Converting Chapter 13 To Chapter 7: What You Should Know
October 30, 2023
By Eric Pemper, Founder of CuraDebtHelping people resolve unsecured, tax, and business debt since 2001 · BBB A+ accredited Last updated: July 5, 2026 Converting Chapter 13 To Chapter 7: What You Should Know The short answer: You can usually convert a Chapter 13 case to Chapter 7 as long as you qualify for Chapter…
How to Write a Debt Settlement Proposal Letter: Template and Checklist
October 27, 2023
By Eric Pemper, Founder of CuraDebt25 years in consumer debt relief and FTC/TCPA compliance · Last updated August 17, 2026 A debt settlement proposal letter is a written offer you send to a creditor or debt collector asking them to accept specific payment terms to resolve an account. It should identify the debt, explain the…
Debt-To-Income (DTI) Ratio: What’s Good And How To Calculate It
October 26, 2023
Eric Pemper Founder, CuraDebt · Est. 2001BBB A+ Rated · BBB Accredited · ACDR Member · 1,600+ Five-Star Client ReviewsLast updated: September 1, 2026Debt-To-Income Ratio: What's Good And How To Calculate It Your debt-to-income ratio is total monthly debt payments divided by gross monthly income, times 100. A DTI of 36% or below is favorable,…
Is Bankruptcy Discharge Public Record?
October 25, 2023
This page is general information, not legal advice. CuraDebt is not a law firm and does not provide legal services. For advice about your situation, consult a licensed bankruptcy attorney. By Eric Pemper, Founder of CuraDebtHelping people resolve unsecured, tax, and business debt since 2001 · BBB A+ accredited Last updated: July 3, 2026 Is…
Pros And Cons Of Filing Chapter 7 Bankruptcy
October 24, 2023
Eric PemperFounder, CuraDebt · Est. 2001BBB A+ Rated · BBB Accredited · ACDR Member · 1,600+ Five-Star Client Reviews Last updated: July 5, 2026 Pros And Cons Of Filing Chapter 7 Bankruptcy Chapter 7 bankruptcy can discharge most unsecured debt in three to six months and stop collection through an automatic stay, but it can…
