Credit9 is a company that lends money to regular people and businesses. It’s easy to apply for a loan with them, and they make decisions pretty fast. They’re located in Irvine, CA, and have connections with Americor and Fast Loans Funding. If you want to know more, you can give them a call at (800) 291-0172.
What Are The Fees For Credit9?
On April 21, 2023, Crixeo.com conducted a review on Credit9. This review stated the following: “There are a lot of low-interest loan options out there, so you may be tempted by Credit9’s advertising rates of 4.99%. However, the reality is that most states’ APR for such loans ranges between 18% to 24%, including an origination fee of 2.5%. Loans above $35,000 may also be brokered out to other lenders.” This information was obtained on November 2, 2023.
How Does Credit9.com Work?
Credit9 gives out loans, but what you can get and how you pay it back depends on your credit score and where you live. They don’t offer the same deal to everyone. The rules are different from one place to another. To find out all the details for your location, check out their website.
How To Qualify For A Credit9 Loan?
According to the review conducted by Crixeo, applicants will have to have good credit In order to qualify for the lowest rates at Credit9. A steady income and proof of employment are also requirements. Other criterias are you must be at least 18 years old (19 in Alabama), have a checking or savings account in your name, and be a U.S. citizen or permanent resident alien with a valid Social Security number.
How Does Credit9 Affect Your Credit?
Before you decide to borrow money, it’s important to understand how it can affect your credit score. When you talk to a company about combining your debts, they’ll first do a “soft pull” to see what interest rates and terms you might qualify for. This check doesn’t impact your credit score. However, if you go ahead and apply for the loan, the lender will do a more thorough check on your credit, known as a hard pull, which could lower your credit score a bit. This is because they need a complete picture of your credit history to decide on the final loan terms.
Who Is Credit9 Affiliated With?
Crixeo.com has stated that Credit9 is affiliated with Americor and Fast Loans Funding and uses Credit9 Holdco Inc. as an alternate name.
Credit9 Customer Reviews
The Better Business Bureau is a nonprofit organization that collects and provides free business reviews to consumers and businesses in the US and Canada. You can visit the Better Business Bureau website to view the full Credit9 review. As of November 2, 2023, Credit9 received a score of 4.8 out of 5 out of a total of 2,340 customer reviews. Potential applicants should note that the company has received 60 complaints in the last year.
Beware Of The Cons Of Credit9
Consumeraffairs.com also conducted a review on credit9. According to this review Credit9 charges a loan origination fee, doesn’t advertise a range of APR, and is not available in CO, ND, OR, VT, WV or WY. Information from this review was obtained on November 2, 2023.
In Need Of Debt Relief?
When it comes to financial decisions it is best to explore your options and get a second opinion. Different debt relief professionals or agencies may have different strategies and approaches to resolving debt. Seeking a second opinion can provide you with alternative options that you may not have considered initially. This can open up new possibilities and potentially lead to a more favorable outcome. CuraDebt has been helping individuals and small businesses for over 22 years nationwide and is one of the oldest and most experienced in the debt relief industry. As of May 2023 CuraDebt received a score of 5 out of 5 on CustomerLobby for a total of 1179 customer views. CuraDebt is an Accredited Member of the American Fair Credit Council. Contact us toll free today for a free consultation. 1-877-850-3328. Not only do we handle personal debt relief, we also offer business debt relief and tax debt relief.
Is debt relief a good option for you? Explore the Pros and Cons of Debt Settlement before making a decision.