Considering Filing? You Need To Know What Happens When You File Bankruptcy

March 9, 2023
What is Bankruptcy? Thinking about filing bankruptcy? Bankruptcy is a court proceeding in which a judge and court trustee examine the assets and liabilities of individuals and businesses who can’t pay their bills and decide whether to discharge those debts so they are no longer legally required to pay them. What should to consider when…

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Personal Loan vs. Personal Line of Credit: Know The Difference

March 9, 2023
When life throws unexpected expenses at us, such as a home renovation, a wedding, or even a funeral, many people opt to use credit over cash. Credit is especially useful when an expense sneaks up on us and we don’t have enough in our emergency funding to cover the cost of the expense. A personal…

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Car Repossession: What About The Outstanding Loan Balance?

March 4, 2023
By Eric Pemper, Founder of CuraDebtHelping people resolve unsecured, tax, and business debt since 2001 · BBB A+ accredited Last updated: July 3, 2026 Car Repossession: What About The Outstanding Loan Balance? The short answerAfter a repossession, you can still owe money. When the lender sells the car for less than your loan balance, the…

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What Happens If You Don’t Pay Medical Bills

March 3, 2023
Eric PemperFounder, CuraDebt · Est. 2001BBB A+ Rated · BBB Accredited · ACDR Member · 1,600+ Five-Star Client Reviews Last updated: July 5, 2026 What Happens If You Don’t Pay Medical Bills Unpaid medical bills typically move through billing notices, then collections, and in some cases a lawsuit if the balance is large and stays…

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Biden Student Loan Forgiveness Update: What About Private Student Loans?

March 1, 2023
President Biden proposed a plan to erase millions of dollars in student loan debt. Millions of  student loan borrowers are currently waiting for the approval of student loan forgiveness. President Joe Biden announced that he intended to forgive up to $20,000 in student loan debt per borrower under an income threshold. Unfortunately, court battles have…

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