76% Savings .
Wells Fargo Financial, debt negotiation letter. (2007) $1,200.00 paid on balance of $5,766.59. 80% Savings .
Wells Fargo Financial, debt negotiation letter. (2007) $452.20 paid on balance of $2,361.44. 81% Savings .
Chase Bank, debt negotiation letter. (2008) $4,334.00 paid on balance of $9,737.66. 56% Savings .
Bank of America, debt negotiation letter. (2008) $3,800.00 paid on balance of $10,798.91.65% Savings .
Neuheisel Law Firm, debt negotiation letter. (2008) $2,230.89 paid on balance of $5,577.23. 60% Savings .
FIA Card Services, debt negotiation letter. (2008) $2,200.00 paid on balance of $10,940.78. 80% Savings .
Sun Trust, debt negotiation letter. (2008) $1,775.47 paid on balance of $9,762.77. 82% Savings .
HSBC Bank, debt negotiation letter. (2008) $1,715.00 paid on balance of $3,813.38. 56% Savings .
Bank of America, debt negotiation letter. (2008) $1,400.00 paid on balance of $8,710.21. 84% Savings .
Bank of America, debt negotiation letter. (2008) $1,400.00 paid on balance of $8,710.21.84% Savings .
HFC Group, debt negotiation letter. (2008) $1,974.00 paid on balance of $4,270.41.55% Savings .
Bank of America, debt negotiation letter.(2008) $2,000.00 paid on balance of $8,522.82.77% Savings .
Bronson & Migiaccio, debt negotiation letter. (2008) $3,722.00 paid on balance of $9,672.99.62% Savings .
GE Money Bank, debt negotiation letter. (2008) 30% paid on balance of $714.29. 70% Savings .
Central Credit Services Inc, debt negotiation letter. (2008) $5,167.98 paid on balance of $11,794.09.56% Savings .
Chase Bank, debt negotiation letter. (2008) $1,700.00 paid on balance of $4,291.00 60% Savings .
Chase Bank, debt negotiation letter. (2008) $2,629.00 paid on balance of $6,571.94. 60% Savings .
Encore, debt negotiation letter. (2008) $330.00 paid on balance of $938.93. 65% Savings .
HSBC Bank, debt negotiation letter. (2008) $310.00 paid on balance of $600.00. 49% Savings .
Wells Fargo Financial, debt negotiation letter. (2008) $771.48 paid on balance of $1,542.95. 50% Savings .
Wells Fargo Financial, debt negotiation letter. (2008) $2,479.00 paid on balance of $4,957.43. 50% Savings .
FMA alliance LTD., debt negotiation letter. (2008) $4,011.02 paid on balance of $10,027.54. 60% Savings .
FMA Alliance LTD., debt negotiation letter. (2008) $4,300.00 paid on balance of $14,355.46. 71% Savings .
Washington Mutual, debt negotiation letter. (2008) $1,149.92 paid on balance of $2,555.37. 55% Savings .
Wells Fargo Financial, debt negotiation letter. (2008) $513.37 paid on balance of $1,026.75. 50% Savings .

Student Loan Settlement Letters

Talk to us regarding student loans if you have financial challenges. In certain circumstances, you may be entitled to hardship or savings.

Future results are not guaranteed. A variety of factors are used in arriving at the final settlement amount, such as hardship, age of debt, financial profile, recent large cash advances, recent large luxury purchases, creditor, credit history, and other factors.

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