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When life throws unexpected expenses at us, such as a home renovation, a wedding, or even a funeral, many people opt to use credit over cash. Credit is especially useful when an expense sneaks up on us and we don’t have enough in our emergency funding to cover the cost of the expense. A personal loan and personal line of
Tax Facts:• A taxpayer can file back taxes for any past year, but the IRS usually considers a taxpayer in good standing if they have filed the last six years of tax returns.• If a taxpayer was qualified for federal tax credits or refunds in the past but did not file tax returns, they may be able to collect the
In recent years, the IRS has been cracking down on tax crimes. Some tax crimes are civil crimes, such as Tax Fraud. With a civil tax violation, the enforcement penalties will come down to money. Other tax crimes, such as Tax Evasion, are more serious and are considered criminal. With a criminal tax violation, the Internal Revenue Service may refer
If you have received a notification of a federal tax lien against your business, it is a serious matter and it shouldn’t be taken lightly. Many businesses have faced this problem, so thankfully you are not alone and there are solutions readily available. The most important thing you can do as a first step is to get familiar with what
Falling behind on car payments can feel overwhelming, and the thought of losing your vehicle only adds to the financial strain. A car isn’t just a mode of transportation, it’s what gets you to work, helps you run errands, and keeps life moving. If you’re in a difficult financial situation, it’s understandable to feel uncertain about what to do next. While
Americans are estimated to collectively owe as much as $140 billion in outstanding medical debt. 1 in every 3 U.S. adults have at least one unpaid healthcare bill. Statistics show that households with children are more likely than those without children to have unpaid medical bills. Medical bills are the nation’s largest source of collections debt, outranking the combined amount