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Backup Withholding Tax: What It Is and How It Affects You

You may have encountered backup withholding If you’ve ever received a tax form showing money withheld from your investment income or freelance payments. It may sound complicated, but it isn’t really. Backup withholding is simply the IRS’s way of ensuring it collects taxes on certain types of income before you have a chance to spend it. To avoid unexpected tax

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Unity at Home: How Couples Can Talk About Money Without Fighting

Unity at Home: How Couples Can Talk About Money Without Fighting Summary: Money conversations don’t have to be a battlefield. With a few biblical ground rules and a simple 15-minute format, you can move from tension to teamwork. 1) God’s vision for unity “Make every effort to keep the unity of the Spirit through the bond of peace.” — Ephesians

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How Interest Actually Accumulates (and 3 Ways to Stop It Faster)

How Interest Actually Accumulates (and 3 Ways to Stop It Faster) Summary: Interest is the silent cost that steals time and peace. This post shows—in plain English—how it grows and three faithful ways to slow it down or shut it off. 1) Why this matters spiritually and practically “Be diligent to know the state of your flocks.” — Proverbs 27:23God

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Tithing, Giving, and Debt: How to Navigate in a Hard Season

Tithing, Giving, and Debt: How to Navigate in a Hard Season Summary: God cares about your heart and your household. This guide offers a grace-filled way to think about tithing and generosity while you’re paying down debt—grounded in Scripture and practical wisdom. 1) Start with God’s heart “Each of you should give what you have decided in your heart to

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Contentment, Calling, and Cutting Costs (Without Crushing Your Family)

Contentment, Calling, and Cutting Costs (Without Crushing Your Family) Summary: God’s plan for you isn’t endless deprivation—it’s faithful stewardship. This guide shows how to trim expenses in a way that protects your calling, relationships, and peace. 1) Contentment is strength, not surrender “I have learned to be content whatever the circumstances… I can do all this through Him who gives

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“The Borrower Is Slave to the Lender”: What That Means Today

“The Borrower Is Slave to the Lender”: What That Means Today Summary: Proverbs 22:7 isn’t about shame—it’s a warning about how interest quietly takes your freedom. This post translates the verse into today’s math and gives you a simple path to regain control. 1) The verse and the vision “**The rich rules over the poor, and the borrower is slave

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