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When you are in debt or have a bad credit score, you really need someone to be upfront and honest with you about what your options are and how you can get back to where you used to be. You will find a lot of websites and advisers out there who aren’t necessarily giving you … Read More
A low income can make you feel discouraged about ever being able to pay off your debt, but don’t give up hope so quickly. You may think that your low pay limits your ability to take actions. However, there are many ways to bring all of your balances to zero, even if you’re not making … Read More
Credit card debt can have a way of sneaking up on you. Many Americans know all too well how easy it is to end up with tens of thousands of dollars in consumer debt, usually spread out over a collection of different credit cards. There comes a point when you can no longer make the minimum payments and you’re forced to come to terms with the damage that’s been done. This assessment – taking stock of the situation – is a good first step, but then you need to come up with a plan to settle your credit card debt, once and for all.
Like it or not, credit cards are a necessary part of living in modern America. If you rely on them, you leave yourself open to the risk of becoming inundated with high interest debt (credit card companies are banking on this happening so they can make huge profits). If you never use credit cards, you … Read More
People are under a severe misconception that there are free government debt relief grants to pay off debts, particularly credit card debts.