There are many different methods that you can use to help eliminate your debt. Options such as credit counseling programs, debt consolidation and even debt settlement are all methods that you can use to get out of debt. What do you do, however, if you cannot use any of these programs to get out of…
If at all possible, filing for bankruptcy should be avoided. While it is true that in some cases, filing for bankruptcy is the only possible option to help with your financial situation, this doesn’t mean it is the only option. Not until all other plausible options have been exhausted should anyone in debt consider filing…
When you are in debt or have a bad credit score, you really need someone to be upfront and honest with you about what your options are and how you can get back to where you used to be. You will find a lot of websites and advisers out there who aren’t necessarily giving you…
Like it or not, credit cards are a necessary part of living in modern America. If you rely on them, you leave yourself open to the risk of becoming inundated with high-interest debt (credit card companies are banking on this happening so they can make huge profits). If you never use credit cards, you cut…
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