• Get Debt Relief For Credit Cards,
    Medical Bills, Other Unsecured
    Debt And Tax Debt Today.

  • Get Debt Relief For Credit Cards,
    Medical Bills, Other Unsecured
    Debt And Tax Debt Today.
  • Get A Free Savings Estimate


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  • How Much You Could Save.
  • How Many Months To Resolve Your Debt.
  • Benefits Over Other Debt Relief Options.
  • Your New Low Monthly Payment.

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Struggling to pay back your debts? We have counselled over 20,000 people since 2000. There are legal debt relief options available.

The solution is often faster, easier and saves a lot more money than what you may be doing now.

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Among Debt Settlement Companies CuraDebt Is On Top

Are you considering the services of debt settlement companies? Having debt is stressful. One starts to lose sleep and feel pressured. Normal activities don’t feel as enjoyable. If you have tax debt, that can be even more stressful and have you feeling even more pressured because government taxing authorities are some of the strongest collection agencies around. The good news is that the CuraDebt alliance is an expert at tax debt relief. Hounding phone calls from debt collectors and the taxing collection agencies keeps one on edge. Debt settlement companies know this and know the exact words to say to get you to join a debt settlement program.

CuraDebt is one of the longest standing debt settlement companies. Since 2000 we have helped tens of thousands of debtors get over their financial woes and most of all bring them peace of mind. When you have a solutions for debts and with a well trained staff you don’t need to make promises. Our debt settlement track record speaks for itself.

You can join the numerous people we have helped since 2000 nationwide.

CuraDebt is one of the top debt settlement companies and tax debt relief companies in the United States.


Payments Unmanageable?

Are you falling delinquent? If so, your credit is already being affected and you, like most people, probably do not want to file bankruptcy. You may even owe tax debt to the IRS. Now is the time to prioritize and focus because the taxing authorities are some of the strongest collection agencies in the world. If you have tax debt, visit our tax debt page for solutions. If you have credit card debt then it’s time for damage control and our program is designed so you can have immediate stress relief. We take over and reach resolutions as quickly as possible with your creditors for the greatest savings to you.

You may be like many clients who don’t want to use credit cards again. But in the case you do, CuraDebt, unlike other debt settlement companies, pays up to 12 months of credit restoration depending on the debt amount (speak with your counselor) when you complete the program.

Past clients tell us that the immediate feeling of having a light at the end of the tunnel lowered their blood pressure, eased their nerves, and allowed them to enjoy the rest of the day and get a good nights rest for the first time in a long time. We are not saying that we are saving lives here, but if you read some of our over 615 positive reviews you will see that we do affect our clients in a very positive way.

There is no pressure, CuraDebt offers a free debt consultation.

With a free debt consultation we will be able to tell you how much money you could save, how many months it would take to resolve your debt, the difference between other debt relief options, and what your new monthly payment would be. Let us inform you and click the button below.

What Sets Us Apart From Other Debt Settlement Companies

Current On Payments But Balances Not Going Down? Are you paying minimum payments but not seeing the balances decline? Most clients come to us talking about how they have all of the intention in the world to pay back their debts, but that the debt has amounted to such a great amount that they feel like they are climbing a never ending mountain. They want a life again with cash in the bank and where THEY control where their money goes each month.

CuraDebt is one of the top debt settlement companies

For example: Mary had $20,000 in debt, at 18%, paying $400 per month, it would have taken Mary 749 months or 62 years to pay off the balance! $78,394 would have been paid back over that time. However, in Mary’s case, by working with our debt settlement program, she was able to free up some money every month. This allowed her to live more comfortably, while getting her debts resolved in a fraction of the time it would have taken her to pay them off by just making the minimum payments.

What sets CuraDebt apart from most debt settlement companies is that we have a top rated debt settlement program, hundreds of 5 star reviews and testimonials, we are a member of AFFCC, and we are a company with honesty and integrity.

A few more points that set us apart from other debt settlement companies is our 14 years of experience. Many debt settlement companies are fly-by-night companies, that make promises, take money, and skip town. We have been in business for over 14 years, have an A+ rating with the Better Business Bureau and are in good standing with the Unite States Chamber of Commerce, so you know we are here to stay.

To reiterate and highlight, at CuraDebt we have an in-house debt settlement program. This means that we would not be using any third party company, everything stays in-house. Not all people we help qualify for this program, so it is best to get in contact or get a free consultation first.

Considering Your Options?

Making minimum payments – You may have tried to make minimum payments and have seen that the balances do not go down. If your accounts are falling delinquent, doing nothing is not a solution. You need a professional firm to handle the creditors and resolve your debts for you.

Bankruptcy is an option – However, If you earn past a certain amount, you may not be allowed to file bankruptcy. Filing bankruptcy may mean that you allow a court appointed person the permission to tell you where and what you can spend your money on. A chapter 7 or chapter 13 bankruptcy can stay on your credit report for 10 years. If you are able to get the bankruptcy off of your credit report, it is commonplace for lenders, apartment rental agencies, etc. to ask applicants if they have ever filed bankruptcy. Also, you must remember that bankruptcy does not get rid of all debts.

For example tax debt can be included in a chapter 7 or 13 bankruptcy under very specific guidelines. And when it comes to student loans, it is very difficult to have them discharged, so exercise caution when taking the bankruptcy rout. Most people who have filed bankruptcy report that they never want to do it again as the stress and emotional consequences were absolutely devastating.

Many people have tried doing it themselves- They come to us reporting that it was too difficult and stressful for them. Unlike many fly-by-night debt settlement companies we have over 14 years of experience.

We have the skills and knowledge and have attorneys on hand that are available in assisting with the debt resolution. Also, once you have used our debt relief service, creditors will not come after you at a later date (as often happens when people do it themselves).

Debt Consolidation Loans – These loans are promoted as a great solution, but in most cases are the worst thing you can do. You could potentially lose your home if you are unable to make payments towards a secured debt consolidation loan. If you are struggling to make the minimum payments on your debt right now (or already falling behind), then your credit score is already falling and lenders may not give you an unsecured consolidation loan.

Consumer Credit Counseling – In the past using a consumer credit counseling agency for debt consolidation (or debt management), was a viable option. However, creditor concessions or interest rate reductions are not common practice today. These changes may result in you paying back the debt amount plus interest plus a debt management fee. Also, in many cases, credit counseling or debt management programs take longer to clear your debt as compared to a debt settlement program.

We pride ourselves in our customer service and non pushy attitude. If you are weighing your options do not hesitate and chat with one of our debt counselors.

Your Debt Relief Solutions

CuraDebt is one of the top debt settlement companies around. We provide a top rated debt relief service for individuals or small business owners with unsecured debts as well as tax debt.

Unsecured debts are credit cards, personal loans, some payday loans, some credit unions, repossessed cars and other debts that are not tied to collateral. Tax debts while secured there are many options to resolve them.

For example, your home mortgage is tied to your home and your car loan is tied to the car you are driving. CuraDebt does not deal with these types of debts.

We are one of the most transparent debt settlement companies around. Our job is to help you out of debt. If we help you out of debt, our business grows. This is how we have operated and thrived for over 14 years.

By now it is pretty evident that we are not one of those run of the mill debt settlement companies. If you have tax debts, we also offer tax debt solutions of payment plans, offers in compromise, innocent spousal relief, back tax preparation and other solutions for tax debts.

If you have tax issues, it is very important to take action now before a revenue officer is assigned to your account and you potentially receive garnishments and/or levies.

If you have any questions feel free to talk to one of our debt counselors today.

Review Date
Reviewed Item
CuraDebt Debt Settlement
Author Rating

When looking for a company to help you get out of debt, be sure they have the necessary accreditations that indicate that they are reputable, trustworthy and are regulated by associations like the Better Business Bureau, the American Fair Credit Council and the International Association of Professional Debt Arbitrators.

The awards and certifications shown below indicate that we have the experience, resources and that we adhere to a strong code of conduct and is regulated by the proper authorities. See some of our awards and certifications below:

BBB A plus logo v1

A+ Better Business Bureau – CuraDebt is “A+” Rated with the Better Business Bureau (BBB). The BBB is a nonprofit organization focused on creating trust in the marketplace serving as an intermediary between consumers and businesses.


#1 Top Consumer Reviews. CuraDebt has been rated as the #1 among debt settlement companies and tax debt relief companies by the Consumer watchdog and review site, Top Consumer Reviews for 2009, 2010, 2011, 2012, and 2013 and tied for #1 in 2014 and 2015. No other debt settlement companies or tax debt relief companies have been in the top 2 for this period of time.

StatisticsReview of Curadebt
StatisticsReview of Curadebt

5 out of 5 stars on Customer Lobby. CuraDebt has received more Five Star reviews with testimonials in Customer Lobby than all other debt settlement companies.

Customer Lobby is a web service proactively inviting end-customers for reviews and will verify their authenticity before publishing. Their reviews are authentic 0 stars being the lowest and 5 being the highest.

They are leaders among customer reviews companies that conduct call-based reviews as a component of its service.

Read some testimonials to Statisticslearn what others are saying about CuraDebt.

5 out of 5 stars at ShopperApproved – Shopper Approved is one of the largest review aggregators on the web and trusted by millions when they need to know how other people rate a product or service.

Curadebt has a 5 star average with ShopperApproved 5 being the highest and 0 being the lowes. That makes us one of the top debt settlement companies.


CuraDebt is a member in good standing of AFCC, the largest and oldest association of debt relief companies. In order to be a member of AFCC, debt settlement companies have to follow a stringent set of requirements, disclosures as well as maintain them through continual review.

We believe that all companies that are operating legitimately and with consumers’ best interests at heart are members of AFCC in good standing, as is CuraDebt.This is important to you because you can rest assured that the highest quality in services and standards are being followed which ultimately gives you the best results and greatest peace of mind.


When you decide to trust a debt settlement company to help you have peace of mind and a solution with regards to your debts, it is important that the company’s privacy policy, security, and business be verified.

You can check the 3rd party verification of CuraDebt by clicking on the seals to the left.


The PowerProfiles.com directory is your trusted source for business information.

Take a look at our Power Profile. CuraDebt is among the top debt settlement companies.

PowerProfiles.com, the official & online business database is much more than just a business to business directory, PowerProfiles.com helps member businesses to grow and build trust with consumers.


Honesty and integrity are two of the most important qualities when evaluating debt settlement companies. HONESTe Online is the rating and certification business bureau that ensures this.

Click on the logo to view details and verification.


The Online Business Bureau exists to allow consumers to investigate if debt settlement companies are legitimate and uphold what they promise you.

You can click on the logo to the left to view CuraDebt’s report. We recommend that you ask any company that you are considering working with if they are members of the Online Business Bureau.


The goal behind following the guidelines as taught by The International Association of Professional Debt Arbitrators is to give you the best possible information in regards to evaluating debt settlement companies.

At CuraDebt, over the 13 years of working nationwide and helping thousands of people and small businesses, we have created our own internal training series to supplement the training from IAPDA for our counselors.

In fact, there are 20 to 40 hours of additional training that all new team members have to learn and pass exams on in order to begin speaking with and helping you!


The Netcheck Commerce Bureau was established in 1995 to promote ethical business practices worldwide and to increase consumer and corporate confidence in purchasing products and services on the Internet.

CuraDebt is one of the top debt settlement companies. Click on the seal to the left to read CuraDebt’s profile with NetCheck.


The U.S. Chamber of Commerce is the world’s largest business organization representing the interests of more than 3 million businesses of all sizes, sectors, and regions. CuraDebt is one of the top debt settlement companies a member in good standing and continues to support the activities that help promote new business growth throughout the USA.


As part of CuraDebt’s commitment to create more jobs for Americans, for years we have donated to SCORE, a USA non profit that coaches hundreds of thousands of small businesses to succeed and employ more people.

You Want To Only Work With The BEST

When it comes to debt relief, there are 23 qualifications, certifications and requirements any company must have to be a solid company you would want to partner with to resolve your unsecure debt, unsecured personal loans and tax debts:

  • Experience of more than 14 years nationwide.
  • Fees of less than 21% of total debt on a flat fee basis on our in-house program.
  • Paid months of credit restoration for successful completion of program with a top rated credit restoration law firm.
  • No monthly fees for in-house FTC Debt Relief Program.
  • CuraDebt is FTC compliant with the charging of all performance fees as results are delivered.
  • Staff who have previous experience with debt consolidation.
  • Member of Online Business Bureau in 'Good Standing.'
  • ‘A+’ Rated with the Better Business Bureau (BBB).
  • Excellent client satisfaction as listed in the BBB..
  • In the top 2 in Top Consumer Reviews as Best Debt Relief Companies for over 7 years.
  • 5 star rated with reviews on the Better Business Bureau website.
  • Has over 615 Five Star client reviews on CustomerLobby.com website.
  • American Fair Credit Council (the leading debt relief industry association) Member in Good Standing 
  • Member of NetCheck with No complaints.
  • Member of HonestE Online with No complaints.
  • Offers solutions to your tax problems.
  • #1 rated with Top Consumer Reviews for Tax Relief Counseling.
  • Over 150 viewable real settlement letters up to 100% online, showing settlements dating back to 1998 (and more available upon client request).
  • US Chamber of Commerce Member 2014 and 2015.
  • Certified by the International Association of Professional Debt Arbitraitors (IAPDA).
  • Top 2 rated in Top Ten Reviews of Best Debt Settlement Companies.
  • All performance debt relief clients managed in house.
  • Has access to a network of local attorneys to aid in settlements as needed.

There are several excellent companies in the industry that consistently rate in the top 5 along with CuraDebt. In independent evaluations, the closest company had 9 on the 22 point list of qualifications a debt relief company must have above.

What Are The Fees?

There are several programs that CuraDebt offers for debt and tax resolution. Call, email or chat with a counselor to get the details. We have designed our fees to be lower than the fees of the top competitors and at the same time offer you better attention, service and results.

What Is Your Next Step?