California Bankruptcy Means Test Calculator: Your Complete 2025 Guide

August 14, 2025
By Eric Pemper, Founder of CuraDebtHelping people resolve unsecured, tax, and business debt since 2001 · BBB A+ accredited Last updated: July 3, 2026 California Bankruptcy Means Test Calculator: 2026 Guide The short answerThe California means test is the federal tool used to gauge eligibility for Chapter 7 bankruptcy. It first compares household income to…

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What Happens If You Owe The IRS More Than $25,000?

August 1, 2025
Eric Pemper Founder, CuraDebt · Est. 2001BBB A+ Rated · BBB Accredited · ACDR Member · 1,600+ Five-Star Client Reviews Last updated: July 27, 2026 What Happens If You Owe The IRS More Than $25,000? If you owe the IRS more than $25,000, payment plans and other IRS options may still be available. The amount…

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Should You File Your Taxes Early? Here’s What You Need to Know

March 25, 2025
Should You File Your Taxes Early? Here’s What You Need to Know Tax season is here, and with it comes the age-old question: Should I file my taxes early or wait until the deadline? It’s a decision that can feel overwhelming, especially when you’re juggling work, family, and life’s other demands. But here’s the good news: you…

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What Does Your IRS Notice Mean? How To Respond

March 25, 2025
Eric PemperFounder, CuraDebt · Est. 2001BBB A+ Rated · BBB Accredited · ACDR Member · 1,600+ Five-Star Client Reviews Last updated: July 5, 2026 What Does Your IRS Notice Mean? How To Respond An IRS notice is a written update about your tax account, and most are routine, not a crisis. The CP or LTR…

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Tax Relief For Seniors: Deductions, Credits And IRS Help

March 25, 2025
Eric PemperFounder, CuraDebt · Est. 2001BBB A+ Rated · BBB Accredited · ACDR Member · 1,600+ Five-Star Client Reviews Last updated: July 5, 2026 Tax Relief For Seniors: Deductions, Credits And IRS Help Yes, senior citizens can still owe taxes after 65, because Social Security, pensions, and retirement withdrawals can all be taxable depending on…

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