This page covers who can contribute, what we publish, what we don't, how submissions move through review, and the bio and link policy for accepted authors. If you write content for your firm's SEO or for thought-leadership and want a byline on a domain with 25 years of topical authority, this is the right place to pitch.
Send a 150–300 word pitch with your credential and a verification link. We respond within 5–7 business days. Your submission opens in your email app addressed to [email protected].
Credentialed contributors only. Free to submit. Editorial review applies.
In 25 years working in debt resolution, I've learned that readers in financial stress can't afford to take advice from people who aren't qualified to give it. The credential isn't a formality — it's the whole point of publishing this content in the first place.
With your first submission, please include:
We verify every contributor before publication. Submissions without verifiable credentials are declined without review.
Personal finance bloggers without a professional credential. Self-described "financial coaches" without AFC or equivalent certification. Marketing agencies or content mills submitting on behalf of clients. Crypto, forex, or trading influencers. MLM or income-claim-based contributors. Anyone whose license is suspended, revoked, or under disciplinary review.
Credit card debt, medical debt, personal loans, debt settlement, debt consolidation, debt management plans, dealing with collections, debt validation, statute of limitations, 1099-C tax implications, and post-resolution credit recovery.
IRS and state tax debt, Offers in Compromise, Installment Agreements, Currently Not Collectible status, Innocent Spouse Relief, payroll tax issues for small businesses, audit response, and choosing a tax resolution professional.
Chapter 7, Chapter 13, the means test, exemptions (federal and state), pre-filing planning, life after discharge, common filer mistakes, and when bankruptcy is the wrong answer.
Credit reports and disputes, credit score mechanics, rebuilding credit after hardship, budgeting through financial distress, emergency funds, and navigating life events that create debt (divorce, medical, job loss).
900 to 1,500 words. Longer pieces accepted for technical or state-specific deep dives if the depth is warranted.
Articles must be original and unpublished. We run originality checks on every submission. Republished or substantially derivative content is declined.
Every factual claim should be sourced. Acceptable sources include IRS publications and the Internal Revenue Code; CFPB, FTC, FDIC, OCC, and state regulatory publications; federal and state court decisions; peer-reviewed academic research; official statistics (Federal Reserve, BLS, Census, state agencies); and your own practitioner experience clearly framed as such.
We do not accept "studies show" or "experts agree" without citation. Link to primary sources where possible.
The best contributor pieces we publish read like a senior practitioner walking through a case at a CLE. Specific. Cited. Without hype. If your draft sounds like a marketing blog, it won't pass review — no matter how strong the credential.
Direct, calm, and consumer-protective. Avoid fear-based framing ("the IRS will destroy your life"), urgency manipulation ("act now"), superlatives, and condescending language toward people in financial distress.
These are firm requirements. Submissions that violate any of the following are returned for revision or declined.
Every accepted submission passes both editorial review (clarity, structure, accuracy) and compliance review (regulatory and disclosure requirements). We may edit for length, clarity, SEO, headlines, and disclaimers. We will not change your fundamental argument without your consent — if a compliance edit materially affects your point, we'll send it back for your sign-off before publishing.
This policy is explicit because the issue is real. AI-drafted content undermines the entire premise of credentialed expert publishing and damages Google E-E-A-T signals for the page. We have a firm position.
The byline represents your analysis and professional judgment as a credentialed practitioner. AI can help you write faster; it cannot replace what your credential certifies you to do. If the substantive argument, examples, or practitioner insights in the draft did not come from your own brain and experience, the submission will be declined.
We use a combination of approaches, not a single detector tool (detector tools are unreliable). What we look for: practitioner-specific detail that only an active CPA, attorney, EA, or CFP would know; voice consistency against your other published work; specific cases, examples, or local-jurisdiction nuances; correct citation of current statutes and figures (AI routinely cites outdated or hallucinated sources). Drafts that read like a competent overview but lack any practitioner fingerprint are declined.
If you're unsure whether your use of AI tools falls inside or outside this policy, disclose it in your pitch. We'd rather have an honest conversation upfront than decline a piece at the editorial stage.
Your bio appears at the end of the article and on your author archive page.
By submitting an article, you grant CuraDebt:
You retain copyright. After the 90-day exclusivity period ends, you may republish the article on your firm website, LinkedIn, or other personal channels, provided you include a canonical link back to the original CuraDebt URL.
We do not pay for bylined articles. Compensation is the byline, the author archive page, the verified credential listing, and the link to your firm site.
No. Compensation is the byline, the author archive page, the verified credential listing, and a dofollow link to your firm site or LinkedIn. We do not pay for bylined articles.
Credentialed professionals only. We accept CPAs, Enrolled Agents, tax attorneys, consumer bankruptcy attorneys, CFPs, Accredited Financial Counselors, NFCC- or FCAA-affiliated credit counselors, licensed mortgage loan originators, and fee-only fiduciary RIAs with active credentials. Personal finance bloggers, financial coaches without certification, and content agencies are not accepted.
Consumer debt (credit card, medical, personal loans, debt settlement, debt consolidation, collections), tax debt (IRS and state, Offers in Compromise, Installment Agreements), bankruptcy (Chapter 7, Chapter 13, means test, exemptions), and credit and personal finance (credit reports, score mechanics, rebuilding credit, budgeting through hardship).
Pitch responses within 5–7 business days. First drafts due 14 days after pitch acceptance. Editorial revisions take one to two rounds. Most accepted articles publish within 2–4 weeks of final approval.
One outbound dofollow link permitted in the author bio. The link must point to your firm website, professional listing, or LinkedIn profile. No links to lead capture pages, consultation booking, affiliate offers, or product pages. Bio limit is 50 words.
900 to 1,500 words. Articles must be original and unpublished. We run originality checks on every submission. After a 90-day exclusivity period, contributors may republish on their own firm site, LinkedIn, or other personal channels with a canonical link back to the original CuraDebt URL.
No. The byline must be your real name with your active credential. We verify every credential before publication. Ghostwritten articles defeat the entire purpose of credentialed expert content and undermine Google E-E-A-T signals for the page.
AI tools are permitted for research, outlining, and line-level editing. They are not permitted to generate the substantive analysis, case examples, or professional judgment that your credential certifies. Submitting an AI-drafted piece as your own work will be declined and may result in being removed from our contributor list. If you're uncertain whether your use of AI falls inside or outside this policy, disclose it in your pitch and we'll discuss.
Use the pitch form at the top of this page. Include your full name, active credential, license or certification number, a verification link (state bar, NMLS Consumer Access, CFP Board, NAEA, AICPA, etc.), and a 150–300 word pitch describing the article topic, angle, and why you're qualified.
If you hold an active credential and want to publish for an audience that actually needs your expertise, submit a pitch. We read every one.
Submit Your Pitch → Editorial review applies. Credential verification required before publication.
Eric Pemper founded CuraDebt in 2001 after studying at UC San Diego. Over 25 years, CuraDebt has covered situations involving credit card debt, tax debt, and other unsecured obligations. CuraDebt is BBB A+ Rated, BBB Accredited, and a member of the Association for Consumer Debt Relief (ACDR).