How To Avoid Personal Liability For Business Debts
March 25, 2025
Running a business comes with financial risks, but one of the biggest concerns for business owners is personal liability for business debts. If your business struggles financially, creditors may seek repayment from your personal assets, including your savings, home, and other possessions. Understanding how business structures impact liability and implementing the right strategies can help…
Patriot Funding Reviews: An Honest Look At The Pros, Cons, And Who It Fits
March 25, 2025
By Eric Pemper, Founder of CuraDebtHelping people resolve unsecured, tax, and business debt since 2001 · BBB A+ accredited Last updated: July 3, 2026 The short answerPatriot Funding earns generally positive ratings (roughly 4.4–4.6 stars across major platforms) mostly for personal consolidation loans, with the usual complaints around mailer marketing, rate expectations, and origination fees.…
Horizontal Or Vertical Growth: Which Is Best For Your Business?
January 14, 2025
By Eric Pemper, Founder of CuraDebtHelping people resolve unsecured, tax, and business debt since 2001 · BBB A+ accredited Last updated: July 3, 2026 Horizontal Vs Vertical Growth: Which Is Right For Your Business? The short answerHorizontal growth makes your business wider, new products, markets, or customers, and tends to lift revenue first. Vertical growth…
What Percent Of Revenue Should Go To Payroll?
January 13, 2025
Eric PemperFounder, CuraDebt · Est. 2001BBB A+ Rated · BBB Accredited · ACDR Member · 1,600+ Five-Star Client Reviews Last updated: July 5, 2026 What Percent Of Revenue Should Go To Payroll? Most small and mid-sized businesses run payroll at about 15% to 30% of gross revenue, though labor-heavy industries like consulting and healthcare commonly…
What Is A Personal Guarantee? What You Need To Know Before Signing
January 13, 2025
When you’re navigating the world of business financing, the term “personal guarantee” is bound to come up. While it might sound like just another step in the loan approval process, a personal guarantee is a serious commitment that can impact not only your business but also your personal financial well-being. Before signing on the dotted…