Why Creditors Want People In Debt And How Much Money Credit Card Issuers Earn In Interest Alone
October 6, 2024
Credit card companies and other creditors profit immensely when people carry debt. While it may seem that creditors would prefer you to pay off your balance, the reality is that they earn significantly more when you carry debt and make interest payments. In this article, we’ll explore why creditors want people to stay in debt,…
What Is A Charge-Off? Why You Still Owe The Debt
October 6, 2024
Eric PemperFounder, CuraDebt · Est. 2001BBB A+ Rated · BBB Accredited · ACDR Member · 1,600+ Five-Star Client Reviews Last updated: July 5, 2026 What Is A Charge-Off? Why You Still Owe The Debt A charge-off is an accounting entry, not debt forgiveness. After about 180 days of missed payments, the creditor writes the balance…
Best Call Blockers And Screeners To Stop Creditor And Collection Calls
October 6, 2024
By Eric Pemper, Founder of CuraDebtHelping people resolve unsecured, tax, and business debt since 2001 · BBB A+ accredited Last updated: July 3, 2026 Best Call Blockers And Screeners To Stop Creditor And Collection Calls The short answerTo stop creditor and collection calls, combine two things: a call blocker or screener (an app like Hiya,…
Understanding Debt Collection Violations: How To Protect Yourself From Illegal Creditor And Collection Agency Practices
October 6, 2024
Understanding Debt Collection Violations: How to Protect Yourself from Illegal Creditor and Collection Agency Practices If you’re struggling with debt and facing harassment from creditors or collection agencies, it’s important to know that the law offers protections. Whether you’re dealing with an original creditor or a debt collection agency, there are specific rules they must…
How To Stop A Collection Agency From Calling You
October 6, 2024
Dealing with collection calls can feel like a never-ending battle. The constant ringing, the pressure, the uncertainty—it’s enough to make anyone feel overwhelmed. But here’s the good news: you don’t have to live this way. Whether you owe money or believe the debt isn’t yours, there are simple, effective ways to stop the calls and take…
