Debt Settlement Letters From Clients
Below you will find real debt settlement letters. Each year CuraDebt’s in-house negotiations team reaches thousands of settlements with creditors. Settlements are negotiated based on the funds that our clients have available to reach either a lump sum or in some cases installments on the settlement amounts.
Please keep in mind that future results are not guaranteed, helping individual and small business owners since the year 2000. Our goal of saving you the most money as quickly as possible is based on your ability to stick to our debt settlement program and ensure that funds are available for settlement.
If you have a different creditor and would like to see a real debt settlement letter from that creditor, please feel free to request a prior real settlement letter (with all confidential information blacked out) with that creditor from your CuraDebt counselor.
Below are a few real debt settlement letters out of the many thousands of agreements that are reached each year.
Clicking on each of the debt settlement letters below will show you an image of the actual letter. Both client and creditor information have been blacked out to protect both parties’ privacy.
Disclaimer: average settlements are from 40-60% savings of the balance at time of settlement. Factors such as age of account, hardship, financials, creditor, current settlement policy, etc. influence final offer. We do all we can to get the best possible resolution for each client.
2024 Settlement Letters
$6,859.22 paid on balance of $19,597.78.
65% Savings.
$868.51 paid on balance of $2,171.27.
60% Savings.
$4,632.34 paid on balance of $13,235.25.
65% Savings.
$14,071.66 paid on balance of $31,270.35..
55% Savings.
$11,102.00 paid on a higher original balance.
Approximately 55% Savings.
$58,200 paid on balance of $98,790.31.
41% Savings.
$7,000.00 paid on balance of $14,192.98.
50% Savings.
$3,779.00, paid on a balance of $8,789.00.
55% Savings.
$1,952.88, paid on balance of $4,882.20,
60% Savings.
$7,881.96, paid on balance of $13,136.78
40% Savings.
$1,384.61, paid on a balance of $3,461.53
60% Savings.
$736.54,, paid on balance of $2,104.40,
65% Savings.
$5,304 paid on balance of $10,938.07.
51% Savings.
$2,296.44 paid on balance of $5,741.10.
60% Savings.
$4,500.00 paid on balance of $16,849.52.
73% Savings.
$1,578.00 paid on balance of $2,867.71.
45% Savings.
$1,128.57 paid on balance of $2,507.93.
55% Savings.
2023 Settlement Letters
$1,152.75 paid on balance of $3,842.49.
70% Savings.
$892.90 paid on balance of $2,976.33.
70% Savings.
$912 paid on balance of $3,645.10.
75% Savings.
$650 paid on balance of $2,245.45.
70% Savings.
$653 paid on balance of $1,866.33.
65% Savings.
$1,149.45 paid on balance of $2,873.60.
65% Savings.
$1,149.45 paid on balance of $2,873.60.
60% Savings.
$428.03 paid on balance of $1,070.04.
60% Savings.
$1,573.40 paid on balance of $3,933.50.
60% Savings.
$560.92 paid on balance of $1,246.48.
55% Savings.
$2,523.17 paid on balance of $5,606.97
55% Savings.
$1,377.67 paid on balance of $3,251.28.
50% Savings.
2022 Settlement Letters
$1,740.89 paid on balance of $5,802.98.
70% Savings.
$700 paid on balance of $2,331.70.
70% Savings.
$1,745.31 paid on balance of $6,464.11.
73% Savings.
$3,853 paid on balance of $9,63149.
60% Savings.
$4,570.49 paid on balance of $13,058.56
65% Savings.
$4,508 paid on balance of $15,025.44
70% Savings.
$948.78 paid on balance of $2,108.40
55% Savings.
$2,576 paid on balance of $5,723.63
55% Savings.
$1,941.03 paid on balance of $3,882.06.
50% Savings.
2021 Settlement Letters
$1,043.78 paid on balance of $3,479.29.
70% Savings.
$1,322.18 paid on balance of $5,283.73.
75% Savings.
$869.55 paid on balance of $5,796.39
85% Savings.
$322 paid on balance of $919.77.
65% Savings.
$2,298 paid on balance of $6,561.
65% Savings.
$2,078 paid on balance of $5,936.
65% Savings.
$2,192 paid on balance of $6,260.
65% Savings.
$3,500 paid on balance of $9,779.
65% Savings.
$179.76 paid on balance of $599.22.
70% Savings.
$2,436.00 paid on balance of $8,119.39.
70% Savings.
2020 Settlement Letters
$250 paid on balance of $999.84.
65% Savings.
$2000 paid on balance of $5,940.52.
66% Savings.
$332.69 paid on balance of $831.73.
65% Savings.
$213.28 paid on balance of $608.70.
65% Savings.
$480 paid on balance of $1,372.14.
65% Savings.
$1,195.14 paid on balance of $11,195.14.
90% Savings.
$2,713.20 paid on balance of $7,752.01.
65% Savings.
$3,895 paid on balance of $9,735.54.
60% Savings.
$1,493.37 paid on balance of $3,733.47.
60% Savings.
$5,017.37 paid on balance of $9,648.79.
53% Savings.
$5,050.46 paid on balance of $12,626.41.
60% Savings.
$3,954.79 paid on balance of $10,985.53.
65% Savings.
2019 Settlement Letters
$1,267 paid on balance of $6,332.61.
80% Savings.
$2,437.00 paid on balance of $9,745.
75% Savings.
$1,750 paid on balance of $4,338.47.
60% Savings.
$16,840 paid on balance of $30,607.86.
45% Savings.
$658 paid on balance of $1,877.15.
65% Savings.
$3,876 paid on balance of $11,073.89.
65% Savings.
$5,700 paid on balance of $13,710.54.
59% Savings.
$2,478 paid on balance of $7,079.17.
65% Savings.
$476.24 paid on balance of $1,904.97.
75% Savings.
$2,200.00 paid on balance of $6,054.61.
65% Savings.
2018 Settlement Letters
$4,448 paid on balance of $12,706.31.
65% Savings.
$1,244.49 paid on balance of $12,444.96.
82% Savings.
$5,130 paid on balance of $20,519.54.
75% Savings.
$8,000 paid on balance of $22,235.76.
64% Savings.
$3,289 paid on balance of $9,395.86.
65% Savings.
$1,860 paid on balance of $5,311.79.
65% Savings.
$1,898 paid on balance of $5,421.67.
65% Savings.
$900 paid on balance of $2,602.37.
65% Savings.
$1,000 paid on balance of $3,235.63.
69% Savings.
2017 Settlement Letters
$1,351 paid on balance of $5,401.19.
75% Savings.
$9,149.14 paid on balance of $26,140.40.
65% Savings.
$9,900 paid on balance of $20,581.04.
55% Savings.
$2,069.02 paid on balance of $5,911.51.
65% Savings.
$952.05 paid on balance of $2,380.13.
60% Savings.
2016 Settlement Letters
$1,884.47 paid on balance of $7,537.88.
75% Savings.
$450.00 paid on balance of $1,279.90.
65% Savings.
$728.00 paid on balance of $1,819.96.
60% Savings.
$1,100.00 paid on balance of $2,684.05.
60% Savings.
$4,800.00 paid on balance of $15,820.35.
70% Savings.
$900.00 paid on balance of $2,847.05.
65% Savings.
$1,381.81 paid on balance of $3,948.01.
65% Savings.
$2,178.00 paid on balance of $6,222.84.
65% Savings.
$2,331.00 paid on balance of $5,827.38.
60% Savings.
$1,670.04 paid on balance of $4,175.03.
60% Savings.
$1,724.38 paid on balance of $4,310.96.
60% Savings.
$1,732.00 paid on balance of $4,307.01.
60% Savings.
$1,800.00 paid on balance of $4,420.53.
60% Savings.
$2,246.46 paid on balance of $5,616.77.
60% Savings.
$819.70 paid on balance of $2,049.27.
60% Savings.
$1,832.00 paid on balance of $4,579.19.
60% Savings.
$1,717.00 paid on balance of $4,292.22.
60% Savings.
$4,203.00 paid on balance of $9,339.53.
55% Savings.
$3,281.85 paid on balance of $8,204.39.
60% Savings.
$2,000.00 paid on balance of $4,766.35.
58% Savings.
$1,034.30 paid on balance of $2,298.52.
55% Savings.
$13,539.96 paid on balance of $27,079.92.
50% Savings.
$742.00 paid on balance of $1,483.21.
50% Savings.
$7,478.66 paid on balance of $14,951.32.
50% Savings.
$9,600.38 paid on balance of $19,200.76.
50% Savings.
$626.30 paid on balance of $1,565.75.
60% Savings.
$929.00 paid on balance of $2,322.44.
60% Savings.
$8,700.00 paid on balance of $18,782.73.
54% Savings.
$545.00 paid on balance of $1,361.68.
60% Savings.
2015 Settlement Letters
$0.00 paid on balance of $4,904.14.
100% Savings.
$0.00 paid on balance of $7,776.29.
100% Savings.
$0.00 paid on balance of $4,183.96.
100% Savings.
$0.00 paid on balance of $22,018.64.
100% Savings.
$4,952.01 paid on balance of $14,607.28.
66% Savings.
$1,106.38 paid on balance of $2,765.95.
60% Savings.
$11,024.96 paid on balance of $27,562.60.
60% Savings.
$4,100.00 paid on balance of $8,392.60.
51% Savings.
$503.43 paid on balance of $1,678.07.
70% Savings.
$607.17 paid on balance of $1,214.34.
50% Savings.
$931.60 paid on balance of $3,105.34.
70% Savings.
$6,000.00 paid on balance of $16,190.75.
63% Savings.
$1,985.79 paid on balance of $4,964.49.
60% Savings.
$2,275.00 paid on balance of $4,548.22.
50% Savings.
$2,236.00 paid on balance of $6,385.74.
65% Savings.
$2,704.17 paid on balance of $5,408.35.
50% Savings.
$1,488.85 paid on balance of $2,977.69.
50% Savings.
balance of $2,695.67.
65% Savings.
1998-2014 Settlement Letters are being updated in a new format. If you wish to see settlement letters, please request from your counselor by calling 1-877-850-3328 and we will gladly provide them.
2014 Settlement Letters
$0.00 paid on balance of $24,845.09.
100% Savings.
$4,000.00 paid on balance of $8,646.10.
53% Savings.
$5,197.00 paid on balance of $12,991.12.
60% Savings.
$0.00 paid on balance of $3,624.59.
100% Savings.
$1,536.00 paid on balance of $3,839.93.
60% Savings.
$2,400.00 paid on balance of $5,523.26.
66% Savings.
$11,024.96 paid on balance of $27,562.60.
60% Savings.
$4,100.00 paid on balance of $8,392.60.
51% Savings.
$503.43 paid on balance of $1,678.07.
70% Savings.
$1,800.00 paid on balance of $4,854.12.
62% Savings.
$1,632.00 paid on balance of $6,530.79.
75% Savings.
$2,967.00 paid on balance of $7,279.66.
59% Savings.
$1,985.79 paid on balance of $4,964.49.
60% Savings.
$2,275.00 paid on balance of $4,548.22.
50% Savings.
$2,236.00 paid on balance of $6,385.74.
65% Savings.
$2,704.17 paid on balance of $5,408.35.
50% Savings.
$1,488.85 paid on balance of $2,977.69.
50% Savings.
balance of $2,695.67.
65% Savings.
2013 Settlement Letters
$1,683.00 paid on balance of $3,376.96.
50% Savings.
$2,090.00 paid on balance of $5,224.68.
60% Savings.
$1,160.00 paid on balance of $2,321.29.
50% Savings.
$2,569.93 paid on balance of $5,710.95.
55% Savings.
$4,455.00 paid on balance of $11,136.80.
60% Savings.
$3,247.95 paid on balance of $6,495.89.
50% Savings.
$5,256.00 paid on balance of $14,986.75.
65% Savings.
$5,725.00 paid on balance of $12,720.42.
55% Savings.
$3,420.00 paid on balance of $15,376.71.
77% Savings.
$2,347.02 paid on balance of $5,867.54.
50% Savings.
$470.29 paid on balance of $940.57.
50% Savings.
2012 Settlement Letters
$530.00 paid on balance of $1,174.88.
55% Savings.
$2,818.44 paid on balance of $5,636.63.
50% Savings.
$7,875.00 paid on balance of $19,706.19.
60% Savings.
$9,499.32 paid on balance of $21,117.90.
55% Savings.
$1,361.00 paid on balance of $3,400.67.
60% Savings.
$3,560.00 paid on balance of $10,017.09.
65% Savings.
$431.53 paid on balance of $1,078.83.
60% Savings.
$2,261.92 paid on balance of $9,046.48.
75% Savings.
$4,217.00 paid on balance of $12,047.00.
65% Savings.
$2,334.35 paid on balance of $4,668.54.
50% Savings.
$5,530.00 paid on balance of $18,140.76.
70% Savings.
2011 Settlement Letters
$1.741.97 paid on balance of $17,419.71.
90% Savings.
$2200.00 paid on balance of $10,459.10.
79% Savings.
$4200.00 paid on balance of $15,639.80.
73.15% Savings.
$4,705.00 paid on balance of $18,817.63.
75% Savings.
$1,627.00 paid on balance of $6,506.75.
75% Savings.
$578.00 paid on balance of $3,846.02.
85% Savings.
$4,302.00 paid on balance of $21,987.90.
80.53% Savings.
$732.00 paid on balance of $3,453.34.
79.80% Savings.
2010 Settlement Letters
$3,724.20 paid on balance of $12,413.99.
70% Savings.
$1,989.00 paid on balance of $9,949.67.
70% Savings.
$3,234.00 paid on balance of $12,935.53.
75% Savings.
$1,700.00 paid on balance of $5,421.45.
70% Savings.
$1,734.40 paid on balance of $4,335.97.
60% Savings.
$1,398.50 paid on balance of $4,661.66.
70% Savings.
2009 Settlement Letters
$1,360.71 paid on balance of $6,803.53.
92% Savings.
$3,500.00 paid on balance of $28,434.60.
88% Savings.
$2,316.96 paid on balance of $11,584.82.
80% Savings.
$2,200.60 paid on balance of $11,021.30.
80% Savings.
$2,420.00 paid on balance of $12,043.62.
80% Savings.
$1,770.00 paid on balance of $8,851.87.
80% Savings.
2008 Settlement Letters
$3,303.00 paid on balance of $7,339.72.
55% Savings.
$2,228.23 paid on balance of $7,427.43.
70% Savings.
$1,518.25 paid on balance of $5,270.82.
70% Savings.
$4,292.00 paid on balance of $21,461.72.
80% Savings.
$4,334.00 paid on balance of $9,737.66.
56% Savings.
$3,800.00 paid on balance of $10,798.91.
65% Savings.
$2,230.89 paid on balance of $5,577.23.
60% Savings.
$2,200.00 paid on balance of $10,940.78.
80% Savings.
$1,775.47 paid on balance of $9,762.77.
82% Savings.
$1,715.00 paid on balance of $3,813.38.
56% Savings.
$1,400.00 paid on balance of $8,710.21.
84% Savings.
$1,400.00 paid on balance of $8,710.21.
84% Savings.
$1,974.00 paid on balance of $4,270.41.
55% Savings.
$2,000.00 paid on balance of $8,522.82.
77% Savings.
$3,722.00 paid on balance of $9,672.99.
62% Savings.
30% paid on balance of $714.29.
70% Savings.
$5,167.98 paid on balance of $11,794.09.
56% Savings.
$1,700.00 paid on balance of $4,291.00.
60% Savings.
$2,629.00 paid on balance of $6,571.94.
60% Savings.
$2,629.00 paid on balance of $6,571.94.
60% Savings.
$330.00 paid on balance of $938.93.
65% Savings.
$310.00 paid on balance of $600.00.
49% Savings.
$771.48 paid on balance of $1,542.95.
50% Savings.
$2,479.00 paid on balance of $4,957.43.
50% Savings.
$4,300.00 paid on balance of $14,355.46.
71% Savings.
$1,149.92 paid on balance of $2,555.37.
55% Savings.
$513.37 paid on balance of $1,026.75.
50% Savings.
2007 Settlement Letters
$567.81 paid on balance of $1,216.81.
55% Savings.
$3,741.55 paid on balance of $9,353.87.
60% Savings.
$5,404.20 paid on balance of $18,013.83.
70% Savings.
$8,100.00 paid on balance of $46,116.70.
82% Savings.
$2,113.32 paid on balance of $6,037.63.
65% Savings.
$10,339.67 paid on balance of $2,300.00.
78% Savings.
$2,260.00 paid on balance of $6,454.11.
65% Savings.
$2,136.41 paid on balance of $7,144.43.
71% Savings.
$9,000.00 paid on balance of $25,387.31.
65% Savings.
$679.38 paid on balance of $272.00.
60% Savings.
$2,500.00 paid on balance of $5,478.45.
55% Savings.
$4,200.00 paid on balance of $11,064.52.
63% Savings.
$4,000.00 paid on balance of $10,565.00.
63% Savings.
$11,000.00 paid on balance of $35,558.50.
68% Savings.
$2,427.00 paid on balance of $5,234.00.
54% Savings.
$6,220.00 paid on balance of $17,770.81.
65% Savings.
$2,154.86 paid on balance of $6,156.77.
65% Savings.
Balance for this account is of $11,317.66 settled for $4,000.00.
65% Savings.
$4,200.00 paid on balance of $12,889.02.
68% Savings.
$8,508.00 paid on balance of $19,113.86.
56% Savings.
$4,200.00 paid on balance of $17,019.67.
76% Savings.
$1,200.00 paid on balance of $5,766.59.
80% Savings.
$452.20 paid on balance of $2,361.44.
81% Savings.
2006 Settlement Letters
$1,962.00 paid on balance of $4,263.41.
54% Savings.
$6,500.00 paid on balance of $21,655.31.
70% Savings.
$400.00 paid on balance of $1,089.00.
64% Savings.
$1,200.00 paid in installments over 3 months on balance of $3,242.33.
63% Savings.
$1245.00 paid on balance of $4140.47.
70% Savings.
$6,000.00 paid on balance of $16,658.76.
64% Savings.
$2,241.00 paid on balance of $6,401.00.
68% Savings.
$5,409.48 paid on balance of $13,554.64.
60% Savings.
$3,909.00 paid on balance of $11,170.00.
65% Savings.
$1,920.00 paid on balance of $9,513.18 with payments over 3 months.
80% Savings.
2005 Settlement Letters
$2,108.63 paid on balance of $7,028.75.
70% Savings.
$3,647.37 paid on balance of $7,294.73.
50% Savings.
$18,114.56 paid on balance of $40,254.57.
55% Savings.
$8.451.72 paid on balance of $24.147.76.
65% Savings.
$6,711.60 paid on balance of $16,489.14.
60% Savings.
$7,200.00 paid on balance of $20,575.45.
65% Savings.
$3,185.00 paid on balance of $9,093.63.
65% Savings.
$1,685.11 paid on balance of $5,617.05.
70% Savings.
$4,226.00 paid on balance of $11,119.65.
62% Savings.
$2,155.60 paid on balance of $6,220.14.
65% Savings.
$4,901.50 paid on balance of $10,892.22.
55% Savings.
$5,395.50 paid on balance of $12,545.22.
57% Savings.
2004 Settlement Letters
$8,540.00 paid on balance of $21,349.30 with payments over 4 months.
60% Savings.
$3,600.00 paid on balance of $8,997.97 with payments over 3 months.
60% Savings.
$755.00 paid on balance of $1,888.32.
60% Savings.
$5,409.48 paid on balance of $13,554.64.
60% Savings.
$7,625.96 paid on balance of $19,553.76.
61% Savings.
$4,647.00 paid on balance of $11,617.68.
60% Savings.
$2,885.94 paid on balance of $9,619.81.
70% Savings.
$2,500.00 paid on balance of $11,710.00.
78% Savings.
$3,300.00 paid on balance of $13,203.18.
75% Savings.
2003 Settlement Letters
1 installment of $169.09 paid on balance of $1,280.98.
87% Savings.
1 payment of $232.00 paid on balance of $770.08.
70% Savings.
$1,012.80 paid on balance of $3,379.36.
70% Savings.
$612.00 paid on balance of $2,039.00.
70% Savings.
$701.00 paid on balance of $1,754.03.
60% savings.
$14,890.75 paid on balance of $59,563.59.
75% savings.
$1,200.00 paid in installments over 3 months on balance of $3,242.33.
63% Savings.
$1,545.00 paid in installments over 6 months on balance of $5,146.21.
70% Savings.
$762.00 paid in installments over 6months on balance of $1,897.64.
60% Savings with payments over 6 months.
2002 Settlement Letters
$2,241.00 paid on balance of $6,401.96.
65% Savings.
$2972.00 paid on balance of $5,943.00.
50% Savings.
$10,614.00 paid on balance of $34,718.00.
69% Savings.
$6,500.00 paid on balance of $13,092.89.
50% Savings.
$487.21 paid on balance of $1218.03.
60% Savings.
$2,551.00 paid on balance of $8,503.44.
70% Savings.
$3,995.00 paid on balance of $13,316.00.
70% Savings.
$4,454.00 paid on balance of $11,137.00.
60% Savings.
$1,668.00 paid in installments over 4 months on balance of $5,333.76.
69% Savings with payments over 4 months.
Installments of $116.00 and $2,263.00 to settle on balance of $6,799.49.
65% Savings with payments over 2 months.
3 installments of $494.38 paid on balance of $3,707.87.
60% Savings with payments over 3 months.
$1,722.52 paid on balance of $3,131.85.
65% Savings with potential payments of up to 6 months.
3 installments of $613.34 paid on balance of $3,630.00.
50% Savings with payments over 3 months.
2001 Settlement Letters
89% Savings.
71% Savings.
81% Savings.
72% Savings.
2000 Settlement Letters
$5,520.58 paid on balance of $13,801.44.
60% Savings.
65% Savings.
65% Saving.
68% Savings.
71% Savings.
70% Savings.
65% Savings.
1998 Settlement Letters
60% Savings.
