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Please see the lawsuit win in the amount of $57,500 against a creditor.
In the case a creditor violates the Fair Debt Collection Practices Act (FDCPA) or other laws, and there is sufficient support for a law firm to take the case on, money can be collected on behalf of the client.
There is no up front cost to the client so it is a win-win scenario.
This goes hand in hand with helping resolve creditors as quickly as possible and protecting you as the client.