Confession of Judgment MCA (COJ): Risks & Defenses
October 11, 2025
If you’ve taken out a merchant cash advance (MCA) or are considering one, you may have come across a term that sounds harmless but carries serious consequences: the confession of judgment, or COJ. This clause can allow a lender to win a court judgment against you without notice — and without you ever stepping foot…
Florida Debt Relief: What Actually Works and What Doesn’t
October 11, 2025
If you’re reading this, chances are you’re feeling overwhelmed. Maybe the credit card bills are piling up. Maybe you’ve fallen behind on loan payments. Maybe you’re just tired of juggling minimums and watching your balance barely budge. You’re not alone, and you’re not out of options either. Let’s walk through the debt relief programs available…
IRS Currently Not Collectible Status: How It Really Works
October 11, 2025
If you’re struggling to pay your tax debt and facing aggressive collection actions from the IRS, you may qualify for a temporary relief program known as “Currently Not Collectible” (CNC) status. This guide breaks down what CNC status means, who qualifies, how to apply, and why CuraDebt can help you navigate the process. What Is…
Live Training: What the Bible Really Teaches About Debt, Stewardship, and Hope
October 10, 2025
Live Training: What the Bible Really Teaches About Debt, Stewardship, and Hope Register Free Be notified to attend live and also with a link to the replay. 100% free. About Your Teacher: Pastor Elliott Siu Pastor, disciple-maker, and Christian counselor (12+ years). Elliott creates a Gospel-centered, shame-free space to process honestly, hear from God, and…
Debt Validation Letters: How to Challenge Debt Claims
September 30, 2025
Being contacted by debt collectors is stressful enough when you know for sure that the debt is legitimate. When you’re unsure whether you actually owe the money or how much, the situation is far more complicated. Enough Americans know this scenario because they have faced it multiple times. Perhaps a creditor sold your debt to…