Is Bankruptcy Discharge Public Record?

October 25, 2023
This page is general information, not legal advice. CuraDebt is not a law firm and does not provide legal services. For advice about your situation, consult a licensed bankruptcy attorney. By Eric Pemper, Founder of CuraDebtHelping people resolve unsecured, tax, and business debt since 2001 · BBB A+ accredited Last updated: July 3, 2026 Is…

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Pros And Cons Of Filing Chapter 7 Bankruptcy

October 24, 2023
Eric PemperFounder, CuraDebt · Est. 2001BBB A+ Rated · BBB Accredited · ACDR Member · 1,600+ Five-Star Client Reviews Last updated: July 5, 2026 Pros And Cons Of Filing Chapter 7 Bankruptcy Chapter 7 bankruptcy can discharge most unsecured debt in three to six months and stop collection through an automatic stay, but it can…

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Debt Settlement: What It Is, How It Works & If It’s Worth It

October 24, 2023
CD Reviewed by the CuraDebt Team Independent guide · Last updated June 15, 2026 Debt Settlement: What It Is, How It Works, And If It's Worth It What is debt settlement? Debt settlement means your creditors are negotiated with so that you repay less than the full balance you owe, and the rest is forgiven.…

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Reasons Chapter 13 Bankruptcy Is A Bad Idea

October 23, 2023
By Eric Pemper, Founder of CuraDebtHelping people resolve unsecured, tax, and business debt since 2001 · BBB A+ accredited Last updated: July 5, 2026 The short answerChapter 13 can backfire because it locks you into a three-to-five-year repayment plan that a large share of filers never complete. When a case is dismissed, you can lose…

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What’s A Healthy Level Of Business Debt? Key Ratios

October 23, 2023
Eric PemperFounder, CuraDebt · Est. 2001BBB A+ Rated · BBB Accredited · ACDR Member · 1,600+ Five-Star Client Reviews Last updated: July 5, 2026 What’s A Healthy Level Of Business Debt? Key Ratios A healthy level of business debt is measured by ratios, not a single dollar amount. Aim for a debt-service coverage ratio of…

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