Debt-to-Income Ratio Calculator: Find Your Number & 5 Ways to Fix a High DTI
August 8, 2025
Debt-to-income ratio (DTI) is a vital number in anyone's financial life, yet most people have no idea what theirs is or how to improve it. Lenders use your DTI to decide whether you qualify for mortgages, car loans, and credit cards. Even landlords use it to evaluate rental applications. And now, the classic news situation.…
Debt Payoff Calculator Showdown: Avalanche vs Snowball vs Hybrid (2025 Edition)
August 5, 2025
Eric Pemper Founder, CuraDebt · Est. 2001BBB A+ Rated · BBB Accredited · ACDR Member · 1,600+ Five-Star Client ReviewsLast updated: September 1, 2026Debt Payoff Calculator Showdown Avalanche Vs Snowball Vs Hybrid 2025 Edition Staring at $15,000 in credit card debt across four different cards? You're not alone. Though there are varying reports on this,…
Bankruptcy Chapters 7, 13 and 11 – What You Need to Know
March 27, 2025
Bankruptcy Chapters 7, 13 and 11 – What You Need to Know November 09, 2018 Bankruptcy Chapters 7, 13 and 11 – What You Need to Know There are many different methods that you can use to help eliminate your debt. Options such as credit counseling programs, debt consolidation and even debt settlement are all methods that you can use…
What Does Your IRS Notice Mean? Let’s Break It Down
March 27, 2025
What Does Your IRS Notice Mean? Let’s Break It Down Receiving a notice from the IRS can feel overwhelming—like a dark cloud hanging over your day. That envelope in your mailbox might bring up a mix of emotions. But here’s the good news: you don’t have to face it alone. Whether it’s a simple update,…
Is A Merchant Cash Advance The Right Solution For Your Business?
March 25, 2025
If you’re a small business owner dealing with cash flow or looking for better ways to finance your business, you may have considered a Merchant Cash Advance (MCA). While MCAs provide quick funding, they often come with high costs and risks that can create financial strain. Before making a decision, it’s important to understand: ✔️ How…
