Debt Settlement: What It Is, How It Works & If It’s Worth It
October 24, 2023
CD Reviewed by the CuraDebt Team Independent guide · Last updated June 15, 2026 Debt Settlement: What It Is, How It Works, And If It's Worth It What is debt settlement? Debt settlement means your creditors are negotiated with so that you repay less than the full balance you owe, and the rest is forgiven.…
7 Reasons Chapter 13 Bankruptcy Is A Bad Idea
October 23, 2023
Going through Chapter 13 bankruptcy could have serious negative and long-term consequences. Here are 7 reasons why Chapter 13 bankruptcy might not be right for you. Chapter 13 Bankruptcy: What You Need To Know 1. Chapter 13 Failure Rate The Chapter 13 bankruptcy failure rate refers to the percentage of Chapter 13 bankruptcy cases that…
Understanding Healthy Business Debt: How Much Is Acceptable?
October 23, 2023
Understanding Healthy Business Debt: How Much Is Acceptable? Business debt can be a smart way to fund growth, invest in new opportunities, or handle cash flow gaps—but only when it’s managed wisely. The real challenge? Knowing how much debt is actually healthy for your business. Push past that line, and things can quickly become overwhelming.…
Should You Choose Debt Settlement Or Credit Counseling?
October 20, 2023
Debt settlement and credit counseling are two financial strategies designed to help individuals manage and alleviate their debt burdens. Debt settlement involves negotiating with creditors to settle outstanding debts for a reduced amount, typically in a lump-sum payment. This approach can be effective in reducing the total amount of debt owed. Credit counseling is a…
What Is An IRS Substitute For Return(SFR)?
October 20, 2023
Did you know that in situations where some taxpayers haven't filed their federal tax returns, the IRS has the capability to step in? Through the Substitute for Return (SFR) program, as authorized by Internal Revenue Code § 6020(b), the IRS can take action to ensure that everyone's tax obligations are met. If you find yourself…
