TriPoint Lending Review: Is This Company Legit?

According to a review by The National Credit Foundation TriPoint Lending is a company that offers personal loans to people in need. However, Tripoint Lending has recently been receiving negative reviews from customers who feel that the company has scammed them. TriPoint Lending was founded in 2017 and is based in Irvine, California. TriPoint Lendings address is 2600 Michelson Dr Suite 1500, Irvine, CA 92612 and the company can be reached at 1-800-307-1789.

TriPoint Lending Pros and Cons

The National Credit Foundation mentions that One of the biggest advantages of Tripoint Lending is that they have a streamlined application process. The entire process can be completed online and takes only a few minutes to complete. On the negative side, The Nation Credit Foundation states that Tripoint has quite a few downsides. The biggest drawback of this company is that they have a negative reputation among many borrowers. This negative reputation streams from the company being known to change the terms of their loans after borrowers have already agreed to them. This can cause serious financial hardship for borrowers who are not prepared for the changes. TriPoint also does not have a good customer service reputation. There have been many reports of borrowers struggling to get in touch with a representative when they need help. This can make it difficult to get your questions answered or to resolve any issues you may have with your loan.

TriPoint Lending Cost 

A report by Crixeo says that TriPoint Lending claims that the annual percentage rates are from 5.49% APR to 30.00% APR for first-time borrowers. Based on that range, the monthly payments will vary. The company’s website,, did not give any information in regards to their fees.

BBB: TriPoint Lending Review

The Better Business Bureau is a nonprofit organization that collects and provides free business reviews to consumers, promoting ethical business practices and resolving disputes between consumers and businesses in the US and Canada. You can visit the Better Business Bureau website to view the full TriPoint Lending review. On the BBB website TriPoint Lending received a 3.79 out of 5 out of a total of 219 customer reviews.

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