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Struggling to pay back your debts? We have counselled over 20,000 people since 2000. There are legal debt relief options available.
The solution is often faster, easier and saves a lot more money than what you may be doing now.
For unsecured debts such as credit cards, personal loans, private student loans, or other similar, it could be for various reasons: hardship, overspending, frustration with making no headway paying off debts even after paying minimum payments for years, divorce, disputes, or other issues. For tax debt issues, it could be because of insufficient withholdings, a tax audit, payroll taxes not submitted to the IRS, employee issues, or others.
Having debt issues is stressful. One starts to lose sleep and feel pressured. Normal activities don’t feel as enjoyable. If you have tax debt, it can be even more stressful and have you feeling even more pressured because taxing authorities have the power to garnish, levy, lien and do other things to ensure they get paid.
The good news is that there are legal solutions to help resolve your financial issues. For unsecured debts, there are various options from debt consolidation, debt settlement, debt negotiation, and others. For tax debt issues, there are various solutions such as correcting prior mistakes done by the CPA, tax attorney, or tax preparation software, Installment Agreements, Currently Non-Collectible, Offer In Compromise, filing returns for Substitute Filed Returns, Audit Defense, Partial Payment Installment Agreements, and more.
For debt relief, CuraDebt has been helping people and small businesses since 2000 nationwide. As a Top Rated company by numerous independent organizations, BBB A+ rated, and with hundreds of thousands of people counseled successfully over the years, you can trust that you are in the best hands for resolution of your financial issues.
For tax debt relief, CuraDebt has a team of Masters In Taxation Tax Attorney, CPA’s with in excess of 25 years of experience, former Revenue Officer, 25+ year veteran of the IRS working on your side, and manager with 10 years experience resolving 7-figure business tax issues.
Much like other professional services such as surgery, it is critical to do things right the first time, and by having the most experienced team, you are ensured to get the best possible results.
Thousands of people come to us each month stating that they are making minimum payments on their credit card debts and other unsecured credit lines, yet the balances have not gone down. In some cases, they have already paid back the amount they originally spent on their cards, one, two or even three or more times! Most have no or very little money left over at the end of each month for emergencies or recreational activities. While they are current, their creditworthiness is very poor because they cannot make a payment on a new loan. In some cases, they keep doing what they are doing until an emergency hits at which time they come to us for a solution; if they had just taken action sooner, their debts might already have been resolved.
Are you falling delinquent? If so, your credit is already being affected and you, like most people, probably do not want to file bankruptcy. Future employers, business partners and other people can ask “have you ever filed bankruptcy?” for the rest of your life. Now is the time for damage control. In many cases, just by freeing up several hundred more dollars a month with an arbitration program, the client can have the peace of mind they need and get their unsecured creditors paid off. Much like a “credit card debt forgiveness” program, for clients who qualify, the creditors forgive a certain amount of debt that is owed. In some cases, as much as 100%.
In other cases, clients want to lower interest rates, and while creditors often do not lower as much as they used to, we can give a proposal with new interest rates and payments for a non-profit debt consolidation or debt management program to see if it would accomplish your goals. When you decide to consolidate debt, it’s important first how to consolidate debt and the different types of options there are. Next, you need to see debt consolidation reviews, to ensure that the company you are considering has at least 600. This type of program is also called a consumer credit counseling, credit counseling, or credit counseling services. Whether you hear it called credit counseling, credit card debt consolidation, DMP, or debt management, it is the same program where there is one payment every month, creditor interest rates are adjusted, and the agency pays your creditors on your behalf.
You may be like many clients who don’t want to use credit cards again. But in the case you do, CuraDebt, which is unique in the industry, pays up to 12 months of credit restoration with an A+ rated law firm, depending on the debt amount (speak with your counselor) when you complete the program.
Hopefully, a Revenue Officer is not yet assigned and there have been no notices of levies or garnishments issued. Even if no notices have been received, we have seen people have their bank accounts levied or wages garnished without notices by aggressive Revenue Officers. It is a very stressful situation to know this could happen at any moment. We have options to solve these issues such as requesting a Stay of Enforcement prior to this happening, filing an Appeal, getting a temporary Tax Resolution in place, getting a Lien or Garnishment release, and other solutions. It is much better to take action sooner than later because once the IRS or State has levied your bank account, there are only 21 days before the bank has to send the money to the taxing authority, and it is much easier to prevent than to get the money returned.
Past clients tell us that the immediate feeling of having a light at the end of the tunnel, having lower blood pressure, and being able to sleep at night are priceless. Then, when the original issues are solved, they tell us of having an incredible sensation of freedom and relief. The pride each and everyone in our team has for the 630+ Five Star Reviews is what makes us even more enthusiastic and dedicated to helping you.
The first step is to get your free, 100% confidential, no-obligation debt consultation to learn how much money you could save, how many months it would take to resolve your debt, the difference between other debt relief options, and what your new monthly payment would be. Let us inform you and click the button below.
For tax debt issues, it is extremely important to get assistance quickly and be able to request a Stay of Enforcement prior to the IRS or State starting expanded enforcement measures against you or your Company.
When looking for a company to help you get out of debt, be sure they have the necessary accreditations that indicate that they are reputable, trustworthy and are regulated by associations like the Better Business Bureau, the American Fair Credit Council and the International Association of Professional Debt Arbitrators.
The awards and certifications shown below indicate that we have the experience, resources and that we adhere to a strong code of conduct and is regulated by the proper authorities. See some of our awards and certifications below:
A+ Better Business Bureau – CuraDebt is “A+” Rated with the Better Business Bureau (BBB). The BBB is a nonprofit organization focused on creating trust in the marketplace serving as an intermediary between consumers and businesses.
#1 Top Consumer Reviews. CuraDebt has been rated as the #1 among debt settlement companies and tax debt relief companies by the Consumer watchdog and review site, Top Consumer Reviews for 2009, 2010, 2011, 2012, and 2013 and tied for #1 in 2014 and 2015. No other debt settlement companies or tax debt relief companies have been in the top 2 for this period of time.
5 out of 5 stars on Customer Lobby. CuraDebt has received more Five Star reviews with testimonials in Customer Lobby than all other debt settlement companies.
Customer Lobby is a web service proactively inviting end-customers for reviews and will verify their authenticity before publishing. Their reviews are authentic 0 stars being the lowest and 5 being the highest.
They are leaders among customer reviews companies that conduct call-based reviews as a component of its service.
Read some testimonials to learn what others are saying about CuraDebt.
5 out of 5 stars at ShopperApproved – Shopper Approved is one of the largest review aggregators on the web and trusted by millions when they need to know how other people rate a product or service.
Curadebt has a 5 star average with ShopperApproved 5 being the highest and 0 being the lowes. That makes us one of the top debt settlement companies.
CuraDebt is a member in good standing of AFCC, the largest and oldest association of debt relief companies. In order to be a member of AFCC, debt settlement companies have to follow a stringent set of requirements, disclosures as well as maintain them through continual review.
We believe that all companies that are operating legitimately and with consumers’ best interests at heart are members of AFCC in good standing, as is CuraDebt.This is important to you because you can rest assured that the highest quality in services and standards are being followed which ultimately gives you the best results and greatest peace of mind.
You can check the 3rd party verification of CuraDebt by clicking on the seals to the left.
The PowerProfiles.com directory is your trusted source for business information.
Take a look at our Power Profile. CuraDebt is among the top debt settlement companies.
PowerProfiles.com, the official & online business database is much more than just a business to business directory, PowerProfiles.com helps member businesses to grow and build trust with consumers.
Honesty and integrity are two of the most important qualities when evaluating debt settlement companies. HONESTe Online is the rating and certification business bureau that ensures this.
Click on the logo to view details and verification.
The Online Business Bureau exists to allow consumers to investigate if debt settlement companies are legitimate and uphold what they promise you.
You can click on the logo to the left to view CuraDebt’s report. We recommend that you ask any company that you are considering working with if they are members of the Online Business Bureau.
The goal behind following the guidelines as taught by The International Association of Professional Debt Arbitrators is to give you the best possible information in regards to evaluating debt settlement companies.
At CuraDebt, over the 13 years of working nationwide and helping thousands of people and small businesses, we have created our own internal training series to supplement the training from IAPDA for our counselors.
In fact, there are 20 to 40 hours of additional training that all new team members have to learn and pass exams on in order to begin speaking with and helping you!
The Netcheck Commerce Bureau was established in 1995 to promote ethical business practices worldwide and to increase consumer and corporate confidence in purchasing products and services on the Internet.
CuraDebt is one of the top debt settlement companies. Click on the seal to the left to read CuraDebt’s profile with NetCheck.
The U.S. Chamber of Commerce is the world’s largest business organization representing the interests of more than 3 million businesses of all sizes, sectors, and regions. CuraDebt is one of the top debt settlement companies a member in good standing and continues to support the activities that help promote new business growth throughout the USA.
As part of CuraDebt’s commitment to create more jobs for Americans, for years we have donated to SCORE, a USA non profit that coaches hundreds of thousands of small businesses to succeed and employ more people.
When it comes to debt relief, there are 23 qualifications, certifications and requirements any company must have to be a solid company you would want to partner with to resolve your unsecure debt, unsecured personal loans and tax debts:
There are several excellent companies in the industry that consistently rate in the top 5 along with CuraDebt. In independent evaluations, the closest company had 9 on the 22 point list of qualifications a debt relief company must have above.
There are several programs that CuraDebt offers for debt and tax resolution. Call, email or chat with a counselor to get the details. We have designed our fees to be lower than the fees of the top competitors and at the same time offer you better attention, service and results.