How To Talk To Your Partner About Debt
March 25, 2025
Talking about money can feel uncomfortable, but discussing debt with your partner? That’s a whole new level of stress. Whether you’re carrying student loans, credit card debt, or other financial obligations, bringing up the topic can feel overwhelming. You might worry about their reaction, fear judgment, or even feel ashamed about your situation. But here’s…
Considering Bankruptcy In New Jersey? Consider The Alternative First
March 25, 2025
According to data from the United States Courts, there were 9,467 bankruptcy filings in New Jersey in the 12-month period ending on September 30, 2020. Of these filings, 6,947 were Chapter 7 bankruptcies, which involve the liquidation of assets to pay off debts, and 2,514 were Chapter 13 bankruptcies, which involve the creation of a…
How To Deal with Aggressive Debt Collectors: Your Rights and Action Plan
March 25, 2025
Dealing with debt is hard enough, but aggressive debt collectors can make it feel unbearable. If you’re feeling overwhelmed, harassed, or even intimidated by relentless calls and threats, you’re not alone. The good news is, you have rights, and there are steps you can take to protect yourself. This guide will walk you through how to…
Should You File Your Taxes Early? Here’s What You Need to Know
March 25, 2025
Should You File Your Taxes Early? Here’s What You Need to Know Tax season is here, and with it comes the age-old question: Should I file my taxes early or wait until the deadline? It’s a decision that can feel overwhelming, especially when you’re juggling work, family, and life’s other demands. But here’s the good news: you…
Should You Use Retirement Savings to Pay Off Debt? Pros, Cons, and Alternatives
March 25, 2025
February 04, 2025 When faced with overwhelming debt, it’s tempting to look for quick solutions—and your retirement savings might seem like an easy fix. After all, that money is sitting there, waiting for the future. But is it a good idea to use retirement savings to pay off debt? The answer isn’t straightforward. While it…