* CuraDebt does not charge any fees for its free counseling sessions. If you qualify for our Performance Based Debt Settlement Program, performance fees will only be earned as debts are settled. Not all services are available in all states. Individual results vary. We do not guarantee debt will be reduced at any specific percentage. CuraDebt does not assume or pay any consumer debts and does not provide tax or legal advice. If you seek legal or tax advice, you should consult with a tax specialist or attorney. Read and understand all contract terms prior to enrollment. A minimum of $5,000 is needed to qualify for the debt relief programs. Debt Relief Services are not available to residents of CT, ID, KS, LA, ME, MT, NH, NV, OR, SC, TN, UT, VT, WV, and WY. Tax Services is not available in PA and PR.