Are you facing financial hardship and considering a loan to consolidate your debts? Receiving an offer with an incredibly low interest rate can seem to be the perfect solution—but is it truly in your best interest? Before making any commitments, it’s essential to understand your options and ensure you’re making the right financial decision.
That’s how Panther Lending caught the attention of many borrowers. But is it a trustworthy lender, or is there more to the story?
Now, let’s take a closer look at what their reviews say.
Based in Bloomfield Hills, Michigan, Panther Lending is a financial services provider. Its main focus is on providing debt consolidation loans and related financial products.
Panther Lending claims to help clients get out of credit card debt with extremely low interest rates.
The company builds curiosity and interest among potential customers by highlighting its significantly lower interest rates or Annual Percentage Rate (APR) than industry standards.
Panther Lending advertises loans with an exceptionally low APR of 3.86%. This has aroused curiosity among people in debt and financial experts alike.
This is because such low rates are often considered too good to be true compared to standard market rates, which range from 6.99% to 24.99% APR. Many users have reported being contacted by Panther Lending through direct mail campaigns.
But what do customers have to say about Panther Lending? Let’s find out.
To get a comprehensive and detailed understanding of Panther Lending, let’s consider reviews from various online platforms.
The Better Business Bureau (BBB) is a credible source for consumer reviews and information about businesses. The average rating of Panther Lending on BBB is 1.74 out of 5.
Let’s take a look at the BBB reviews for Panther Lending to get a better understanding of its reputation.
Here’s a 5-star review by Angelo on the BBB. He praises Panther Lending for its excellent service and honesty. He also highlights the company’s transparency in providing accurate information, even if it wasn’t the most favorable news.
However, in the below screenshot, Lisa is glad that she found negative Panther Lending reviews before proceeding with her loan offer. She is alarmed by the reported scams.
Similarly, Monica also used BBB reviews to research Panther Lending before considering her offer. She is grateful for the information that prevented her from getting involved.
Trustpilot is another platform where customers can share their experiences and reviews. On Trustpilot, Panther Lending has an average rating of 3.1 out of 5. Let’s see what people have to say about Panther Lending on Trustpilot.
Let’s first see a positive Panther Lending review. S. Myers’ 5-star review discusses a positive experience with Panther Lending. They appreciate the company’s efficient communication and the clear explanations provided by the customer service rep.
Myers is content with the loan terms received, which will help them become debt-free within 48 months.
However, there are negative Panther Lending reviews on Trustpilot as well.
For example, Rafael Iraheta’s review highlights red flags associated with Panther Lending. He expresses serious concerns about the company’s lack of transparency regarding regulatory information and the absence of basic contact information.
He also seems skeptical about the unusually low APR Panther Lending advertises.
Like on other platforms, many people have left Panther Lending reviews on Reddit.
The interest rates Panther Lending offers are a topic of debate among users. Some find it legit and extremely beneficial for borrowers like this Reddit user by the name of Bluefoxicy.
Let’s now take a different Reddit thread as an example. This Reddit user, with the username OiTheguvna, is looking for advice regarding a debt consolidation loan offer from Panther Lending.
OiTheguvna is unsure about the legitimacy of Panther Lending and is seeking guidance on whether Panther Lending is legit.
This Reddit thread highlights several concerns about Panther Lending’s legitimacy and transparency:
Panther Lending was very active on its social media platforms around the start of 2024. However, there is no activity on their social media now.
Similarly, their official website is down as well.
The above screenshot shows that Panther Lending’s website was active around April 2023. However, the site has been inactive for over a year now.
Panther Lending’s Facebook and X (formerly Twitter) activity has significantly declined since January 2024. Previously, they were sharing articles from Market Watch, which is a good way to engage with the audience and offer financial news updates.
However, the sudden and sharp decline in activity raises questions about the company’s current status. Again, this may have caused customers and prospects to leave negative Panther Lending reviews.
While we can argue that the lender shifted its marketing strategies or is experiencing internal turmoil, such a prolonged and sudden lack of activity is unusual.
Here are Panther Lending’s official website and social links that you can verify yourself:
Based on the available evidence, limited information, and Panther Lending reviews, you should proceed carefully after doing your own research when considering Panther Lending.
Although some customers have reported positive experiences, there are people who have expressed concerns. These concerns include the company’s transparency and aggressive marketing tactics.
The reasons for negative Panther Lending reviews could be:
If you’re considering a loan to manage your debt, it’s crucial to explore all your options before committing to high-interest payments. At CuraDebt, we specialize in helping individuals like you reduce their debt without taking on new loans.
For over 24 years, we’ve helped thousands of people negotiate lower settlements, stop aggressive collection calls, and regain financial stability—often saving them significantly more than a traditional loan would.
Don’t take on more debt—take control instead. Schedule a free, no-obligation consultation today and discover how we can help you break free from financial stress. Let’s build a plan that works for you!
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