Horizontal Or Vertical Growth: Which Is Best For Your Business?

January 14, 2025
By Eric Pemper, Founder of CuraDebtHelping people resolve unsecured, tax, and business debt since 2001 · BBB A+ accredited Last updated: July 3, 2026 Horizontal Vs Vertical Growth: Which Is Right For Your Business? The short answerHorizontal growth makes your business wider, new products, markets, or customers, and tends to lift revenue first. Vertical growth…

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What Percent Of Revenue Should Go To Payroll?

January 13, 2025
Eric PemperFounder, CuraDebt · Est. 2001BBB A+ Rated · BBB Accredited · ACDR Member · 1,600+ Five-Star Client Reviews Last updated: July 5, 2026 What Percent Of Revenue Should Go To Payroll? Most small and mid-sized businesses run payroll at about 15% to 30% of gross revenue, though labor-heavy industries like consulting and healthcare commonly…

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What Is A Personal Guarantee? What You Need To Know Before Signing

January 13, 2025
When you’re navigating the world of business financing, the term “personal guarantee” is bound to come up. While it might sound like just another step in the loan approval process, a personal guarantee is a serious commitment that can impact not only your business but also your personal financial well-being. Before signing on the dotted…

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Beyond Finance Reviews 2026: Is It Legit?

January 9, 2025
Not affiliated with or endorsed by Beyond Finance; trademarks belong to their owners. This is our own research and opinion, not a statement of fact. CuraDebt may be compensated by companies referred to. Eric Pemper Founder, CuraDebt · Est. 2001BBB A+ Rated · BBB Accredited · ACDR Member · 1,600+ Five-Star Client Reviews Last updated:…

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What Is A Merchant Cash Advance And How It Works

January 7, 2025
If you’re a business owner seeking quick financing, you’ve likely heard about merchant cash advances (MCAs). But what exactly is a merchant cash advance, and how does it work? Whether you’re looking to grow your business, manage cash flow, or cover unexpected expenses, understanding MCAs can help you make an informed decision. In this article,…

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