10 Reasons To Pay Off Debt
November 9, 2023
By Eric Pemper, Founder of CuraDebtHelping people resolve unsecured, tax, and business debt since 2001 · BBB A+ accredited Last updated: July 5, 2026 10 Reasons To Pay Off Debt And How To Start The short answerPaying off debt is worth it because it frees your income, stops interest from draining you, lifts your credit…
4 Ways To Limit Your Holiday Debt
November 6, 2023
The holiday season is a time of joy, celebration, and giving, but it can also bring with it the stress of overspending and accumulating debt. Many people feel compelled to be generous during this time, often going to great lengths to purchase gifts and host extravagant gatherings. However, the financial aftermath of the holidays can…
What Is The Statute Of Limitations On Debt Collection?
November 2, 2023
The statute of limitations is a legal concept that establishes a specific time period within which a person or entity can initiate a lawsuit or legal action against another party. It serves as a fundamental principle of the legal system, designed to ensure that cases are brought in a timely manner, preserving evidence and preventing…
How to Write a Debt Settlement Proposal Letter: Template and Checklist
October 27, 2023
By Eric Pemper, Founder of CuraDebt25 years in consumer debt relief and FTC/TCPA compliance · Last updated August 17, 2026 A debt settlement proposal letter is a written offer you send to a creditor or debt collector asking them to accept specific payment terms to resolve an account. It should identify the debt, explain the…
Debt-To-Income (DTI) Ratio: What’s Good And How To Calculate It
October 26, 2023
Eric Pemper Founder, CuraDebt · Est. 2001BBB A+ Rated · BBB Accredited · ACDR Member · 1,600+ Five-Star Client ReviewsLast updated: September 1, 2026Debt-To-Income Ratio: What's Good And How To Calculate It Your debt-to-income ratio is total monthly debt payments divided by gross monthly income, times 100. A DTI of 36% or below is favorable,…
