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When Available Credit Starts Replacing Income: Warning Signs And Next Steps

By Joshua Katz, CPA Founder, Universal Tax Professionals Updated July 30, 2026 When Available Credit Starts Replacing Income: Warning Signs And Next Steps When credit cards start covering groceries, utilities, gas, or other recurring essentials, the issue is often larger than a single high balance. It can mean that monthly income is no longer covering monthly costs. Recognizing that pattern

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Cash Crisis Management for Founders and Small Business Owners: What Actually Works When the Runway Is Already Short

Yousuf Rizvi, CPA · Principal and Fractional CFO, Ridgeway Financial ServicesGuest Contributor · CuraDebt · Updated July 29, 2026Cash Crisis Management for Founders and Small Business Owners: What Actually Works When the Runway Is Already ShortFrom CuraDebt · Key TakeawayQuick answer from Yousuf Rizvi, CPA: When a small business cash runway is short, the immediate priorities are a 13-week cash

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FTC RentGrow tenant screening report accuracy graphic showing a $2.25 million settlement and report accuracy issues

FTC RentGrow Settlement Puts Tenant Screening Report Accuracy in Focus

The FTC says RentGrow will pay $2.25 million to settle allegations involving tenant screening report accuracy, duplicate records, consumer disclosures, and dispute handling. For renters, the case is a reminder that background-report errors can become real housing and money problems. EPBy Eric PemperJuly 27, 2026 | 5 min read Key TakeawaysThe FTC announced on July 9, 2026 that RentGrow will

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Debt Consolidation Can Change The Payment, But Will It Change The Pattern?

By Michael Rodriguez, CFP® Founder And Lead Planner, Equanimity Wealth Guest Contribution · Edited By Eric Pemper, CuraDebt · The Views Expressed Are The Author’s Own Last Updated: July 24, 2026 Debt Consolidation Can Change The Payment, But Will It Change The Pattern? A CFP® explains why lowering the rate or monthly payment is only one part of a debt-consolidation

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Chapter 7 Or Chapter 13? What Actually Goes Into The Decision

Michael A. Ziegler, Esq.Managing Partner, Ziegler Diamond Law · Florida Bar No. 74864Guest contribution · Published by CuraDebt · The views expressed are the author’s ownLast updated: July 19, 2026Chapter 7 Or Chapter 13? What Actually Goes Into The DecisionFrom CuraDebt · Publisher SummaryA Florida bankruptcy attorney explains how income, exemptions, non-exempt property, and pre-filing decisions shape the Chapter 7

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CFPB Credit Card Dashboard Shows New Card Originations Rose While Inquiries Fell

The CFPB’s updated credit-card dashboard shows new card originations rose in the latest reported month even as recent application inquiries fell, a mixed signal for households using credit to manage cash flow. EP By Eric Pemper Founder of CuraDebt  •  Updated July 24, 2026  •  6 min read Key Takeaways The Consumer Financial Protection Bureau updated its Consumer Credit Trends

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