Should You Take A Second Loan To Pay Off Debt?

March 25, 2025
Eric Pemper  Founder, CuraDebt · Est. 2001 BBB A+ Rated · BBB Accredited · ACDR Member · 1,600+ Five-Star Client Reviews Last updated: August 29, 2026 Why Taking Out A Second Personal Loan Might Not Be The Best Idea Borrowing again to cover debt you already have usually stacks a second payment on top of…

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How To Talk To Your Partner About Debt

March 25, 2025
Talking about money can feel uncomfortable, but discussing debt with your partner? That’s a whole new level of stress. Whether you’re carrying student loans, credit card debt, or other financial obligations, bringing up the topic can feel overwhelming. You might worry about their reaction, fear judgment, or even feel ashamed about your situation. But here’s…

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Considering Bankruptcy In New Jersey? Consider The Alternative First

March 25, 2025
According to data from the United States Courts, there were 9,467 bankruptcy filings in New Jersey in the 12-month period ending on September 30, 2020. Of these filings, 6,947 were Chapter 7 bankruptcies, which involve the liquidation of assets to pay off debts, and 2,514 were Chapter 13 bankruptcies, which involve the creation of a…

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Should You Use Retirement Savings to Pay Off Debt? Pros, Cons, and Alternatives

March 25, 2025
February 04, 2025 When faced with overwhelming debt, it’s tempting to look for quick solutions—and your retirement savings might seem like an easy fix. After all, that money is sitting there, waiting for the future. But is it a good idea to use retirement savings to pay off debt? The answer isn’t straightforward. While it…

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What Does Your IRS Notice Mean? Let’s Break It Down

March 25, 2025
February 04, 2025 If you’re dealing with high-interest credit card debt, you may have heard about balance transfer credit cards as a potential solution. These cards allow you to transfer existing balances to a new card with a lower or even 0% introductory interest rate, giving you a chance to pay down debt faster. But…

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