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Are you struggling to make your monthly payments? Are you drowning in debt? Are you close to considering bankruptcy? If you are seeking to lower your monthly payment and resolve your debt in the least possible time with a flexible and proven program, a debt negotiation program might be the right solution for you.
First of all, debt settlement and debt negotiation are one in the same. Sometimes, people think they are separate things, but they refer to the same type of debt resolution program. When you use debt negotiation, CuraDebt works on your behalf to negotiate with your creditors. The ultimate goal is to reach agreements for less than the total amount owed, basing the negotiations on the money you have available monthly (or on an optional lump sum).
When you have unsecured debts like credit cards, personal loans, payday loans, some credit unions, certain private student loans, repossessed cars and other debts that are not tied to collateral, debt negotiation may be the program for you. If you have tax debts, there is a special tax debt relief program designed to solve tax issues.
Debt negotiation is the best solution if you have:
CuraDebt’s debt negotiation program is designed to be able to help you:
As opposed to only lowering interest rates, debt negotiation usually offers a lower monthly payment. In most cases, you are able to free up some money so that you can live more comfortably while still resolving your debts.
Debt negotiation is designed to provide you a substantially greater savings than that of paying minimums or a debt consolidation program. Instead of paying the minimum payment and not seeing the balance decline, you see much faster progress toward resolving your debt.
The goal it to help you pay off your debts within 2-4 years instead of 5-20 years or longer than it typically takes with a debt consolidation program or paying minimum payments.