Consumer Finance Expertise
Eric's 25-year track record at CuraDebt covers the full range of consumer and business debt resolution services. His direct expertise includes:
Beyond setting strategy, Eric has direct hands-on experience at the case level. He has personally resolved large business tax matters and personal tax matters with the IRS and state tax authorities. He has also supervised CuraDebt's team of negotiators on consumer debt settlement files and on merchant cash advance (MCA) and business debt resolution files, including the negotiation tactics, settlement structures, and creditor handling protocols used across thousands of cases.
This direct, hands-on experience, including managing compliance across 40+ states and ACDR membership in good standing, is the foundation of CuraDebt's consumer education content. Every claim in CuraDebt content is anchored in the same regulatory framework Eric has worked within for 25 years.
Editorial Standards for Consumer Finance Content
Financial decisions affect real households. Consumer finance content carries Your Money or Your Life (YMYL) implications, and CuraDebt content is held to the editorial standards that responsibility requires. The CuraDebt editorial team, led by Eric Pemper, applies the following source-fidelity standards to every article published on the site:
- Every numerical claim is tied to a primary source such as the BBB, CFPB, NMLS, federal court records, state attorney general databases, IRS publications, or peer-reviewed research, with a snapshot date.
- Every documented complaint pattern, regulatory action, or settlement is paraphrased from third-party editorial sources rather than restated as CuraDebt's independent finding.
- Every claim about a real public figure (founder, CEO, executive, public official) is verified against public records.
- Every cited regulation, statute, or licensing requirement is linked to the official government source.
- Content is updated when material new public-record information becomes available.
This approach reflects 25 years of direct experience with the legal standards that govern consumer finance content, including the Truth in Lending Act (TILA), the FTC's Telemarketing Sales Rule (TSR), the Telephone Consumer Protection Act (TCPA), state debt-relief licensing laws, IRS publication standards, and the consumer protection rules in each state attorney general's jurisdiction.
As Featured In
Eric's commentary on consumer finance, debt resolution, business strategy, and entrepreneurship has been featured in the following publications:
Editorial Independence and Disclosures
CuraDebt content is authored or reviewed by Eric Pemper and the CuraDebt editorial team, with the following standing disclosures: (1) Eric Pemper is the Founder of CuraDebt and bears editorial responsibility for content published on the site; (2) CuraDebt's loan comparison partnership with EVVO (the loan marketplace at getcuradebt.com) is the only commercial relationship referenced in CuraDebt content unless otherwise disclosed; (3) any third-party affiliate, referral, or business relationship is disclosed inline in the relevant article; (4) editorial decisions (what to cover, what claims to verify, what to paraphrase versus quote, what to exclude) are made independently of any commercial consideration; (5) all claims are reviewed by CuraDebt Compliance prior to publication.
Contact
For editorial corrections, source disputes, or fact-check inquiries, contact CuraDebt Compliance at [email protected]. For media or speaking inquiries, contact Eric directly via LinkedIn.
