What is A Charge-Off, Why You Still Owe the Debt, And How It’s Normal In Debt Settlement Programs

October 6, 2024
If you’ve been dealing with debt, you might have heard the term charge-off from creditors or on your credit report. For many people, seeing this term can feel alarming, but it’s important to understand what a charge-off really means, why you still owe the debt, and how it can be part of a debt settlement…

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Best Call Blockers And Screeners To Stop Creditor And Collection Calls

October 6, 2024
By Eric Pemper, Founder of CuraDebtHelping people resolve unsecured, tax, and business debt since 2001 · BBB A+ accredited Last updated: July 3, 2026 Best Call Blockers And Screeners To Stop Creditor And Collection Calls The short answerTo stop creditor and collection calls, combine two things: a call blocker or screener (an app like Hiya,…

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Understanding Debt Collection Violations: How To Protect Yourself From Illegal Creditor And Collection Agency Practices

October 6, 2024
Understanding Debt Collection Violations: How to Protect Yourself from Illegal Creditor and Collection Agency Practices If you’re struggling with debt and facing harassment from creditors or collection agencies, it’s important to know that the law offers protections. Whether you’re dealing with an original creditor or a debt collection agency, there are specific rules they must…

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How To Stop A Collection Agency From Calling You

October 6, 2024
Dealing with collection calls can feel like a never-ending battle. The constant ringing, the pressure, the uncertainty—it’s enough to make anyone feel overwhelmed. But here’s the good news: you don’t have to live this way. Whether you owe money or believe the debt isn’t yours, there are simple, effective ways to stop the calls and take…

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Top Private Student Loan Lenders And How To Settle Your Debt Faster

October 6, 2024
If you’re struggling with private student loan debt, settling with your lender could be a viable way to reduce what you owe and relieve financial pressure. Different lenders have varying policies regarding settlements, and the amount they may agree to settle for can vary significantly. Below, we’ll cover some of the most well-known private student…

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