I was devastated and overwhelmed during covid trying to manage my finances. Everyone at CuraDebt was friendly yet professional and sympathetic to my situation. Step by step, I was never alone.
Norma V.*
Trustpilot Review
Dec 26, 2025
CuraDebt has made my journey to becoming debt-free not only possible but also stress-free. From the beginning, their team made sure I understood each step of the process, making it incredibly easy. While I hope never to need their services again, I know who I’ll trust if I do.
Justin*
Google Review • Local Guide
Mar 21, 2025
CuraDebt is a great company. They treat you like a person, not just a number. They were always helpful and responded to emails and phone calls promptly. I highly recommend them.
Fran*
Google Review
See If You Qualify For Debt Relief
What you’ll get
- Honest answers about your options, including if debt relief isn’t right for you
- A clear look at where you stand, so you can decide for yourself
- Straight answers from a real person, not a sales script
- No pressure and no obligation, ever
In business since 2001. We use 25+ years of industry experience and the information you provide to match you to the best independent partners suited to your situation.
Helping people get out of debt since 2001
Figuring out which debt relief option fits your situation can feel overwhelming. We’ve been helping people sort through it since 2001. Over the past 25 years we’ve counseled thousands of people and helped families and businesses compare their options. Today we put that experience to work helping you understand where you stand and, where appropriate and permitted by law, connecting you with independent providers for consumer debt, IRS and state tax debt, and business or MCA debt.
“I started CuraDebt in San Diego in 2001. Growing up, I watched what money and debt stress did to my own family, and I wanted to help people get free of that. Twenty-five years later, that’s still why we’re here. When you check your options with us, there’s no obligation and no judgment. You’ll just get a clear picture of where you stand and what’s possible.“
One free way to see all your options.
Credit cards, taxes, business debt, or a loan to consolidate it all. Your free estimate shows you what may be possible, so you can decide on your own timeline.
Consumer Debt Relief
Common issues are high-interest credit card debt, medical bills, unsecured personal loans, ongoing collection calls, charge-offs, accounts in collections, and balances growing faster than you can pay them down.
Possible solutions are debt settlement, debt negotiation, debt management, and other debt relief programs that work to reduce what you owe.
And it’s important to act now because interest and late fees keep compounding your balance, and accounts that fall further into collections get harder to resolve. Starting sooner eases the pressure faster.
The CuraDebt difference: We take the information you share about your debts and, with our in-house experience in debt relief going back 25+ years, connect you with a debt settlement company in our network that works to negotiate your balances and handles creditor communications under its own agreement.
IRS or State Tax Debt Relief
Common issues people and small businesses have are: back taxes, unfiled or late returns, payroll tax problems, trust fund recovery penalties, tax liens, wage garnishment, bank levies, audits, accrued penalties and interest, innocent spouse situations, and state tax debt you can’t pay.
Possible solutions include an Offer in Compromise (OIC), Installment Agreement (IA), Currently Not Collectible (CNC) status, Penalty Abatement, Innocent Spouse Relief, Partial Payment Installment Agreement (PPIA), audit representation, and lien or levy release.
It’s important to act now because penalties and interest compound daily, while liens and levies can escalate quickly. The sooner your case is addressed, the more options stay on the table.
The CuraDebt difference: We take the details you provide about your situation and, drawing on 25 years of in-house experience in the debt industry, connect you with an independent tax debt relief firm in the partner network, an EA, CPA, or tax attorney equipped to handle your specific case. Not sure who to look for? Here’s how to choose a tax resolution company.
Business / MCA Debt Relief
Common issues we see business owners having are merchant cash advances draining daily cash flow, stacked MCAs, high-interest business loans, vendor and supplier debt, equipment financing, and personal guarantees on business debt.
Potential solutions include MCA payoff negotiation, debt restructuring, settlement of business balances, and repayment terms structured to protect cash flow.
And it’s important to act now because daily or weekly MCA withdrawals compound the squeeze the longer they run. Acting early can keep cash flow from collapsing.
The CuraDebt difference: We take what you tell us about your situation and, with our in-house experience in business debt relief going back 25+ years, connect you with independent providers who work to negotiate payoffs and stabilize cash flow, so you can focus on running the business.
Loan Options
Common needs are consolidating multiple debts, covering a shortfall, or replacing high-interest balances with a single, simpler payment.
Possible solutions are an unsecured debt consolidation loan, a secured debt consolidation loan, and other debt consolidation options compared across multiple lenders with a soft credit check.
And it’s worth acting now because checking costs nothing. A soft credit pull won’t affect your score, so you can see your options risk-free.
Through our partnership with EVVO at getcuradebt.com, you compare options across multiple lenders in one place instead of applying to lenders one at a time.
How it works
You stay in control the whole way. Knowing your options is free, and it’s the first step toward a decision you feel good about.
Tell us about your situation
A few quick questions. No documents required, and submitting your inquiry does not affect your credit score.
Get expert guidance
Using 25+ years of in-house debt relief experience and the information you provide, CuraDebt matches you with an independent provider. This service is free to you, as providers may compensate CuraDebt.
Decide what’s right for you
If it’s a fit, you’re connected with an experienced independent partner who handles the work under their own agreement.
Reasons people choose CuraDebt
One of the most experienced and recognized names in the industry, with the accreditations and memberships to match.
BBB Accredited
CuraDebt is BBB Accredited with an A+ rating.
Top Consumer Reviews
Rated among top tax debt relief companies for 2026.
Customer Lobby
1,600+ five-star reviews across review platforms. Results may vary.
Shopper Approved
4.9-star average. Results may vary.
ACDR
Member in good standing of the Association for Consumer Debt Relief.
IAPDA
Matches consumer debt clients with IAPDA-accredited professionals.
BSI Certification
Meets British Standards Institution standards for management & privacy.
NetCheck
Membership verifies standing and complaint history.
HONESTe Online
Certified for honesty and integrity.
U.S. Chamber
Member in good standing of the U.S. Chamber of Commerce.
What people ask before they start
The questions we hear most, answered plainly, so you can decide with your eyes open.
About CuraDebt
Consumer Debt
Tax Debt
Business / MCA Debt
Loan Options
Debt relief resources
Guides and program comparisons for every situation, so you understand the landscape before you decide.
Debt Relief
Debt Relief Debt Settlement Program Debt Negotiation Debt Consolidation Options Debt Management Program Best Debt Relief SolutionsTax & Business
IRS & State Tax Debt Relief Choosing a Tax Resolution Company Business Debt Relief All Debt Relief ServicesNot sure where to start? Start by just knowing.
Checking your options is free and takes under a minute. No commitment, no judgment, and no hit to your credit for asking.
