Personal Loan vs. Personal Line of Credit: Know The Difference
March 9, 2023
When life throws unexpected expenses at us, such as a home renovation, a wedding, or even a funeral, many people opt to use credit over cash. Credit is especially useful when an expense sneaks up on us and we don’t have enough in our emergency funding to cover the cost of the expense. A personal…
Car Repossession: What About The Outstanding Loan Balance?
March 4, 2023
By Eric Pemper, Founder of CuraDebtHelping people resolve unsecured, tax, and business debt since 2001 · BBB A+ accredited Last updated: July 3, 2026 Car Repossession: What About The Outstanding Loan Balance? The short answerAfter a repossession, you can still owe money. When the lender sells the car for less than your loan balance, the…
What Happens If You Don’t Pay Medical Bills
March 3, 2023
Eric PemperFounder, CuraDebt · Est. 2001BBB A+ Rated · BBB Accredited · ACDR Member · 1,600+ Five-Star Client Reviews Last updated: July 5, 2026 What Happens If You Don’t Pay Medical Bills Unpaid medical bills typically move through billing notices, then collections, and in some cases a lawsuit if the balance is large and stays…
Biden Student Loan Forgiveness Update: What About Private Student Loans?
March 1, 2023
President Biden proposed a plan to erase millions of dollars in student loan debt. Millions of student loan borrowers are currently waiting for the approval of student loan forgiveness. President Joe Biden announced that he intended to forgive up to $20,000 in student loan debt per borrower under an income threshold. Unfortunately, court battles have…
How To Negotiate Student Loan Settlement
February 27, 2023
Although it was the plan to forgive student debt, many people still have a balance due. With the cost of living on the rise, many may find it hard to find the extra income to pay back their student loan. The expenses of daily living, such as mortgage or rent payments, utility bills, and auto…
