What Happens If You Owe the IRS More Than $25,000: How to Settle

August 1, 2025
Few things cloud one’s than the IRS dispatching a $25,000 tax bill to your mailbox. The number feels overwhelming. Makes you wonder what happens if you owe the IRS more than $25000. In fact, if you’re reading this, chances are you’re feeling overwhelmed, scared, or maybe even a little hopeful that there’s a way out…

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How to Negotiate with Collection Agencies: 5 Proven Strategies

August 1, 2025
How to Negotiate with Collection Agencies: 5 Proven Strategies Many people are unaware that collection agencies purchase debts at a fraction of their original value. What this means is that there’s always room for negotiation. They’d rather make something on a deal like that than nothing.  With the right strategies, many people successfully reduce their…

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Missed Payments in a Debt Management Plan: Here’s What Happens

July 10, 2025
Missed Payments in a Debt Management Plan: Here’s What Happens Enrolling in a debt management plan (DMP) can be a smart way to regain control of your finances. It offers structure, reduced interest rates, and a clear path to becoming debt-free. But what happens if life gets in the way, and you make a missed…

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Hidden Risks of Merchant Cash Advances for Small Businesses

June 27, 2025
If your business has ever faced a cash crunch, you know how tempting it is to accept quick funding—especially when it’s offered through your point-of-sale (POS) system or a merchant services provider. A Merchant Cash Advance (MCA) might feel like a lifeline when banks say no or when bills are piling up. But what many…

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Biblical Principles of Debt: What the Bible Says About Borrowing

June 10, 2025
Biblical Principles of Debt: What the Bible Says About Borrowing Debt can feel overwhelming, but the Bible offers timeless wisdom on how to handle borrowing and lending wisely. More importantly, if you’re dealing with debt, there are practical solutions available to help you regain financial freedom. By exploring Biblical principles, you can find guidance not…

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