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How to Exit a Tax Relief Company That Isn’t Delivering—and Switch to CuraDebt (What to Do + Why CuraDebt)

October 21, 2025

If the firm you hired hasn’t moved your case, you can disengage cleanly, protect yourself with the IRS, and switch to a team that actually executes—today. Your fast switch plan (CuraDebt does the heavy lifting) Why CuraDebt (use the “11 Musts” checklist to vet any provider) 2025 reality check: enforcement actions & why switching promptly matters Takeaway: if your provider

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“Stay of Enforcement” (Temporary Collection Hold): What It Is, Why It Matters, and What Happens If You Don’t Do It

October 21, 2025

What it is (plain English) A “stay of enforcement” is a temporary collection hold we request from the IRS. When granted, it typically pauses new levies/garnishments for about 14–30 days while we get your investigation completed, submit your returns/financials and lock in a longer-term resolution (Installment Agreement, Offer in Compromise, or Currently Not Collectible). Why it matters What happens if

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What Can the IRS Do to Collect? (And Real “Horror Stories” from the Internet)

October 21, 2025

When a tax bill goes unpaid, the IRS can move from letters to legal action—fast. Here’s what they’re allowed to do, what that looks like in real life, and how to protect yourself today. The IRS’s Collection Toolkit (Plain English) What This Looks Like in Real Life (From Reddit & Forums) Takeaway: the “horror” isn’t random—it’s procedural. Notices → deadlines

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Revenue Officer Assigned to Your Tax Case — What Now?

October 20, 2025

When the IRS assigns a Revenue Officer (RO) to your case, it means your file moved from automated letters to active, personal collection. ROs can verify assets, request financials, and, if compliance steps are missed, recommend levies, liens, or asset seizures. The good news: with the right plan, you can stabilize the situation and work toward a resolution. What an

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Confession of Judgment MCA (COJ): Risks & Defenses

October 11, 2025

If you’ve taken out a merchant cash advance (MCA) or are considering one, you may have come across a term that sounds harmless but carries serious consequences: the confession of judgment, or COJ. This clause can allow a lender to win a court judgment against you without notice — and without you ever stepping foot in a courtroom. This guide

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Debt settlement services are not for everyone. Our projections are derived from historical results and will vary based on the specific creditors you are enrolled with and the terms of your individual program. Successful program completion is contingent on various factors, including your ability to accumulate sufficient funds. We cannot assure you that your debts will be settled for a predetermined amount or percentage, nor can we guarantee a specific timeframe for resolution. We do not assume your debts, make monthly creditor payments, or offer advice on tax, bankruptcy, accounting, legal matters, or credit repair services. Availability of our services will vary by state, and our fees are subject to state-specific variations. It is advisable to consult with a tax professional regarding potential tax implications of debt resolution for less than the full balance. Prior to enrollment, thoroughly review and comprehend all program materials. On electronic, telephonic, or written request the company will make available to the consumer a paper copy or copies of agreement. The managing member of CuraDebt Systems, LLC is Eric Pemper; any concerns or inquiries please email [email protected].

Establishment of a debt settlement plan may adversely affect your credit rating or credit scores. Nonpayment of debt may lead creditors to increase finance and other charges or undertake collection activity, including litigation. Nevertheless, negotiated settlements obtained on your behalf encompass the entire account, including all fees and interest. Familiarize yourself with all program terms before enrolling. Mississippi Licensed Debt Management Service Provider. Licensed in various other states. Please be aware that all interactions with our company, including calls, may be recorded or monitored for quality assurance and training purposes. In CT, DE, GA, HI, ID, KY, LA, ME, MT, NV, NH, NJ, ND, OH, PR, RI, SC, VT, WI and WY, CuraDebt does not provide debt settlement/adjustment services and instead may forward the consumer to a law firm that may be able to assist in providing similar services as part of their practice. CuraDebt Systems, LLC upholds a non-discriminatory policy based on race, color, religion, sex, marital status, national origin, or ancestry. Our headquarters are located at 4000 Hollywood Blvd. Suite 555-S Hollywood, FL 33021.

C.P.D. Reg. No. – 2024-0673215. CuraDebt Systems, LLC is licensed by the Virginia State Corporation Commission as a debt settlement provider with the License No. DSP-13.

© 2000 – 2025 CuraDebt Systems, LLC. All Rights Reserved.

Debt settlement services are not for everyone. Our projections are derived from historical results and will vary based on the specific creditors you are enrolled with and the terms of your individual program. Successful program completion is contingent on various factors, including your ability to accumulate sufficient funds. We cannot assure you that your debts will be settled for a predetermined amount or percentage, nor can we guarantee a specific timeframe for resolution. We do not assume your debts, make monthly creditor payments, or offer advice on tax, bankruptcy, accounting, legal matters, or credit repair services. Availability of our services will vary by state, and our fees are subject to state-specific variations. It is advisable to consult with a tax professional regarding potential tax implications of debt resolution for less than the full balance. Prior to enrollment, thoroughly review and comprehend all program materials. On electronic, telephonic, or written request the company will make available to the consumer a paper copy or copies of agreement. The managing member of CuraDebt Systems, LLC is Eric Pemper; any concerns or inquiries please email [email protected].

Engaging in debt settlement services may have adverse effects on your creditworthiness/credit rating, potentially leading to collections, legal actions by creditors or collectors, and an increase in outstanding balances due to accrued fees and interest. Nevertheless, negotiated settlements obtained on your behalf encompass the entire account, including all fees and interest. Familiarize yourself with all program terms before enrolling. Mississippi Licensed Debt Management Service Provider. Licensed in various other states. Please be aware that all interactions with our company, including calls, may be recorded or monitored for quality assurance and training purposes. CuraDebt Systems, LLC upholds a non-discriminatory policy based on race, color, religion, sex, marital status, national origin, or ancestry. Our headquarters are located at 4000 Hollywood Blvd. Suite 555-S Hollywood, FL 33021.

C.P.D. Reg. No. – 2024-0673215. CuraDebt Systems, LLC is licensed by the Virginia State Corporation Commission as a debt settlement provider with the License No. DSP-13.

© 2000 – 2025 CuraDebt Systems, LLC. All Rights Reserved.

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