Upstart is an AI lending platform that partners with banks and credit unions to provide consumer loans. According to the company’s website,, offers a number of financing options. The company’s mailing address is Delaware Street, San Mateo, CA 94403 and their customer service team can be reached at 1-855- 438-8778.

Upstart Business Loans Pros and Cons conducted a review on Upstart Business Loans. According to this review Upstart makes an instant lending decision based on your application and has fast funding in as little as one business day. There are no prepayment penalties, minimal documents are required for the application, and you will be able to check your rate without hurting your credit score. On a negative note, business owners must personally guarantee the loan and the loan is not available to new businesses, sole proprietorships or nonprofits. The loans are not available in Nevada, New Hampshire, Maryland, West Virginia, or Iowa. This information was obtained on September 1, 2023.

Upstart Business Loan Cost 

According to a review conducted on Upstart Business Loans by, Upstart’s business loans have 1- and 2-year terms and an APR that maxed out at 35.99%. The APR included an origination fee that was currently between 4% to 6% of the loan amount, but varied by applicant and is subject to change. This information was obtained on September 1, 2023.

BBB: Upstart Review

The Better Business Bureau is a nonprofit organization that collects and provides free business reviews to consumers and businesses in the US and Canada. You can visit the Better Business Bureau website to view the full Upstart review. As of September 1, 2023, Upstart received a 1.23 out of 5 stars for a total of 219 customer reviews.

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