Last Updated: May 2026

Write for CuraDebt: Guest Post Opportunities for Credentialed Financial Pros

CuraDebt is a 25-year-old finance publication accepting bylined article submissions from CPAs, Enrolled Agents, consumer bankruptcy attorneys, CFPs, and AFCs on debt, tax, credit, and bankruptcy topics. Editorial standards reflect what readers in financial distress actually need: accurate information, plain language, and zero hype.

This page covers who can contribute, what we publish, what we don't, how submissions move through review, and the bio and link policy for accepted authors. If you write content for your firm's SEO or for thought-leadership and want a byline on a domain with 25 years of topical authority, this is the right place to pitch.

Submit Your Pitch

Send a 150–300 word pitch with your credential and a verification link. We respond within 5–7 business days. Your submission opens in your email app addressed to [email protected].

State bar, NMLS Consumer Access, CFP Board, NAEA, AICPA, or similar public verification URL.
0 words
Opens your email app addressed to [email protected].

Credentialed contributors only. Free to submit. Editorial review applies.

Who Can Contribute

CuraDebt is a YMYL (Your Money or Your Life) publication. Every contributor must hold an active credential in a relevant field and submit verification with their first pitch.
Eric's Take, 25 Years in This Industry

In 25 years working in debt resolution, I've learned that readers in financial stress can't afford to take advice from people who aren't qualified to give it. The credential isn't a formality — it's the whole point of publishing this content in the first place.

Accepted Credentials

Tax-Related Topics

  • Certified Public Accountant (CPA) — active state license
  • Enrolled Agent (EA) — active IRS enrollment
  • Tax attorney (JD) with active state bar admission

Debt, Credit, Personal Finance

  • Certified Financial Planner (CFP)
  • Accredited Financial Counselor (AFC)
  • NFCC- or FCAA-affiliated certified credit counselor
  • Consumer credit attorney
  • Fiduciary RIA with Form ADV on file

Bankruptcy Topics

  • Practicing consumer bankruptcy attorney with active state bar admission
  • Demonstrated Chapter 7 or Chapter 13 caseload
  • Bankruptcy law professors with active scholarship

Loan, Mortgage, Lending

  • Licensed mortgage loan originator (MLO) with active NMLS number
  • Licensed loan officer in good standing
  • Banking attorney or compliance professional

Verification Required

With your first submission, please include:

  • Full legal name and credential
  • License or certification number
  • Issuing body and state (where applicable)
  • Link to a verifiable public listing (state bar directory, NMLS Consumer Access, CFP Board, NAEA, AICPA, etc.)

We verify every contributor before publication. Submissions without verifiable credentials are declined without review.

Who We Don't Accept

Personal finance bloggers without a professional credential. Self-described "financial coaches" without AFC or equivalent certification. Marketing agencies or content mills submitting on behalf of clients. Crypto, forex, or trading influencers. MLM or income-claim-based contributors. Anyone whose license is suspended, revoked, or under disciplinary review.

Topics We Publish

We accept pitches across four content verticals: consumer debt, tax debt, bankruptcy, and credit and personal finance.

Consumer Debt

Credit card debt, medical debt, personal loans, debt settlement, debt consolidation, debt management plans, dealing with collections, debt validation, statute of limitations, 1099-C tax implications, and post-resolution credit recovery.

Tax Debt

IRS and state tax debt, Offers in Compromise, Installment Agreements, Currently Not Collectible status, Innocent Spouse Relief, payroll tax issues for small businesses, audit response, and choosing a tax resolution professional.

Bankruptcy

Chapter 7, Chapter 13, the means test, exemptions (federal and state), pre-filing planning, life after discharge, common filer mistakes, and when bankruptcy is the wrong answer.

Credit and Personal Finance

Credit reports and disputes, credit score mechanics, rebuilding credit after hardship, budgeting through financial distress, emergency funds, and navigating life events that create debt (divorce, medical, job loss).

What We Don't Publish

  • Promotional content about specific companies, products, or services (including CuraDebt and any partner)
  • Investment, securities, or trading advice
  • Crypto, NFT, DeFi, or speculative asset content
  • Insurance product recommendations
  • Income-promise content, side-hustle pitches, or "passive income" framings
  • Religious, political, or culture-war framings of financial topics
  • Content targeting minors
  • AI-generated drafts submitted as your own work (see AI policy below)
  • Anything that conflicts with FTC, CFPB, or state regulatory standards

Article Requirements

Length

900 to 1,500 words. Longer pieces accepted for technical or state-specific deep dives if the depth is warranted.

Originality

Articles must be original and unpublished. We run originality checks on every submission. Republished or substantially derivative content is declined.

Structure

  • One H1 (we may rewrite for SEO)
  • Clear H2 and H3 hierarchy
  • Short paragraphs (3 to 5 sentences)
  • Plain language — target an 8th-grade reading level. Most readers come to us during financial stress and don't have bandwidth for jargon.

Evidence

Every factual claim should be sourced. Acceptable sources include IRS publications and the Internal Revenue Code; CFPB, FTC, FDIC, OCC, and state regulatory publications; federal and state court decisions; peer-reviewed academic research; official statistics (Federal Reserve, BLS, Census, state agencies); and your own practitioner experience clearly framed as such.

We do not accept "studies show" or "experts agree" without citation. Link to primary sources where possible.

Eric's Take

The best contributor pieces we publish read like a senior practitioner walking through a case at a CLE. Specific. Cited. Without hype. If your draft sounds like a marketing blog, it won't pass review — no matter how strong the credential.

Tone

Direct, calm, and consumer-protective. Avoid fear-based framing ("the IRS will destroy your life"), urgency manipulation ("act now"), superlatives, and condescending language toward people in financial distress.

Compliance Rules

These are firm requirements. Submissions that violate any of the following are returned for revision or declined.

You Cannot Include

  • Affiliate links — anywhere
  • Promotional mentions of specific companies, including CuraDebt
  • Guaranteed outcomes ("will eliminate," "guaranteed to settle")
  • Specific savings promises ("save 60%")
  • Unsourced credit score impact claims
  • Named client testimonials
  • Income or earnings claims
  • FTC Mars Rule violations (debt settlement specific)

You Must Include

  • Disclaimers for any individualized tax, legal, or financial guidance
  • Source citations as inline links or footnotes
  • Current statistics, dates, and statute of limitations
  • "Consult a [CPA / attorney / advisor]" where relevant
  • Date-stamps on time-sensitive figures
  • Honest acknowledgment of trade-offs
Editorial & Compliance Review

Every accepted submission passes both editorial review (clarity, structure, accuracy) and compliance review (regulatory and disclosure requirements). We may edit for length, clarity, SEO, headlines, and disclaimers. We will not change your fundamental argument without your consent — if a compliance edit materially affects your point, we'll send it back for your sign-off before publishing.

AI Authorship Policy

This policy is explicit because the issue is real. AI-drafted content undermines the entire premise of credentialed expert publishing and damages Google E-E-A-T signals for the page. We have a firm position.

What's Allowed

  • Using AI tools for research (e.g., finding statutes, locating citations, summarizing case law)
  • Using AI tools for outlining or organizing your own thinking
  • Using AI tools for line-level editing, grammar, or polish on content you wrote
  • Using AI tools to translate your own thinking from another language into English

What's Not Allowed

  • Submitting AI-generated drafts (ChatGPT, Claude, Gemini, Copilot, or any other model) as your own work
  • Lightly editing an AI draft and putting your credential on it
  • Using AI to generate the substantive analysis, case examples, or professional judgment that should come from your practice
  • Using AI to invent statistics, citations, case names, or quotes (this happens routinely with hallucinated sources, and we will catch it)
The standard, plainly stated

The byline represents your analysis and professional judgment as a credentialed practitioner. AI can help you write faster; it cannot replace what your credential certifies you to do. If the substantive argument, examples, or practitioner insights in the draft did not come from your own brain and experience, the submission will be declined.

How We Detect AI Content

We use a combination of approaches, not a single detector tool (detector tools are unreliable). What we look for: practitioner-specific detail that only an active CPA, attorney, EA, or CFP would know; voice consistency against your other published work; specific cases, examples, or local-jurisdiction nuances; correct citation of current statutes and figures (AI routinely cites outdated or hallucinated sources). Drafts that read like a competent overview but lack any practitioner fingerprint are declined.

If you're unsure whether your use of AI tools falls inside or outside this policy, disclose it in your pitch. We'd rather have an honest conversation upfront than decline a piece at the editorial stage.

Author Bio and Links

Your bio appears at the end of the article and on your author archive page.

Bio Requirements

  • 50 words maximum
  • Must list your credential (CPA, JD, EA, CFP, etc.)
  • May include firm name, city, and area of practice
  • One outbound link — to your firm site, professional listing, or LinkedIn
  • No links to lead capture pages, consultation booking, or affiliate offers
  • No calls to action ("Schedule a free consultation today")

Headshot

  • Square format, 400×400 pixels minimum
  • Professional or neutral background
  • Clear, well-lit, recent (within 3 years)

Submission Process

Five steps from pitch to publication: pitch, brief, draft, revisions, publish. Most accepted articles publish within 2–4 weeks of final approval.
  1. Pitch FirstSubmit a 150–300 word pitch describing the topic, angle, and why you're qualified. Include your credential and verification link.
    5–7 business days to hear back
  2. Review & BriefIf we accept, we'll send a brief with deadline, target word count, and any specific angles or sources to cover.
  3. DraftFirst drafts are due 14 days after pitch acceptance unless otherwise agreed.
    14 days from acceptance
  4. Editorial RevisionsWe may request one or two rounds of revisions for clarity, sourcing, or compliance.
  5. PublicationMost accepted articles publish within 2–4 weeks of final approval.
    2–4 weeks to publish

Rights and Republication

By submitting an article, you grant CuraDebt:

  • First publication rights with a 90-day exclusivity period from the publish date
  • Perpetual non-exclusive license to host the article on curadebt.com and our owned channels
  • Editorial rights to edit for clarity, length, SEO, and compliance as described above

You retain copyright. After the 90-day exclusivity period ends, you may republish the article on your firm website, LinkedIn, or other personal channels, provided you include a canonical link back to the original CuraDebt URL.

We do not pay for bylined articles. Compensation is the byline, the author archive page, the verified credential listing, and the link to your firm site.

Frequently Asked Questions

Does CuraDebt pay for guest posts?

No. Compensation is the byline, the author archive page, the verified credential listing, and a dofollow link to your firm site or LinkedIn. We do not pay for bylined articles.

Who can contribute to CuraDebt?

Credentialed professionals only. We accept CPAs, Enrolled Agents, tax attorneys, consumer bankruptcy attorneys, CFPs, Accredited Financial Counselors, NFCC- or FCAA-affiliated credit counselors, licensed mortgage loan originators, and fee-only fiduciary RIAs with active credentials. Personal finance bloggers, financial coaches without certification, and content agencies are not accepted.

What topics does CuraDebt publish?

Consumer debt (credit card, medical, personal loans, debt settlement, debt consolidation, collections), tax debt (IRS and state, Offers in Compromise, Installment Agreements), bankruptcy (Chapter 7, Chapter 13, means test, exemptions), and credit and personal finance (credit reports, score mechanics, rebuilding credit, budgeting through hardship).

How long does the submission process take?

Pitch responses within 5–7 business days. First drafts due 14 days after pitch acceptance. Editorial revisions take one to two rounds. Most accepted articles publish within 2–4 weeks of final approval.

What link policy applies to author bios?

One outbound dofollow link permitted in the author bio. The link must point to your firm website, professional listing, or LinkedIn profile. No links to lead capture pages, consultation booking, affiliate offers, or product pages. Bio limit is 50 words.

What are the article length and originality requirements?

900 to 1,500 words. Articles must be original and unpublished. We run originality checks on every submission. After a 90-day exclusivity period, contributors may republish on their own firm site, LinkedIn, or other personal channels with a canonical link back to the original CuraDebt URL.

Can I write under a pen name or have a ghostwriter?

No. The byline must be your real name with your active credential. We verify every credential before publication. Ghostwritten articles defeat the entire purpose of credentialed expert content and undermine Google E-E-A-T signals for the page.

Can I use AI tools like ChatGPT or Claude to help write my submission?

AI tools are permitted for research, outlining, and line-level editing. They are not permitted to generate the substantive analysis, case examples, or professional judgment that your credential certifies. Submitting an AI-drafted piece as your own work will be declined and may result in being removed from our contributor list. If you're uncertain whether your use of AI falls inside or outside this policy, disclose it in your pitch and we'll discuss.

How do I submit a pitch?

Use the pitch form at the top of this page. Include your full name, active credential, license or certification number, a verification link (state bar, NMLS Consumer Access, CFP Board, NAEA, AICPA, etc.), and a 150–300 word pitch describing the article topic, angle, and why you're qualified.

25 yrs In Business Since 2001
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Pitch Your First Article

If you hold an active credential and want to publish for an audience that actually needs your expertise, submit a pitch. We read every one.

Submit Your Pitch → Editorial review applies. Credential verification required before publication.
Editorial Independence. CuraDebt is a matching service connecting consumers with independent debt resolution, tax relief, bankruptcy, and lending professionals. Editorial content is independent of partner relationships. Articles are general information and not individualized legal, tax, or financial advice. Contributors are responsible for the accuracy of their own statements. CuraDebt reserves all editorial rights described in these guidelines and may decline any submission at its discretion.
Eric Pemper, Founder of CuraDebt

Eric Pemper

Founder, CuraDebt Systems, LLC · Est. 2001

Eric Pemper founded CuraDebt in 2001 after studying at UC San Diego. Over 25 years, CuraDebt has covered situations involving credit card debt, tax debt, and other unsecured obligations. CuraDebt is BBB A+ Rated, BBB Accredited, and a member of the Association for Consumer Debt Relief (ACDR).