Real Debt Settlement Letters
Below you will find real debt settlement letters. Each year CuraDebt’s in-house negotiations team reaches thousands of settlements with creditors. Settlements are negotiated based on the funds that our clients have available to reach either a lump sum or in some cases installments on the settlement amounts.
Please keep in mind that future results are not guaranteed, helping individual and small business owners since the year 2000. Our goal of saving you the most money as quickly as possible is based on your ability to stick to our debt settlement program and ensure that funds are available for settlement.
If you have a different creditor and would like to see a real debt settlement letter from that creditor, please feel free to request a prior real settlement letter (with all confidential information blacked out) with that creditor from your CuraDebt counselor.
Below are a few real debt settlement letters out of the many thousands of agreements that are reached each year.
Clicking on each of the debt settlement letters below will show you an image of the actual letter. Both client and creditor information have been blacked out to protect both parties’ privacy.
Disclaimer: average settlements are from 40-60% savings of the balance at time of settlement. Factors such as age of account, hardship, financials, creditor, current settlement policy, etc. influence final offer. We do all we can to get the best possible resolution for each client.
2023 Settlement Letters
70% Savings.
70% Savings.
75% Savings.
70% Savings.
65% Savings.
65% Savings.
60% Savings.
60% Savings.
60% Savings.
55% Savings.
55% Savings.
50% Savings.
2022 Settlement Letters
70% Savings.
70% Savings.
73% Savings.
60% Savings.
65% Savings.
70% Savings.
55% Savings.
55% Savings.
50% Savings.
2021 Settlement Letters
70% Savings.
75% Savings.
85% Savings.
65% Savings.
65% Savings.
65% Savings.
65% Savings.
65% Savings.
70% Savings.
70% Savings.
2020 Settlement Letters
65% Savings.
66% Savings.
65% Savings.
65% Savings.
65% Savings.
90% Savings.
65% Savings.
60% Savings.
60% Savings.
53% Savings.
60% Savings.
65% Savings.
2019 Settlement Letters
80% Savings.
75% Savings.
60% Savings.
45% Savings.
65% Savings.
65% Savings.
59% Savings.
65% Savings.
75% Savings.
65% Savings.
2018 Settlement Letters
65% Savings.
82% Savings.
75% Savings.
64% Savings.
65% Savings.
65% Savings.
65% Savings.
65% Savings.
69% Savings.
2017 Settlement Letters
75% Savings.
65% Savings.
55% Savings.
65% Savings.
60% Savings.
2016 Settlement Letters
75% Savings.
65% Savings.
60% Savings.
60% Savings.
70% Savings.
65% Savings.
65% Savings.
65% Savings.
60% Savings.
60% Savings.
60% Savings.
60% Savings.
60% Savings.
60% Savings.
60% Savings.
60% Savings.
60% Savings.
55% Savings.
60% Savings.
58% Savings.
55% Savings.
50% Savings.
50% Savings.
50% Savings.
50% Savings.
60% Savings.
60% Savings.
54% Savings.
60% Savings.
2015 Settlement Letters
100% Savings.
100% Savings.
100% Savings.
100% Savings.
66% Savings.
60% Savings.
60% Savings.
51% Savings.
70% Savings.
50% Savings.
70% Savings.
63% Savings.
60% Savings.
50% Savings.
65% Savings.
50% Savings.
50% Savings.
65% Savings.
1998-2014 Settlement Letters are being updated in a new format. If you wish to see settlement letters, please request from your counselor by calling 1-877-850-3328 and we will gladly provide them.
2014 Debt Settlement Letters
100% Savings.
53% Savings.
60% Savings.
100% Savings.
60% Savings.
66% Savings.
62% Savings.
75% Savings.
59% Savings.
60% Savings.
62% Savings.
100% Savings.
60% Savings.
65% Savings.
100% Savings.
60% Savings.
50% Savings.
50% Savings.
100% Savings.
2013 Settlement Letters
50% Savings.
60% Savings.
50% Savings.
55% Savings.
60% Savings.
50% Savings.
65% Savings.
55% Savings.
77% Savings.
50% Savings.
50% Savings.
2012 Settlement Letters
55% Savings.
50% Savings.
60% Savings.
55% Savings.
60% Savings.
65% Savings.
60% Savings.
75% Savings.
65% Savings.
50% Savings.
70% Savings.
2011 Settlement Letters
90% Savings.
79% Savings.
73.15% Savings.
75% Savings.
75% Savings.
85% Savings.
80.53% Savings.
79.80% Savings.
2010 Settlement Letters
70% Savings.
70% Savings.
75% Savings.
70% Savings.
60% Savings.
70% Savings.
2009 Settlement Letters
92% Savings.
88% Savings.
80% Savings.
80% Savings.
80% Savings.
80% Savings.
2008 Settlement Letters
55% Savings.
70% Savings.
70% Savings.
80% Savings.
56% Savings.
65% Savings.
60% Savings.
80% Savings.
82% Savings.
56% Savings.
84% Savings.
84% Savings.
55% Savings.
77% Savings.
62% Savings.
70% Savings.
56% Savings.
60% Savings.
60% Savings.
65% Savings.
49% Savings.
50% Savings.
50% Savings.
60% Savings.
71% Savings.
55% Savings.
50% Savings.
2007 Settlement Letters
55% Savings.
60% Savings.
70% Savings.
82% Savings.
65% Savings.
78% Savings.
65% Savings.
71% Savings.
65% Savings.
60% Savings.
55% Savings.
63% Savings.
63% Savings.
68% Savings.
54% Savings.
65% Savings.
65% Savings.
65% Savings.
68% Savings.
56% Savings.
76% Savings.
80% Savings.
81% Savings.
2006 Settlement Letters
54% Savings.
70% Savings.
64% Savings.
63% Savings.
70% Savings.
64% Savings.
68% Savings.
60% Savings.
65% Savings.
80% Savings.
2005 Settlement Letters
70% Savings.
50% Savings.
55% Savings.
65% Savings.
60% Savings.
65% Savings.
65% Savings.
70% Savings.
62% Savings.
65% Savings.
55% Savings.
57% Savings.
2004 Settlement Letters
60% Savings.
60% Savings.
60% Savings.
60% Savings.
61% Savings.
60% Savings.
70% Savings.
78% Savings.
75% Savings.
2003 Settlement Letters
87% Savings.
70% Savings.
70% Savings.
70% Savings.
60% savings.
75% savings.
63% Savings.
70% Savings.
60% Savings with payments over 6 months.
2002 Settlement Letters
65% Savings.
50% Savings.
69% Savings.
50% Savings.
60% Savings.
70% Savings.
70% Savings.
60% Savings.
69% Savings with payments over 4 months.
65% Savings with payments over 2 months.
60% Savings with payments over 3 months.
65% Savings with potential payments of up to 6 months.
50% Savings with payments over 3 months.
2001 Settlement Letters
89% Savings.
71% Savings.
81% Savings.
72% Savings.
2000 Settlement Letters
60% Savings.
65% Savings.
65% Savings.
68% Savings.
71% Savings.
70% Savings.
65% Savings.
1998 Settlement Letters
60% Savings.