Chapter 13 Bankruptcy Calculator: Understanding the True Cost of Repayment Plans

August 15, 2025
This article is for informational purposes only and does not constitute legal advice. Individual circumstances vary, and professional consultation is recommended before making financial decisions. Chapter 13: The "Pay Most of Your Debts Back" Bankruptcy Chapter 13 bankruptcy isn't the fresh start that Chapter 7 provides. Instead, it's a court-supervised payment plan that requires you…

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How to Negotiate with Collection Agencies: 5 Proven Strategies

August 1, 2025
How to Negotiate with Collection Agencies: 5 Proven Strategies Many people are unaware that collection agencies purchase debts at a fraction of their original value. What this means is that there’s always room for negotiation. They’d rather make something on a deal like that than nothing.  With the right strategies, many people successfully reduce their…

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Credit Counseling Vs. Debt Settlement: Pros And Cons

May 23, 2025
Credit Counseling Vs. Debt Settlement: Pros And Cons Dealing with debt can feel overwhelming, but there are solutions available to help you regain control of your finances. Two common options are credit counseling and debt settlement. While both aim to help you manage debt, they work in very different ways. Understanding their differences can help…

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Can Debt Follow You To Another Country? What You Need To Know

May 23, 2025
Eric Pemper Founder, CuraDebt · Est. 2001 BBB A+ Rated · BBB Accredited · ACDR Member · 1,600+ Five-Star Client Reviews Last updated: June 28, 2026 Can Debt Follow You To Another Country? What You Need To Know Yes, your debt follows you when you move abroad, in the sense that you still legally owe…

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Budgeting Strategies To Get Out Of Debt Faster And Regain Financial Freedom

April 28, 2025
By Eric Pemper, Founder of CuraDebtHelping people resolve unsecured, tax, and business debt since 2001 · BBB A+ accredited Last updated: July 5, 2026 Budgeting Strategies To Get Out Of Debt Faster And Regain Financial Freedom The short answerThe fastest budgeting strategy is to make one number as large as you can: the extra dollars…

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