About Eric Pemper, Founder Of CuraDebt
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My story, briefly
I am Eric Pemper, and I founded CuraDebt in 2001 because I kept seeing the same thing: good people, buried in debt, being handed one-size-fits-all "solutions" that did not fit their actual situation. I wanted a place that started with the person's real numbers instead of a sales script, that told someone honestly when a loan was the wrong tool, or when they were better off doing nothing than enrolling in the wrong program.
More than two decades later, that is still the standard I hold this to. The debt world has changed a lot, and CuraDebt has changed with it, but the first question has never changed: what does this specific person actually need?
Experience and credentials
| Area | Detail |
|---|---|
| Founder & CEO | Founded CuraDebt in 2001 and have led it since. |
| Experience | More than two decades helping people resolve unsecured debt, tax debt, and business debt. |
| Accreditation | CuraDebt maintains an A+ rating with the Better Business Bureau. |
| Focus | Matching people with licensed, independent providers suited to their actual situation. |
| Public education | Author of extensive consumer-facing guidance on debt, credit, and tax resolution. |
A short timeline
2001, Founded CuraDebt to help people resolve debt starting from their real numbers, not a script.
2000s, Expanded beyond unsecured debt into tax debt resolution as more people faced IRS and state back-tax problems.
2010s, Built out consumer education so people could understand their options before ever talking to anyone.
Today, CuraDebt operates as a free service that reviews what a person submits and matches them with an independent provider suited to their situation, across unsecured, tax, and business debt.
How I think about debt relief
My core belief is simple: the right answer depends entirely on the person. Someone who is current with good credit should usually not be in a settlement program, and someone deep in hardship should not be forced into a loan they cannot afford. Good help starts by figuring out which situation you are actually in, then matching you to the tool that fits, even if that tool is "wait and do this yourself."
“If you take one thing from this page, let it be this: I would rather you leave CuraDebt having learned that you do not need us than enroll you in something that does not fit. Since 2001 that has been the whole idea, understand the person first, then match the right help. It is why I still put my name and face on this work. If you want to see how it applies to your situation, the two-minute review is the honest place to start.”Eric Pemper, Founder of CuraDebt since 2001
If you are weighing your choices, compare the main debt relief options and how a debt settlement program works.
Frequently Asked Questions
Who is Eric Pemper?
Eric Pemper is the founder and CEO of CuraDebt, which he started in 2001. For more than two decades he has helped people resolve unsecured debt, tax debt, and business debt, with a focus on starting from each person's real numbers rather than a one-size-fits-all sales script.
When was CuraDebt founded?
CuraDebt was founded by Eric Pemper in 2001. It has operated for more than two decades, expanding over that time from unsecured debt relief into tax debt resolution and business debt, while keeping the same situation-first standard from the start.
What is Eric Pemper's approach to debt relief?
His core belief is that the right solution depends entirely on the person: someone current with good credit usually should not be in a settlement program, and someone in hardship should not be forced into a loan they cannot afford. Good help starts by identifying which situation you are actually in, then matching the tool that fits.
Is CuraDebt BBB accredited?
Yes. CuraDebt maintains an A+ rating with the Better Business Bureau. As with any accreditation, you can verify the current status directly on the BBB website, since ratings are updated over time.
What kinds of debt does CuraDebt help with?
CuraDebt helps people with unsecured debt such as credit cards, medical bills, and personal loans; tax debt owed to the IRS or a state; and business debt. Each type follows a different path, which is why the process starts by understanding your specific situation before pointing to an option.
Does Eric Pemper give legal or tax advice?
No. CuraDebt is not a law firm and does not provide legal or tax advice. Its role is to help you understand your options and, where it makes sense, match you with a licensed, independent provider or tax relief firm suited to your situation. For advice on your specific case, consult a licensed professional.
What standards does Eric Pemper hold the company to?
The standards are consistent: never promise a specific dollar saved, never guarantee an outcome, never push a program on someone it does not fit, and always be honest about what each option can and cannot do. The goal is an informed decision, even if that decision is not to enroll in anything.
Why does Eric Pemper put his name on the company?
Because accountability matters in an industry that has earned skepticism. Putting his name and face on the work is a commitment to the standards behind it, and a signal that the advice is meant to be honest and situation-specific rather than a sales pitch.
How has CuraDebt changed over the years?
It began in 2001 focused on unsecured debt, expanded into tax debt resolution as more people faced IRS and state back-tax problems, built out consumer education so people could understand their options first, and today operates as a free service that matches people with independent providers suited to their situation.
How do I get help from CuraDebt?
Start by sharing your approximate balances in a quick, free review that takes about two minutes. CuraDebt reviews what you submit and matches you with a licensed, independent provider suited to your situation; CuraDebt itself does not perform the debt relief service, and you are never obligated to proceed.
