CuraDebt Commercial Credit Counseling (CCCC) focuses on debt help and business restructuring for small businesses with sales of $1 million to $20 million annually.

The CuraDebt Commercial Credit Counseling team has experience negotiating business debt in many industries including:  Advertising Agencies, Automobile Repair Shops, Building Sub-Contractors, Commercial Property Management, Computer Software, Dentists, Doctors, Freight Transporters, General Contractors, Industrial Manufacturing, Insurance Agencies, Interior Decorators, Metal Casting, Mold Makers, Printers, Restaurants, and Retail Outlets.

View sample business debt negotiation settlement letters from creditors.

The following are sample scenarios of past successful business debt settlements:

Selling a Business with outstanding debt

A business broker contacted us regarding one of his business for sale listings which was carrying approximately 200K in outstanding debt.  An offer to purchase had been made and this became an extremely time sensitive issue.  In a matter of 45 days we successfully negotiated the outstanding supplier debt, various loans and equipment leases including corporate credit card debt, reducing the business owner’s debt load to approximately 85K or 42% of the original debt.  At the close of escrow the seller was able to realize an improved net margin of profit.

A successful Optician with a large upscale optical center

Although his business was listed for sale with a broker, this Optician’s high amount of credit card debt, vendor debt, and equipment leases hindered its sale.  The accumulative debt was approximately 300k.  We successfully negotiated those debts to approximately $75K, or 25% of the original debt.  This allowed him to sell his business and realize a significant profit.  In addition to negotiating the business debt, we were instrumental in the Optician staying on with the new owner in a high paying position.