Confession of Judgment MCA (COJ): Risks & Defenses
October 11, 2025
If you’ve taken out a merchant cash advance (MCA) or are considering one, you may have come across a term that sounds harmless but carries serious consequences: the confession of judgment, or COJ. This clause can allow a lender to win a court judgment against you without notice — and without you ever stepping foot…
Business Debt Collection: How to Handle Creditors and Stay Afloat
September 30, 2025
Unpaid invoices are more than a minor inconvenience. They represent cash that should be in your bank account, paying your suppliers, covering payroll, and keeping your business running. So when customers fail to pay on time, your entire operation can be threatened. No one gets this more than small business owners. According to a QuickBooks…
Best Egg Loans for Business Debt: Are They Right for You?
September 5, 2025
Considering Best Egg loans for business debt? Learn why debt relief might save you more money than taking on another personal loan payment
Corporate Debt Restructuring: 6 Strategies to Save Your Business
August 27, 2025
When your business faces overwhelming debt obligations, corporate debt restructuring can be the lifeline that saves your company from bankruptcy. Picture Maria, owner of a successful catering business in Houston, who found herself drowning in $150,000 of debt after two major corporate clients delayed payments for six months. Like Maria, thousands of business owners discover…
Hidden Risks of Merchant Cash Advances for Small Businesses
June 27, 2025
If your business has ever faced a cash crunch, you know how tempting it is to accept quick funding—especially when it’s offered through your point-of-sale (POS) system or a merchant services provider. A Merchant Cash Advance (MCA) might feel like a lifeline when banks say no or when bills are piling up. But what many…