Debt Validation Company Claims — Truth or Myth?

October 3, 2025
Debt Validation Company Claims — Truth or Myth? Debt validation” is a real right against debt collectors, but it is not a magic wand that deletes accurate, verified debts or guarantees “50% off every creditor (including fees).” Regulators say companies cannot remove true, current negatives from your credit reports, and they cannot lawfully guarantee uniform…

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Debt Validation Letters: How to Challenge Debt Claims

September 30, 2025
Being contacted by debt collectors is stressful enough when you know for sure that the debt is legitimate. When you’re unsure whether you actually owe the money or how much, the situation is far more complicated. Enough Americans know this scenario because they have faced it multiple times. Perhaps a creditor sold your debt to…

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Business Debt Collection: How to Handle Creditors and Stay Afloat

September 30, 2025
Unpaid invoices are more than a minor inconvenience. They represent cash that should be in your bank account, paying your suppliers, covering payroll, and keeping your business running. So when customers fail to pay on time, your entire operation can be threatened. No one gets this more than small business owners. According to a QuickBooks…

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Backup Withholding Tax: What It Is and How It Affects You

September 30, 2025
You may have encountered backup withholding If you’ve ever received a tax form showing money withheld from your investment income or freelance payments. It may sound complicated, but it isn’t really. Backup withholding is simply the IRS’s way of ensuring it collects taxes on certain types of income before you have a chance to spend…

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Unity at Home: How Couples Can Talk About Money Without Fighting

September 28, 2025
Unity at Home: How Couples Can Talk About Money Without Fighting Summary: Money conversations don’t have to be a battlefield. With a few biblical ground rules and a simple 15-minute format, you can move from tension to teamwork. 1) God’s vision for unity “Make every effort to keep the unity of the Spirit through the…

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