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Since the year 2000, CuraDebt has been helping people find solutions to debt and other challenges. Today, CuraDebt uses its experience and contacts in the industry to help guide individuals and small business owners through advice and/or referrals to companies that can help them.

The following are testimonials, settlement letters and feedback from past people who have worked with CuraDebt to give you an understanding of the experience and high code of ethics CuraDebt prides itself on.

Past results are no guarantee of future results, as each situation is different.

Please see the links below:


For testimonials from 2010 on, please see Customer Lobby:

Click here to visit Customer Lobby.

Some testimonials from 2008 and 2009:

“I wanted to first thank you for everything that you and your team have done. My program was very successful and I was able to resolve over $168,000 in debt within about four months at approximately 30% of it’s total value. I am amazed by how well your program worked and will be referring it to friends and family in need. I want to especially acknowledge Yamile, who did an amazing job for me. It’s great to know that in these troubled times curadebt can help people get a fresh start. (you may use this as a reference as long as you change my name).

I recently joined the affiliate program and referred my cousin [name removed for privacy] in to your program…”


Thank you so much!

We are so thankful for all that Curadebt has done for us! I never could have imagined that we could have cleared as much debt as we have in the past year and a half. We tried for many years to accomplish this on our own and obviously could not achieve these results. So, again thank you to you and all of your team for your outstanding work and effort on our behalf. You will receive referrals from us.


Posted on: 23 Jul 2008 12:25 AM”

“Dear Curadebt supervisors,

I am writing to you in hopes that you will recognize my negotiator – Lorena.

Recently my husband and I settled 3 credit cards with Lorena. The entire staff at Curadebt, especially Lorena, was outstanding. From the moment my husband and I came to Curadebt, I felt we were greeted with a friendly smile. Lorena knew how hard it was for me to talk about my debt but she made me feel so at ease. Lorena´s kindness and thoughfulness was way above above expectations and the manner in which she represented not only herself but also your business is to be commended.

I felt Lorena´s words that she extended were genuine and offered easily. I know you cannot train someone in these skills and emotions; they are a person´s true makeup and inner spirit. Your entire staff at this company is unique and my hopes are that you already recognize that and value them as employees and representatives of your business.

Please extend our thanks to all who work at Curadebt. You have won a person of testimonial for life not to mention all the family members and friends we alrady told!


“Hi, Alexandra

Well, we´ve made it through the woods, and the credit cards are all paid off. we want to thank curaDebt (and you) for making the process so smooth . we´ve really felt that you were working for us and that yuo had our interests in mind at every turn.

Happy New Year,

Thank you, and have a great day!

13 Jan 2009 08:40 AM”

“Thanks Rafael. I have only been in the program for a few weeks. just wanted to let you know the CuraDebt staff has been really great to work with. Please pass this along.



17 nov 2008 05:25 PM”

“Hi, Cindy

Another happy Client!

Thank you greatly. I sent word about you telling your company that (1) you deserve a raise, and (2) that you also deserved an accommodation for being by far, high and low, the best “Credit Counselor” of any company/agency/firm there is in the business of debt settlement/debt management. Thank you!!!

I look forward to working with you, and whomever else works with you in putting a “dent” in my/our debt at hand.

Best regards always,

Chris Stanley”

“Good Afternoon Renata!

Thank you for your kind email. I hope you had a great holiday with you and yours, also!

Renata, thank you, also for acknowledging so very quickly, and efficiently receipt of my/our faxed application. You are absolutely the best, and a REAL ASSET TO CURADEBT . Thank you for all you´ve done, your transitioning over from Cindy P, and your friendly/professional manner in handling everything.

You´re great!

Best regards always”

“Hello Mr. Muñoz

As per our conversation earlier I am sending you this email in regards to your employee Elizabeth V.

I really just wanted to express my gratitude towards such a great company helping me so much through such a rough time. Elizabeth is a Wonderful, actually an absolutely fabulous, advisor. She is a very kind person and showed much concern and care for my situation and was willing to help me in any way possible. I´m am so grateful that I chose your company to help me and my family through this hard time. And although we haven´t been fully approved yet, I would not change the experience. She did and helped so much to make sure I understood everything; no matter how small or large the question I had. she had wonderful patience with me as I feel as if I blew her personal phone line off the hook with my many questions but took as much time as needed to answer them without ever rushing me off the phone until she knew I fully and completely understood my concerns and questions about this process.

I hope you can reward her in some way for such fabulous customer service and having such care , compassion and patients for her clients!

If you have any questions please feel to contact me!


Home: ###-###-####
Cell: ###-###-####

14 Nov 2008 01:15 PM”

“Thanks Lorena,

You have been wonderful, and you met all of my expectations for the program!


Posted on: 4 Sep 2008 04:05 AM”

Thank you more than words can say. It seems we have been struggling for
so long and kind consideration and help is much appreciated as it gives
me strength to continue moving forward…
I just want you to know that your caring attitude is priceless in these hard times.
With sincere thanks,

Posted on: 01 Oct 2008 09:50 AM”

“I just wanted to take a minute to thank the staff at CuraDebt for being kindhearted, professional and knowledgeable in their communications with me.

Being in such a sensitive and vulnerable position, being treated with respect and thoughtfulness – all the while staying focused on their job at hand – means a great deal to me and I’m confident all those in my position.

#### and I are grateful and looking forward to working with you to settle and resolve our debt position. Thank you.


Posted on: 27 Aug 2008 07:46 PM

“Carolina –

Thank you so much for your call and indepth explanation concerning the
Curadebt program.

I consider it a Blessing to be a part of this program and working with
individuals like Renata and yourself. I am already feeling less

Thanks for all your help!


Posted on: 23 Nov 2008 08:30AM”

Prior to 2008 testimonials:

“Dear Debt Negotiation Managers,
I just wanted to say Thank You to all of you who consistently help me in my credit matters.
 I do appreciate all of your hard work and caring attitudes. This situation I am in is not a fun place to be in.  It helps to know that there are good people like yourselves that truly care and truly want to help others. You have made some incredible deals for me and I greatly appreciate it!
I  know it is a good day when the CuraDebt commission is more than the settlement amount!!
You all are awesome!  Thank you from the bottom of my heart!,

 Diana L, NV”

“Thank you very much for all the help and hard work.  We are very satisfied with the outcome and will surely recommend it to anyone we know who would like to turn around their financial situation and like us, become debt free in 15 months. This is a major accomplishment for our family and surely a great way to start the New Year.  Yes, you have our permission to use my below email for marketing. (contact us for a free consultation first, please) You may also use our names, but Ricardo is requesting if you just use our first names.  As far as our phone number for reference, that shouldn’t be a problem as well.

With many thanks,”

–  Veronica & Ricardo, CA”

“I believe this may be the fourth account that we have paid off. Thanks again. You guys are great!!!! You don’t realize how much stress has been relieved from us with this. You guys have eased so serious pain for us.  Thanks!!”

–  Stacie & John, MO”

“Here is an update about my financial condition since I completed your debt settlement program.  You’ll remember that I came to CuraDebt in 2000 in the middle of a divorce with over $125,000 in credit card debts run up by my ex-wife.  You successfully negotiated settlements on all my debts and additional time which allowed me to re-finance it all into a long term loan and avoid bankruptcy.  I was able to keep my house, car and all my investments and managed to avoid having any of my wages seized.  You then helped with my credit repair.  Since then I have been able to obtain several credit cards.  I can now report to you that I just purchased a new Jeep Grand Cherokee  with Chrysler’s preferred rate financing.  Thank you again for all your help.”

– Mark W., CA

“We can’t thank you enough for all you have done for us.  Your quick actions and communication have made our lives so much easier to bear in this time of chaos.  You solely have responded in a timely manner, been honest and gave us the personal touch that is unheard of these days.  Going from a three day eviction panic to having your home back in a week was a miracle in itself.  After being advised by so many to walk away, you gave us hope and honesty from the beginning. Our kids have developed smiles once again when they heard the good news you relayed to us.  Our family thanks you from the  bottom of your hearts for all your efforts in saving our home.”

– Roger and Lynnette W., NJ

“Thank you so very much for all your help both professionally and personally.  Forgive me for not getting in touch sooner.”

– Margaret and Ralph B., CO

“This letter is written to certify that CuraDebt has helped me through my financial deficit by cutting it over 60%, and saved my practice.  I highly recommend their company to everyone in need.  The staff are fantastic, honest and responsible.  They gave me the best service available.  I felt so blessed to find such a friend in my account representative, and a company in which I can depend on to help with all my financial needs.”

– Dr. William O., IL

“We really wanted to live free from the bill collectors – to get our bills paid, and one day buy some land. The problem was that we were stuck with loads of medical bills from my ex-husband.  It just seemed like everyone wanted a set amount, so we ended up paying a little here, and a little there, never making any progress.  I called around to several debt consolidation companies, but the monthly payment was still too high for my husband and me.  The proposal that CuraDebt presented to us was workable within our budget, and we knew we had to take action to get rid of our debt.  Mark, our debt consultant was very helpful, and patient with my numerous questions.  We saw progress within 4 months when we settled on a late credit card.  In about 36 months, we were able to eliminate our $67,000 in credit card and medical bill debt.  I can’t say we have purchased our land yet, but I am so thankful to have the burden removed and for the first time in many years, we have a growing savings account.  Thanks again!”

– Mary Beth and Roger P., PA (saved over $25,000)

“We started with consumer credit counseling and reduced the payments, but we were still going under because we were behind and the payments were too high.  We talked with a bankruptcy lawyer, but we just didn’t feel right about copping out on all our debts.  I was put on administrative leave at my job, and what my husband was bringing in just wasn’t enough.  We were able to eliminate our 7 credit cards and I know we probably would have had to file bankruptcy if you hadn’t been able to negotiate the settlements with our creditors.  We are now in a better place, and we are so thankful that you could help us.”

Maria & David R., CA (saved over $32,000)

“I highly recommend CuraDebt for anyone who wants to end the stress of having creditors calling at all hours and eliminate his/her debts without filing bankruptcy.  We had been doing very well, and during 2000, had a lot of money and net-worth due to the stock market.  However, when the stocks crashed, we struggled trying to make our debt payments and were getting nowhere.  The stress was becoming unbearable.  CuraDebt comforted us through the process and we were able to settle our debt for about 30% of the balance in less than 27 months.  We could never have done it without you!  Thanks again!”

Ann Marie and William Powell, AZ (saved over $44,000)

“I completely endorse CuraDebt’s Debt Negotiation Program.  They have helped my parents and me eliminate over $63k in credit card and medical bills.”

Mike Chung, FL (saved over $35,000)

“I tried to keep my failing business going by using my personal credit cards and by the time I pulled the plug, I had about $107,000 in credit card bills to pay.   CuraDebt was able to reduce the balance to about $40,000 and I was able to pay it off in about 23 months.  Thanks again for the great work!”

Ronald & Patty Bennett, NY (saved over $55,000)

“Curadebt saved me three hundred dollars a month and I couldn’t be happier.  They have such a streamlined process at Curadebt.  I’ve never dealt with with anybody like Curadebt before where you didn’t have to call twelve times to find an answer, they knew the answer.”

Peter Vann, CA (saved over $10,000)

“The reason I chose Curadebt was the simplicity of the system.  I’d never used an online system before and it just seemed like a real simple way of doin’ things.  The web site was extremely easy to get around on.  Very simple to navigate.  Curadebt is out to help the individual and that’s something that I’ve never gotten before.  I would recommend Curadebt in a heartbeat.”

Linda Dahl, FL (saved over $36,000)

“I will never forget the help that I received from Curadebt and I will definitely recommend their services. After undergoing a downsizing/extended unemployment, I was overwhelmed with debt. I tried to handle the situation on my own, but to no avail. After praying about my situation, I researched companies on the internet and felt guided to contact Curadebt. Curadebt and their affiliates were wonderful throughout the entire settlement process, they are truly angels in disguise. Now the only payment that I have is a mortgage – thank you Curadebt!”

Elise Loden, NY (saved over $24,000)

Debt Management, Debt Consolidation, Credit Counseling Client Testimonials

“I am so happy with your service. I was making payments on these accounts for years and the total amount of debt never seemed to go down. Finally, in the last 10 months, I’ve been able to reduce my debt by over $3,500.00 due to your help with my interest rates.”

– Thomas K., AZ (saved over $3k)

“I really appreciate the personal touch your team has given me.  Every time we talk, it has been a pleasure.  Plus, every month I see my debts decreasing more and more.   Thank goodness, I can finally see a light at the end of the tunnel.”

– Nancy S., CA (saved over $5k)

“I had been about to call a bankruptcy lawyer and am so glad I didn’t.  The process was so smooth and easy, just one monthly payment and all of my debts are handled. Thanks for all your help.”

– Jason M., CA (saved over $2k)

“Thank you so much for your help and understanding. It was such a bad situation for me being controlled by my bills. With your help I now have better control over my financial situation.”

– Nancy M., NY (saved over $12k)