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Real Debt Settlement Letters

Real Debt Settlement Letters

Below you will find real debt settlement letters. Each year CuraDebt’s in-house negotiations team reaches thousands of settlements with creditors. Settlements are negotiated based on the funds that our clients have available to reach either a lump sum or in some cases installments on the settlement amounts.

Please keep in mind that future results are not guaranteed, but experience of over 14 years gives CuraDebt more experience than most any other company in the industry. Our goal of saving you the most money as quickly as possible is based on your ability to stick to our debt settlement program and ensure that funds are available for settlement.

If you have a different creditor and would like to see a real debt settlement letter from that creditor, please feel free to request a prior real settlement letter (with all confidential information blacked out) with that creditor from your CuraDebt counselor.

Below are a few real debt settlement letters out of the many thousands of agreements that are reached each year.

Clicking on each of the debt settlement letters below will show you an image of the actual letter. Both client and creditor information have been blacked out to protect both parties’ privacy

2016 Settlement Letters

Citibank Debt Settlement Letter$1,884.47 paid on balance of $7,537.88.
75% Savings.
Bank of America Debt Settlement Letter$4,800.00 paid on balance of $15,820.35. 70% Savings.
American Express Debt Settlement Letter$1,381.81 paid on balance of $3,948.01. 65% Savings.
Barclays Bank Debt Settlement Letter$2,178.00 paid on balance of $6,222.84. 65% Savings.
Chase Bank Debt Settlement Letter$2,331.00 paid on balance of $5,827.38. 60% Savings.
Bank of America Debt Settlement Letter$4,203.00 paid on balance of $9,339.53. 55% Savings.
Synchrony Bank Settlement Letter$2,000.00 paid on balance of $4,766.35. 58% Savings.
Barclays Bank Debt Settlement Letter$1,034.30 paid on balance of $2,298.52. 55% Savings.
Bank of America Debt Settlement Letter$742.00 paid on balance of $1,483.21. 50% Savings.
Citibank Debt Settlement Letter$626.30 paid on balance of $1,565.75. 60% Savings.

2015 Settlement Letters

Chase Bank USA Debt Settlement Letter$0.00 paid on balance of $4,904.14.
100% Savings.
Chase Bank USA Debt Settlement Letter$0.00 paid on balance of $7,776.29.
100% Savings.
Chase Bank USA Debt Settlement Letter$0.00 paid on balance of $4,183.96.
100% Savings.
Chase Bank USA Debt Settlement Letter$0.00 paid on balance of $22,018.64.
100% Savings.
Sallie Mae Student Loan Settlement Letter$4,952.01 paid on balance of $14,607.28. 66% Savings.
Jefferson Capital Student Loan Settlement Letter$11,024.96 paid on balance of $27,562.60. 60% Savings.
Bank of America Debt Settlement Letter$4,100.00 paid on balance of $8,392.60. 51% Savings.
Citibank Debt Settlement Letter$503.43 paid on balance of $1,678.07.
70% Savings.
Comenity Bank Debt Settlement Letter$607.17 paid on balance of $1,214.34.
50% Savings.
Navy Federal Debt Settlement Letter$931.60 paid on balance of $3,105.34.
70% Savings.
First Federal Credit Union Debt Settlement Letter$6,000.00 paid on balance of $16,190.75. 63% Savings.
HSBC Bank USA Debt Settlement Letter$1,985.79 paid on balance of $4,964.49. 60% Savings.
Synchrony Bank Debt Settlement Letter$2,275.00 paid on balance of $4,548.22. 50% Savings.
Citibank Debt Settlement Letter$2,236.00 paid on balance of $6,385.74. 65% Savings.
Patelco Credit Union Debt Settlement Letter$2,704.17 paid on balance of $5,408.35. 50% Savings.
State Farm Bank Debt Settlement Letter$1,488.85 paid on balance of $2,977.69. 50% Savings.
Citibank Debt Settlement Letter$944.00 paid on balance of $2,695.67.
65% Savings.

2014 Debt Settlement Letters

Chase Bank USA Debt Settlement Letter$0.00 paid on balance of $24,845.09.
100% Savings.
FIA Card Services Debt Settlement Letter$4,000.00 paid on balance of $8,646.10. 53% Savings.
Bank of America Debt Settlement Letter$5,197.00 paid on balance of $12,991.12. 60% Savings.
Chase Bank USA Debt Settlement Letter$0.00 paid on balance of $3,624.59.
100% Savings.
Citibank Debt Settlement Letter$1,536.00 paid on balance of $3,839.93. 60% Savings.
Chase Bank USA Debt Settlement Letter$1,800.00 paid on balance of $4,854.12. 62% Savings.
Citibank Debt Settlement Letter$1,632.00 paid on balance of $6,530.79. 75% Savings.
Discover Bank Debt Settlement Letter$2,967.00 paid on balance of $7,279.66. 59% Savings.
Elan Financial Services Debt Settlement Letter$2,827.98 paid on balance of $7,441.94. 62% Savings.
Chase Bank USA Debt Settlement Letter$0.00 paid on balance of $5,946.90.
100% Savings.
Synchrony Bank Debt Settlement Letter$1,299.00 paid on balance of $3,246.01. 60% Savings.
Barclays Bank Delaware Debt Settlement Letter$1,837.00 paid on balance of $5,247.31. 65% Savings.
Chase Bank USA Debt Settlement Letter$0.00 paid on balance of $7,955.88.
100% Savings.
U.S. Bank National Association Debt Settlement Letter$3,320.00 paid on balance of $8,298.77. 60% Savings.
Ge Capital Retail Bank Debt Settlement Letter$1,063.95 paid on balance of $2,127.64. 50% Savings.
Wells Fargo Debt Settlement Letter$1,020.48 paid on balance of $2,040.90.
50% Savings.
Chase Bank USA Debt Settlement Letter$0.00 paid on balance of $15,901.62.
100% Savings.

2013 Settlement Letters

HSBC Debt Settlement Letter$1,683.00 paid on balance of $3,376.96. 50% Savings.
Wells Fargo Debt Settlement Letter$2,090.00 paid on balance of $5,224.68. 60% Savings.
Citi Bank Debt Settlement Letter$1,160.00 paid on balance of $2,321.29. 50% Savings.
Wells Fargo Debt Settlement Letter$2,569.93 paid on balance of $5,710.95. 55% Savings.
Bank of America Debt Settlement Letter$4,455.00 paid on balance of $11,136.80. 60% Savings.
Capital One Bank Debt Settlement Letter$3,247.95 paid on balance of $6,495.89. 50% Savings.
Citi Bank Debt Settlement Letter$5,256.00 paid on balance of $14,986.75. 65% Savings.
Barclays Bank Debt Settlement Letter$5,725.00 paid on balance of $12,720.42. 55% Savings.
Bank Of America Debt Settlement Letter$3,420.00 paid on balance of $15,376.71. 77% Savings.
Chase Bank Debt Settlement Letter$2,347.02 paid on balance of $5,867.54. 50% Savings.
Comenity Bank Debt Settlement Letter$470.29 paid on balance of $940.57.
50% Savings.

2012 Settlement Letters

American Express Debt Settlement Letter$530.00 paid on balance of $1,174.88.
55% Savings.
Capital One Debt Settlement Letter$2,818.44 paid on balance of $5,636.63. 50% Savings.
Chase Bank Debt Settlement Letter$7,875.00 paid on balance of $19,706.19. 60% Savings.
Citi Bank Debt Settlement Letter$9,499.32 paid on balance of $21,117.90. 55% Savings.
Barclays Bank Debt Settlement Letter$1,361.00 paid on balance of $3,400.67. 60% Savings.
Fifth Third Bank Debt Settlement Letter$3,560.00 paid on balance of $10,017.09. 65% Savings.
HSBC Bank Debt Settlement Letter$431.53 paid on balance of $1,078.83.
60% Savings.
US Bank Debt Settlement Letter$2,261.92 paid on balance of $9,046.48. 75% Savings.
Barclays Bank Debt Settlement Letter$4,217.00 paid on balance of $12,047.00. 65% Savings.
Nordstrom Bank Debt Settlement Letter$2,334.35 paid on balance of $4,668.54. 50% Savings.
US Bank Debt Settlement Letter$5,530.00 paid on balance of $18,140.76. 70% Savings.

2011 Settlement Letters

Chase Bank Debt Settlement Letter$1.741.97 paid on balance of $17,419.71. 90% Savings.
Bank Of America Debt Settlement Letter$2200.00 paid on balance of $10,459.10. 79% Savings.
First Bankcard Of Omaha Debt Settlement Letter$4200.00 paid on balance of $15,639.80. 73.15% Savings.
Capital One Debt Settlement Letter$4,705.00 paid on balance of $18,817.63. 75% Savings.
Chase Bank Debt Settlement Letter$1,627.00 paid on balance of $6,506.75. 75% Savings.
Bank of America Debt Settlement Letter$578.00 paid on balance of $3,846.02.
85% Savings.
Bank of America Debt Settlement Letter$4,302.00 paid on balance of $21,987.90. 80.53% Savings.
Chase Bank Debt Settlement Letter$732.00 paid on balance of $3,453.34.
79.80% Savings.

2010 Settlement Letters

Discover Negotiation Letter$3,724.20 paid on balance of $12,413.99. 70% Savings.
FIA Cards Negotiation Letter$1,989.00 paid on balance of $9,949.67.
70% Savings.
Juniper Master Card Negotiation Letter$3,234.00 paid on balance of $12,935.53. 75% Savings.
Barclays Bank Delaware Negotiation Letter$1,700.00 paid on balance of $5,421.45.
70% Savings.
Walmart Negotiation Letter$1,734.40 paid on balance of $4,335.97. 60% Savings.
Wells Fargo Negotiation Letter$1,398.50 paid on balance of $4,661.66. 70% Savings.

2009 Settlement Letters

American Express Debt Negotiation Letter$1,360.71 paid on balance of $6,803.53. 92% Savings.
American Express Debt Negotiation Letter$3,500.00 paid on balance of $28,434.60.
88% Savings.
Chase Bank Debt Negotiation Letter$2,316.96 paid on balance of $11,584.82. 80% Savings.
Citi Bank Debt Negotiation Letter$2,200.60 paid on balance of $11,021.30. 80% Savings.
FIA Cards Debt Negotiation Letter$2,420.00 paid on balance of $12,043.62. 80% Savings.
HSBC Bank Debt Negotiation Letter$1,770.00 paid on balance of $8,851.87. 80% Savings.

2008 Settlement Letters

Chase Bank Debt Negotiation Letter$3,303.00 paid on balance of $7,339.72. 55% Savings.
NCO Financial System INC Debt Negotiation Letter$2,228.23 paid on balance of $7,427.43. 70% Savings.
NCO Financial System INC Debt Negotiation Letter$1,518.25 paid on balance of $5,270.82. 70% Savings.
Bank of America Debt Negotiation Letter$4,292.00 paid on balance of $21,461.72. 80% Savings.
Chase Bank Debt Negotiation Letter$4,334.00 paid on balance of $9,737.66. 56% Savings.
Bank Of America Debt Negotiation Letter$3,800.00 paid on balance of $10,798.91. 65% Savings.
Neuheisel Law Firm Debt Negotiation Letter$2,230.89 paid on balance of $5,577.23. 60% Savings.
FIA Card Services Debt Negotiation Letter$2,200.00 paid on balance of $10,940.78. 80% Savings.
Sun Trust Debt Negotiation Letter$1,775.47 paid on balance of $9,762.77. 82% Savings.
HSBC Bank Debt Negotiation Letter$1,715.00 paid on balance of $3,813.38. 56% Savings.
Bank Of America Debt Negotiation Letter$1,400.00 paid on balance of $8,710.21. 84% Savings.
Bank Of America Debt Negotiation Letter$1,400.00 paid on balance of $8,710.21. 84% Savings.
HFC Group Debt Negotiation Letter$1,974.00 paid on balance of $4,270.41. 55% Savings.
Bank Of America Debt Negotiation Letter$2,000.00 paid on balance of $8,522.82. 77% Savings.
Bronson & Migiaccio Debt Negotiation Letter$3,722.00 paid on balance of $9,672.99. 62% Savings.
GE Money Bank Debt Negotiation Letter30% paid on balance of $714.29.
70% Savings.
Central Credit Services Inc Debt Negotiation Letter$5,167.98 paid on balance of $11,794.09. 56% Savings.
Chase Bank Debt Negotiation Letter$1,700.00 paid on balance of $4,291.00. 60% Savings.
Chase Bank Debt Negotiation Letter$2,629.00 paid on balance of $6,571.94. 60% Savings.
Encore Debt Negotiation Letter$330.00 paid on balance of $938.93.
65% Savings.
HSBC Bank Debt Negotiation Letter$310.00 paid on balance of $600.00.
49% Savings.
Wells Fargo Financial Debt Negotiation Letter$771.48 paid on balance of $1,542.95.
50% Savings.
Wells Fargo Financial Debt Negotiation Letter$2,479.00 paid on balance of $4,957.43. 50% Savings.
FMA Alliance LTD. Debt Negotiation Letter$4,011.02 paid on balance of $10,027.54. 60% Savings.
FMA Alliance LTD. Debt Negotiation Letter$4,300.00 paid on balance of $14,355.46. 71% Savings.
Washington Mutual Debt Negotiation Letter$1,149.92 paid on balance of $2,555.37. 55% Savings.
Wells Fargo Financial Debt Negotiation Letter$513.37 paid on balance of $1,026.75.
50% Savings.

2007 Settlement Letters

Associated Recovery System Debt Negotiation Letter$567.81 paid on balance of $1,216.81.
55% Savings.
NCO Financial System INC. Debt Negotiation Letter$3,741.55 paid on balance of $9,353.87. 60% Savings.
FIA Card Services Debt Negotiation Letter$5,404.20 paid on balance of $18,013.83. 70% Savings.
Bank of America Debt Negotiation Letter$8,100.00 paid on balance of $46,116.70. 82% Savings.
Washington Mutual Debt Negotiation Letter$2,113.32 paid on balance of $6,037.63. 65% Savings.
American Express Debt Negotiation Letter$10,339.67 paid on balance of $2,300.00. 78% Savings.
Washington Mutual Debt Negotiation Letter$2,260.00 paid on balance of $6,454.11. 65% Savings.
Weltman, Weinberg & Reis Co., LPA Debt Negotiation Letter$2,136.41 paid on balance of $7,144.43. 71% Savings.
Branch Banking & Trust CO. Debt Negotiation Letter$9,000.00 paid on balance of $25,387.31. 65% Savings.
First Source Advantage, LLC Debt Negotiation Letter$679.38 paid on balance of $272.00.
60% Savings.
Central Credit Services, INC Debt Negotiation Letter$2,500.00 paid on balance of $5,478.45. 55% Savings.
Central Credit Services, INC Debt Negotiation Letter$4,200.00 paid on balance of $11,064.52. 63% Savings.
FIA Card Services Debt Negotiation Letter$4,000.00 paid on balance of $10,565.00. 63% Savings.
Bank Of America Debt Negotiation Letter$11,000.00 paid on balance of $35,558.50. 68% Savings.
Chase Bank Debt Negotiation Letter$2,427.00 paid on balance of $5,234.00. 54% Savings.
Encore Debt Negotiation Letter$6,220.00 paid on balance of $17,770.81. 65% Savings.
Bank of America Debt Negotiation Letter$2,154.86 paid on balance of $6,156.77.
65% Savings.
Bank Of America Debt Negotiation LetterBalance for this account is of $11,317.66 settled for $4,000.00.
65% Savings.
United Recovery System, LP Debt Negotiation Letter$4,200.00 paid on balance of $12,889.02. 68% Savings.
Chase Bank Debt Negotiation Letter$8,508.00 paid on balance of $19,113.86. 56% Savings.
American Express Debt Negotiation Letter$4,200.00 paid on balance of $17,019.67. 76% Savings.
Wells Fargo Financial Debt Negotiation Letter$1,200.00 paid on balance of $5,766.59. 80% Savings.
Wells Fargo Financial Debt Negotiation Letter$452.20 paid on balance of $2,361.44.
81% Savings.

2006 Settlement Letters

National Group Debt Settlement Letter$1,962.00 paid on balance of $4,263.41. 54% Savings.
American Express Debt Settlement Letter$6,500.00 paid on balance of $21,655.31. 70% Savings.
Arrow Principal Services Debt Settlement Letter$400.00 paid on balance of $1,089.00.
64% Savings.
US Bank Letter Of Debt Negotiation$1,200.00 paid in installments over 3 months on balance of $3,242.33.
63% Savings.
Bank Of America Debt Reduction Letter$1245.00 paid on balance of $4140.47.
70% Savings.
American Express Debt Settlement Letter$6,000.00 paid on balance of $16,658.76.
64% Savings.
Discover Debt Settlement Letter$2,241.00 paid on balance of $6,401.00.
68% Savings.
Peoples Bank Debt Settlement Letter$5,409.48 paid on balance of $13,554.64. 60% Savings.
Bank Of America debt negotiation Debt Settlement Letter$3,909.00 paid on balance of $11,170.00.
65% Savings.
MBNA America Debt Negotiation Letter$1,920.00 paid on balance of $9,513.18 with payments over 3 months.
80% Savings.

2005 Settlement Letters

Bank Of America Debt Negotiation Letter$2,108.63 paid on balance of $7,028.75. 70% Savings.
Discover Debt Settlement Letter$3,647.37 paid on balance of $7,294.73. 50% Savings.
Chase Bank Debt Negotiation Letter$18,114.56 paid on balance of $40,254.57. 55% Savings.
Capital One Debt Settlement Letter$8.451.72 paid on balance of $24.147.76. 65% Savings.
Bank of America Debt Settlement Letter$6,711.60 paid on balance of $16,489.14. 60% Savings.
Bank of One Debt Settlement Letter$7,200.00 paid on balance of $20,575.45. 65% Savings.
MBNA Debt Settlement Letter$3,185.00 paid on balance of $9,093.63. 65% Savings.
Best Buy Debt Settlement Letter$1,685.11 paid on balance of $5,617.05. 70% Savings.
Bank One Debt Settlement Letter$4,226.00 paid on balance of $11,119.65. 62% Savings.
Fleet Bank Debt Settlement Letter$2,155.60 paid on balance of $6,220.14. 65% Savings.
Discover Debt Settlement Letter$4,901.50 paid on balance of $10,892.22. 55% Savings.
Bank One Debt Settlement Letter$5,395.50 paid on balance of $12,545.22. 57% Savings.

2004 Settlement Letters

First USA Debt Settlement Letter$8,540.00 paid on balance of $21,349.30 with payments over 4 months.
60% Savings.
Direct Merchants Bank Debt Negotiation Letter$3,600.00 paid on balance of $8,997.97 with payments over 3 months.
60% Savings.
American General Savings Letter$755.00 paid on balance of $1,888.32.
60% Savings.
Peoples Bank Debt Settlement Letter$5,409.48 paid on balance of $13,554.64. 60% Savings.
American Express Debt Negotiation Letter$7,625.96 paid on balance of $19,553.76. 61% Savings.
Bank One Debt Settlement Letter$4,647.00 paid on balance of $11,617.68.
60% Savings.
Collection Agency Savings Letter$2,885.94 paid on balance of $9,619.81. 70% Savings.
Direct Merchants Debt Settlement Letter$2,500.00 paid on balance of $11,710.00.
78% Savings.
Chase Bank Debt Negotiation Letter$3,300.00 paid on balance of $13,203.18.
75% Savings.

2003 Settlement Letters

Citibank Debt Negotiation Letter1 installment of $169.09 paid on balance of $1,280.98.
87% Savings.
Capital One Debt Negotiation Letter1 payment of $232.00 paid on balance of $770.08.
70% Savings.
Household Debt Settlement Letter$1,012.80 paid on balance of $3,379.36.
70% Savings.
Chase Debt Settlement Letter$612.00 paid on balance of $2,039.00.
70% Savings.
Providian Debt Negotiation Letter$701.00 paid on balance of $1,754.03.
60% savings.
Collection Agency Debt Settlement Letter$14,890.75 paid on balance of $59,563.59. 75% savings.
US Bank Debt Negotiation Letter$1,200.00 paid in installments over 3 months on balance of $3,242.33.
63% Savings.
Juniper Debt Settlement Letter$1,545.00 paid in installments over 6 months on balance of $5,146.21.
70% Savings.
Direct Merchants Bank Debt Settlement Letter$762.00 paid in installments over 6months on balance of $1,897.64.
60% Savings with payments over 6 months.

2002 Settlement Letters

Discover Debt Settlement Letter$2,241.00 paid on balance of $6,401.96. 65% Savings.
First National Bank Omaha Debt Settlement Letter$2972.00 paid on balance of $5,943.00. 50% Savings.
American Express Debt Settlement Letter$10,614.00 paid on balance of $34,718.00. 69% Savings.
Citibank Debt Settlement Letter$6,500.00 paid on balance of $13,092.89. 50% Savings.
Citibank Debt Settlement Letter$487.21 paid on balance of $1218.03.
60% Savings.
Discover Debt Settlement Letter$2,551.00 paid on balance of $8,503.44. 70% Savings.
First USA Debt Settlement Letter$3,995.00 paid on balance of $13,316.00.
70% Savings.
First USA Debt Settlement Letter$1,668.00 paid in installments over 4 months on balance of $5,333.76.
69% Savings with payments over 4 months.
Chase Debt Settlement LetterInstallments of $116.00 and $2,263.00 to settle on balance of $6,799.49. 65% Savings with payments over 2 months.
Citibank Debt Settlement Letter3 installments of $494.38 paid on balance of $3,707.87.
60% Savings with payments over 3 months.
Household Debt Settlement Letter$1,722.52 paid on balance of $3,131.85. 65% Savings with potential payments of up to 6 months.
Merrick Bank Debt Settlement Letter3 installments of $613.34 paid on balance of $3,630.00.
50% Savings with payments over 3 months.

2001 Settlement Letters

Chase Debt Settlement Letter$3,500.00 paid on balance of $32,288.69. 89% Savings.
Capital One (Direct Merchants) Debt Settlement Letter$2,300.00 paid on balance of $7,867.23. 71% Savings.
Household Credit Debt Settlement Letter$7,000.00 paid on balance of $36,133.73. 81% Savings.
Household Debt Settlement Letter$10,000.00 paid on balance of $36,007.00.
72% Savings.

2000 Settlement Letters

American Express Debt Settlement Letter$5,520.58 paid on balance of $13,801.44.
60% Savings.
Bank of America Debt Settlement Letter$3,909.00 paid on balance of $11,170.00.
65% Savings.
Chase Debt Settlement Letter$3,830.00 paid on balance of $11,085.00.
65% Savings.
Discover Debt Settlement Letter$6,904.00 paid on balance of $21,471.00. 68% Savings.
First USA Debt Settlement Letter$4,696.00 paid on balance of $16,128.00.
71% Savings.
First USA Debt Settlement Letter$2,721.00 paid on balance of $9,070.00.
70% Savings.
Wells Fargo Debt Settlement Letter$4,840.00 paid on balance of $13,882.00.
65% Savings.

1998 Settlement Letters

USAA Debt Settlement Letter$2,393.21 paid on balance of $5,983.02. 60% Savings.
Summary
Clients Rating
Aggregate Rating
5 based on 2 votes
Brand Name
CuraDebt
Product Name
Debt Settlement Program