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Savings Are Getting Thinner While Household Spending Keeps Rising
BEA’s July 30 report shows June household spending rose while the personal saving rate was only 2.7%. For people already carrying credit card balances, personal loans, or other monthly debt, that smaller cushion can make one surprise bill harder to absorb. EPBy Eric PemperJuly 31, 2026 | 5 min read Key TakeawaysBEA said personal income increased 0.2% in June while
Gas Prices Above $4 Put Household Budgets And Credit Card Balances Back In Focus
AAA’s national average for regular gasoline was above $4 on July 30, while EIA’s latest weekly data showed regular gasoline nearly a dollar higher than a year earlier. For households already juggling card balances, rent, groceries, and loan payments, fuel prices can quietly turn into a credit and cash-flow problem. EPBy Eric PemperJuly 30, 2026 | 5 min read Key
When Available Credit Starts Replacing Income: Warning Signs And Next Steps
By Joshua Katz, CPA Founder, Universal Tax Professionals Updated July 30, 2026 When Available Credit Starts Replacing Income: Warning Signs And Next Steps When credit cards start covering groceries, utilities, gas, or other recurring essentials, the issue is often larger than a single high balance. It can mean that monthly income is no longer covering monthly costs. Recognizing that pattern
Cash Crisis Management for Founders and Small Business Owners: What Actually Works When the Runway Is Already Short
Yousuf Rizvi, CPA · Principal and Fractional CFO, Ridgeway Financial ServicesGuest Contributor · CuraDebt · Updated July 29, 2026Cash Crisis Management for Founders and Small Business Owners: What Actually Works When the Runway Is Already ShortFrom CuraDebt · Key TakeawayQuick answer from Yousuf Rizvi, CPA: When a small business cash runway is short, the immediate priorities are a 13-week cash
FTC RentGrow Settlement Puts Tenant Screening Report Accuracy in Focus
The FTC says RentGrow will pay $2.25 million to settle allegations involving tenant screening report accuracy, duplicate records, consumer disclosures, and dispute handling. For renters, the case is a reminder that background-report errors can become real housing and money problems. EPBy Eric PemperJuly 27, 2026 | 5 min read Key TakeawaysThe FTC announced on July 9, 2026 that RentGrow will
Debt Consolidation Can Change The Payment, But Will It Change The Pattern?
By Michael Rodriguez, CFP® Founder And Lead Planner, Equanimity Wealth Guest Contribution · Edited By Eric Pemper, CuraDebt · The Views Expressed Are The Author’s Own Last Updated: July 24, 2026 Debt Consolidation Can Change The Payment, But Will It Change The Pattern? A CFP® explains why lowering the rate or monthly payment is only one part of a debt-consolidation
