Debt Settlement: What It Is, How It Works & If It’s Worth It
October 24, 2023
CD Reviewed by the CuraDebt Team Independent guide · Last updated June 15, 2026 Debt Settlement: What It Is, How It Works, And If It's Worth It What is debt settlement? Debt settlement means your creditors are negotiated with so that you repay less than the full balance you owe, and the rest is forgiven.…
Reasons Chapter 13 Bankruptcy Is A Bad Idea
October 23, 2023
By Eric Pemper, Founder of CuraDebtHelping people resolve unsecured, tax, and business debt since 2001 · BBB A+ accredited Last updated: July 5, 2026 The short answerChapter 13 can backfire because it locks you into a three-to-five-year repayment plan that a large share of filers never complete. When a case is dismissed, you can lose…
Should You Choose Debt Settlement Or Credit Counseling?
October 20, 2023
Debt settlement and credit counseling are two financial strategies designed to help individuals manage and alleviate their debt burdens. Debt settlement involves negotiating with creditors to settle outstanding debts for a reduced amount, typically in a lump-sum payment. This approach can be effective in reducing the total amount of debt owed. Credit counseling is a…
Debt Management vs. Debt Settlement
October 19, 2023
Eric Pemper Founder, CuraDebt · Est. 2001BBB A+ Rated · BBB Accredited · ACDR Member · 1,600+ Five-Star Client ReviewsLast updated: September 1, 2026Debt Management Vs Debt Settlement: Which Is Right For You? A debt management plan repays your debt in full through one monthly payment at a lower interest rate, run by a nonprofit…
Debt Settlement Vs. Bankruptcy
October 18, 2023
Debt settlement and bankruptcy are two financial strategies that individuals facing overwhelming debt often consider as they grapple with the challenges of managing their financial obligations. Debt settlement involves negotiating with creditors to reduce the amount of debt owed, offering a possible path to resolve outstanding balances without resorting to bankruptcy. On the other hand,…
