• Get Debt Relief For Credit Cards,
    Medical Bills, Other Unsecured
    Debt And Tax Debt Today.

  • Get Debt Relief For Credit Cards,
    Medical Bills, Other Unsecured
    Debt And Tax Debt Today.
  • Get A Free Savings Estimate

    877-850-3328

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Debt Settlement

Debt Settlement

Debt settlement is a program that is designed to help you save as much money as possible, as quickly as possible, based on your unique financial situation. CuraDebt has an in-house performance based debt settlement program. This means that you only pay fees to CuraDebt as each of your accounts are resolved.

There are many factors that come into play in the debt negotiation process in order to get you the best possible reductions. These factors include the age of debt, type of debt, your income, the state you live in, your age, and many other factors.

CuraDebt has one of the most experienced teams in the industry. Starting in 1996 the founders of CuraDebt were helping individuals locally in California. In 2000 CuraDebt was formed to help individuals and small business owners nationwide.

Debt settlement works by you placing an agreed to amount into a special purpose account on a monthly basis. If you have a lump sum amount to get started, or have access to a lump sum, it would accelerate the speed of the program.

As money accumulates, CuraDebt finalises resolutions with the creditors one at a time with the goal of saving you as much money possible on each account. As each offer is near to be finalised, you will receive notification to approve settlement of that account from us. Once you approve, the account is settled in full and only then are CuraDebt fees paid. The process continues until all the accounts are resolved.

This program is designed to save you much more money than debt consolidation. With a debt consolidation loan, all your debt is combined and you will be repaying the new loan, interest plus the loan fees. Whereas, with a debt settlement program you will pay back a greatly reduced amount as compared to the amount entered into the program originally.

Other programs people may consider are consumer credit counseling programs. These programs are sponsored by creditors and are designed to make you repay all your debt plus interest. In fact, you will pay a greater amount than your original debt, while your credit report will indicate that you have been repaying your debt through a third party. Some lenders may look at this as equivalent to a chapter 13 payment plan bankruptcy.

Ultimately, for people who are not making any headway or anyone in a hardship, such as loss of income, debt settlement is a program to seriously be considered.

Your best first step would be to speak to a CuraDebt counselor for a no obligation confidential consultation. The counselor will provide you with more information on the program and advise you as to which program would fit your unique and specific needs.

CuraDebt’s in-house debt settlement program could be the best option for you or we could refer you to another BBB “A+” rated company that could assist you.

Your first step is to contact us on 877-850-3328 or get a free savings estimate by completing the form here see if a debt settlement, debt negotiation or debt arbitration program will be best to meet you and your families financial goals.